Recent Posts in FAQ

• Posted By Dick Law Firm 5-Sep-2021

  Know the Signs of Insurance Bad Faith

  We all want our insurance providers to take care of us fairly after we have been in an accident, had our property damaged in a natural disaster, or suffered financial loss due to an unforeseen business mishap. But we are also all well aware that ...

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• Posted By Dick Law Firm 8-Jan-2021

  Common Home Insurance Claim Questions

  Q. I have forgotten my insurance coverage, and I have no idea who my representative is. May I show my insurance policy? How am I able to figure out who my insurance agent is? A. Contact the insurance provider and see the coverage to obtain the name ...

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• Posted By Dick Law Firm 24-Jul-2020

  How to read insurance claim settlement?

  How to read an insurance claim settlement? Reading an insurance claim settlement is easy as 1-2-3 using this basic formula: Recoverable Cost Value (RCV) – Depreciation = Actual Cash Value (ACV) Recoverable Cost Value is the replacement value of ...

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• Posted By Dick Law Firm 20-Jul-2020

  Ohio calls to retroactively expand business interruption

  Ohio calls to retroactively expand business interruption Lawmakers in Ohio and Massachusetts have proposed bills that would retroactively expand business interruption insurance policies to cover companies’ losses attributable to the outbreak of ...

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• Posted By Dick Law Firm 19-Jul-2020

  Can i cancel a home insurance claim?

  Can I Cancel a Home Insurance Claim? The simple answer is YES. Typically, this is called withdrawing the insurance claim. Independent insurance adjusters are known to encourage homeowners to withdraw valid home insurance claims. If an adjuster asked ...

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• Posted By Dick Law Firm 16-Jul-2020

  COVID-19 Insurance Claims Must Be Paid Promptly

  Covid 19 Insurance Claims COVID-19 insurance coverage articles written over the past several weeks are a mixed bag. Some articles paint an optimistic picture, where coverage is a possibility or a certainty, whereas others make coverage sound as ...

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• Posted By Dick Law Firm 13-Jul-2020

  Allstate Pays Up $18,249.14

  Allstate Pays Up $18,249.14 on an initially underpaid homeowner's insurance claim. Dick Law Firm's client still has the right to sue for attorney fees and interest it lost. -- Consider Enlisting an Insurance Lawyer to Make Your Insurance ...

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• Posted By Dick Law Firm 7-Jul-2020

  'Godzilla' Sahara Dust

  The "Godzilla" dust cloud from the Sahara heading towards the southeastern U.S. is one of the biggest recorded for 50 years. The cloud is expected to bring beautiful sunsets to states including Florida, Texas and Louisiana. The plume, which ...

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• Posted By Dick Law Firm 2-Jul-2020

  Insurance Lobbyist Enjoys Ex-Parte Communication

  Insurance lobbyist Steve Badger elicited ex-parte communication from TAPIA to influence Honorable Judge Linda Story. In response, judge appropriately marks "ex-parte communication" on letter. When dealing with Zelle or Steve Badger expect ...

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• Posted By Dick Law Firm 1-Jul-2020

  Wash your hands and say your prayers because Jesus and germs are everywhere.

  wash your hands and say your prayers wash your hands and say your prayers sign wash your hands and say your prayers soap dispenser wash your hands and say your prayers free printable wash your hands and say your prayers svg wash your hands and say ...

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• Posted By Dick Law Firm 27-Jun-2020

  Is Patrick Sharkey a Bias Umpire?

  Appraisal Umpires The appraisal clause, which permits a policyholder to employ an independent appraiser to evaluate the number of their damages, is closely related to the umpire clause. As a result, the insurance company will employ its appraiser. ...

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• Posted By Dick Law Firm 24-Jun-2020

  Hurricane Season

  Eric Dick has Texas roots second to none. Being a direct descendant of the Tumlinson family, the “Come and Take It” cannon basically is his family crest. In 2016, he was overwhelmingly elected to Harris County Department of Education. He ...

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• Posted By Dick Law Firm 24-Jun-2020

  Gov Greg Abbott May Close Texas Second Time

  Gov. Greg Abbott has issued a new proclamation expanding local authority on outdoor gatherings. The proclamation allows mayors and county judges to impose restrictions on outdoor gatherings of over 100 people. Previously, restrictions could only be ...

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• Posted By Dick Law Firm 23-Jun-2020

  Continued Complaints with State Farm

  Matthew Northrup complains about State Farm. Previously, State Farm has paid $352.5 million to Texas residents for over charging them and $250 million for bribery. Consumer Complaint: On November 26th, 2006, we had a fire. Our house had been so badly ...

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• Posted By Dick Law Firm 26-Jul-2016

  Filing a Homeowner's Insurance Claim After an Electrical Fire

  Electrical fires are one of the most common small-scale disasters in the American home. According to data collected by the United States Fire Administration, more than 28,000 electrical fires occur annually, and each one causes, on average, close to ...

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• Posted By Dick Law Firm 13-Jun-2016

  Is Your Roof Leaking? Know the Signs

  Water – one of the building blocks of life… and the absolute bane of your home’s interior. A slight yet steady leak can cause catastrophic damage to your home and rack up expensive repair costs. Worst of all, most leaks ...

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• Posted By Dick Law Firm 27-May-2016

  What Damages are Covered in a Power Outage?

  We have all been sitting at our computers, working hard on a project, drawing close to completion, when suddenly – everything goes dark. A power surge roaring through the city’s electrical grid rushes into your home or business and shuts ...

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• Posted By Dick Law Firm 20-May-2016

  Why You Should Talk to a Lawyer for Your life Insurance Bad Faith Case

  For many people who have lost a loved one, either through an accident or the natural passage of time, the first source of solace and peace of mind they can find comes as financial support through death benefits guaranteed through their life insurance ...

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• Posted By Dick Law Firm 28-Mar-2016

  Reasons to Hire an Insurance Bad Faith Lawyer

  Despite the outward appearance of insurance companies and ad campaigns describing how they are on your side, insurance providers are still businesses with shareholders to please. As such, insurance companies oftentimes have an interest to search for ...

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• Posted By Dick Law Firm 21-Mar-2016

  The Seven Different Types of Business Insurance

  Insurance companies offer a myriad of different insurance policies to cover nearly every type of risk that a business could ever encounter. While most companies will not need to purchase every type of insurance, almost all businesses will need ...

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• Posted By Dick Law Firm 15-Mar-2016

  3 Steps to Take After Insurance Bad Faith

  Insurance bad faith is any sort of business practice or tactic an insurance company uses to save themselves money while simultaneously breaking, violating, or otherwise altering premade contracts with their customers. Sometimes it comes in the form ...

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• Posted By Dick Law Firm 12-Feb-2016

  Business Insurance & Property Damage: When Am I Liable?

  Business insurance is something that most businesses simply must have. Business insurance, or Commercial General Liability coverage, protects businesses against unforeseen injury or property damage claims that should arise. While this coverage ...

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• Posted By Dick Law Firm 22-Dec-2015

  What is Not Covered Under My Texas Homeowner's Insurance?

  There is no such thing as perfection, especially in the world of homeowner’s insurance policies. Texas homeowners can scour the market far and wide for an ideal policy and still wind up missing some common forms of damage. The reality is that ...

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• Posted By Dick Law Firm 14-Dec-2015

  What Does My Texas Homeowner's Insurance Cover?

  You might know that you are paying a premium for homeowner’s insurance (HOI) but, if you are like most people in Texas, you probably don’t know what is covered, exactly. In your defense, this is not your fault. Insurance companies like to ...

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