Blog Posts in June, 2023

• Posted By Dick Law Firm 30-Jun-2023

  Is Rain Damage Covered By Commercial Insurance?

  Commercial insurance frequently pays for rain damage. However, the details of the coverage vary depending on the policy and the conditions of the damage. Generally speaking, commercial property insurance policies cover damage to your property brought ...

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• Posted By Dick Law Firm 30-Jun-2023

  "Does Commercial Insurance Give Discounts For Adding Security Systems?

  Yes, commercial insurance companies may give discounts for adding security systems to your business property. By installing security systems, you can reduce the risk of theft, vandalism, and other crimes that can lead to property damage and financial ...

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• Posted By Dick Law Firm 29-Jun-2023

  How Do I Document Rain Damage For My Insurance Claim?

  Documenting rain damage is an essential step in filing an insurance claim. The more detailed and thorough your documentation, the smoother and faster the claims process is likely to be. Here are some steps to follow to document rain damage for your ...

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• Posted By Dick Law Firm 29-Jun-2023

  Will My Commercial Insurance Cover My Collapsed Roof?

  Whether your commercial insurance will cover a collapsed roof depends on the specific policy and the cause of the collapse. In general, commercial insurance policies cover damage caused by sudden and accidental events but may exclude coverage for ...

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• Posted By Dick Law Firm 28-Jun-2023

  What Happens If I Get Dropped From My Insurance Provider?

  If your insurance company drops you, it might have serious repercussions. It may leave you without coverage for medical expenditures, auto repairs, or other costs that you were relying on your insurance to pay, depending on the sort of insurance you ...

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• Posted By Dick Law Firm 28-Jun-2023

  Can I Appeal A Decision to Drop Me From My Insurance Provider?

  Yes, in many cases, you can appeal a decision to drop you from your insurance provider. Insurance companies have specific procedures in place for appealing decisions, and it's important to follow those procedures carefully to give yourself the ...

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• Posted By Dick Law Firm 27-Jun-2023

  What is the Insurance Claims Process?

  The claims procedure refers to the steps an individual or organization must take in order to file a claim with an insurance company, requesting compensation for damages or losses sustained as a result of an unforeseen event. The claims process is ...

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• Posted By Dick Law Firm 27-Jun-2023

  Can I File A Claim For Hail Damage?

  Hail is an inconvenience that no one wants. Yes, you can file a claim for hail damage. If hail has damaged your property, you may be able to submit a claim with your insurer to cover the cost of repairs or replacement. To file a hail damage claim, ...

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• Posted By Dick Law Firm 26-Jun-2023

  How Many Insurance Claims Can You File On Your Commercial Insurance?

  The number of insurance claims that you can file on your commercial insurance policy is not limited. However, it's important to note that each claim filed may impact your policy in various ways, including your coverage limits and premium rates. ...

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• Posted By Dick Law Firm 26-Jun-2023

  Can I Appeal An Insurance Claim Decision?

  Yes, you can appeal an insurance claim decision if you disagree with the outcome. When an insurance claim is denied or if the insurance company's decision does not cover the full amount of damages, policyholders have the right to appeal the ...

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• Posted By Dick Law Firm 25-Jun-2023

  Will An Overpaid Claim Affect My Future Insurance Coverage Or Rates?

  An overpaid insurance claim will usually have no effect on your future insurance coverage or premiums. However, in some cases, an overpaid claim may have an indirect influence on your insurance coverage or premiums. Here are some things to think ...

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• Posted By Dick Law Firm 25-Jun-2023

  How Does Location Affect My Commercial Insurance Policy?

  Location is an important factor that can affect your commercial insurance policy in several ways. The physical location of your business can impact the type of risks your business faces and the likelihood of potential losses. Here are some key ways ...

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• Posted By Dick Law Firm 24-Jun-2023

  Do I Need to Dispute An Overpaid Insurance Claim?

  You may be wondering whether you should contest an overpaid insurance claim if you have received one. While challenging an overpayment claim is not always essential, there are several circumstances in which doing so may be advantageous. Here are some ...

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• Posted By Dick Law Firm 24-Jun-2023

  How Do I Know If I Need Flood Insurance?

  Flood insurance is typically required for homeowners who live in areas that are at high risk for flooding, as determined by the Federal Emergency Management Agency (FEMA). These high-risk areas are designated as Special Flood Hazard Areas (SFHAs) and ...

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• Posted By Dick Law Firm 23-Jun-2023

  Will My Insurance Cover Water Damage Caused by Heavy Rain or Flooding?

  Flooding is described as water that enters your property from an outside source, such as a river, lake, or ocean and is often not covered by standard homeowners insurance plans. Flood insurance is a distinct sort of protection that must be obtained ...

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• Posted By Dick Law Firm 23-Jun-2023

  Is Rain Damage Covered By Homeowner's Insurance?

  A conventional homeowners insurance policy will typically cover rain damage to your property, though the degree of coverage will vary depending on the policy's exact conditions. Most plans cover sudden and unintentional water damage, including ...

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• Posted By Dick Law Firm 22-Jun-2023

  What Should I Do If My Property Is Damaged By Hail?

  Hailstorms can cause significant damage to your property, including your home, vehicles, and personal belongings. If your property is damaged by hail, it's imperative to take immediate action to prevent further damage and ensure you can file an ...

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• Posted By Dick Law Firm 22-Jun-2023

  What Types of Leaks Are Covered By My Insurance Policy?

  The types of leaks that are covered by an insurance policy will depend on the specific terms and conditions of the policy, as well as the cause and extent of the damage. In general, most insurance policies will cover sudden and accidental leaks that ...

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• Posted By Dick Law Firm 21-Jun-2023

  How Long Does it Take For An Insurance Company to Process A Claim For A Leak?

  The time it takes an insurance company to process a claim for a leak can vary based on various factors, including the claim's complexity, the amount of damage involved, and the policyholder's reaction. In general, the process of making a ...

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• Posted By Dick Law Firm 21-Jun-2023

  Will My Insurance Premium Go Up If I File A Claim For A Leak?

  Leaks can be a hassle to deal with. They especially can be when considering how it can possibly affect your insurance. Your insurance rate may go up if you file a claim for a leak, but it will depend on your policy's specifics and the ...

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• Posted By Dick Law Firm 20-Jun-2023

  What Types of Vandalism Are Typically Covered By Insurance?

  Insurance policies typically provide coverage for damages caused by various types of vandalism. Vandalism refers to intentional damage caused to someone else's property, and it is considered a criminal act. Therefore, it is covered under the ...

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• Posted By Dick Law Firm 20-Jun-2023

  Will My Insurance Policy Cover the Cost of Hiring A Professional to Fix the Leak?

  The answer to whether your insurance policy will cover the cost of hiring a professional to fix a leak depends on the specific language of your policy. Generally, insurance policies will cover the cost of repairing damage caused by a leak but not ...

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• Posted By Dick Law Firm 19-Jun-2023

  Does My Homeowner's Insurance Policy Cover Vandalism?

  Most homeowners' insurance policies typically provide coverage for damages caused by vandalism. Vandalism refers to intentional damage caused to someone else's property, and it is considered a criminal act. Therefore, it is covered under the ...

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• Posted By Dick Law Firm 19-Jun-2023

  How Does Insurance Determine the Value of Damaged Property Due to Vandalism?

  When determining the value of damaged property due to vandalism, insurance companies typically use one of two methods: actual cash value (ACV) or replacement cost value (RCV). Actual cash value (ACV) takes into account the age and condition of the ...

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• Posted By Dick Law Firm 18-Jun-2023

  Can I Bundle Insurance Policies From Different Providers?

  No, bundling insurance policies usually requires purchasing all policies from the same provider. This is because insurance providers offer bundling discounts to incentivize customers to purchase multiple policies with them. These discounts are a way ...

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