Blog Posts in April, 2023

• Posted By Dick Law Firm 30-Apr-2023

  How Do I Include My Business Insurance On My Taxes?

  If you own a business, you might be able to write off the premiums you pay for business insurance on your taxes. Here are some common rules to help you figure out how to include your business insurance on your taxes: Policies that qualify: You can ...

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• Posted By Dick Law Firm 30-Apr-2023

  How Do I Include My Home Insurance On My Taxes?

  Home insurance premiums can be tax-deductible in certain situations, but the rules vary depending on your circumstances. Here are some general guidelines to assist you in understanding how to include your home insurance on your taxes: Itemizing your ...

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• Posted By Dick Law Firm 29-Apr-2023

  Is Commercial Auto Insurance Tax Deductible?

  Yes, commercial auto insurance is tax deductible for businesses. As a business expense, commercial auto insurance can be deducted from a business's taxable income, which can lower the amount of taxes that the business has to pay. To deduct the ...

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• Posted By Dick Law Firm 29-Apr-2023

  Can I Do A Month to Month Contract For Commercial Insurance?

  Yes, it is possible to have a month-to-month contract for commercial insurance. This type of contract is commonly referred to as a "monthly reporting policy," and it allows businesses to pay their insurance premiums on a monthly basis ...

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• Posted By Dick Law Firm 28-Apr-2023

  What Factors Increase Commercial Insurance?

  Commercial insurance is imperative for businesses. You could still pay more even after you find and settle on a policy that works for you and others involved. Several factors can increase commercial insurance premiums, including: Business type and ...

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• Posted By Dick Law Firm 28-Apr-2023

  Can I Do A Month to Month Contract For My Home Insurance?

  Yes, it is possible to have a month-to-month contract for your home insurance. In fact, many insurance companies offer this type of contract to give customers more flexibility in managing their insurance coverage. With a month-to-month contract, you ...

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• Posted By Dick Law Firm 27-Apr-2023

  Does Commercial Insurance Cover Hurricanes?

  Commercial insurance can cover hurricanes, but the extent of coverage depends on the type of insurance policy purchased by the business owner. A commercial property insurance policy typically covers physical damage to a business property caused by ...

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• Posted By Dick Law Firm 27-Apr-2023

  Do You Need to Get Hurricane Insurance For Your Business?

  Whether or not you need hurricane insurance for your business depends on a variety of factors, including the location of your business, the type of property you own, and the level of risk you are willing to accept. Purchasing hurricane insurance may ...

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• Posted By Dick Law Firm 26-Apr-2023

  Does Business Insurance Cover Storms?

  Business insurance typically provides coverage for damage caused by natural disasters, including storms. However, the extent of coverage and the types of damage covered can vary based on the specific policy and the insurance company. Typically, ...

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• Posted By Dick Law Firm 26-Apr-2023

  What Are Some Common Wind Damage Claims?

  Wind damage can result in a wide range of issues for residential and commercial property owners. The following is a list of typical forms of claims for damage caused by wind that insurance companies often receive: Roof Damage Strong winds can rip off ...

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• Posted By Dick Law Firm 25-Apr-2023

  Does Working from Home Need Business Insurance?

  In the last few years, working from home has become increasingly common, especially with the advent of freelancing and remote employment. Unfortunately, many people working from home may be unaware of the dangers and liabilities of home-based ...

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• Posted By Dick Law Firm 25-Apr-2023

  How Do You File A Wind Damage Claim?

  Filing a wind damage claim with your insurance company can help you receive compensation for damages to your property caused by high winds or other wind-related events. Here are the steps to follow when filing a wind damage claim: Document the ...

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• Posted By Dick Law Firm 24-Apr-2023

  What Are Some Common Property Damage Claims?

  When it comes to property damage claims, there are several types that are common among homeowners and renters. Knowing about these claims can help you better understand the risks associated with owning or renting a property and how to protect ...

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• Posted By Dick Law Firm 24-Apr-2023

  Does Commercial Insurance Cover Wind Damages?

  Commercial insurance typically provides coverage for damages caused by wind. However, the specific coverage and extent of protection will depend on the type of policy and the insurance company providing coverage. Commercial property insurance, ...

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• Posted By Dick Law Firm 23-Apr-2023

  How Many Insurance Policies Can You Bundle?

  There is no specific limit to how many insurance policies you can bundle, as it will depend on the insurance provider and the types of policies that you need. However, most insurance companies will generally allow you to bundle two or more policies ...

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• Posted By Dick Law Firm 22-Apr-2023

  Can You Bundle Life Insurance?

  Yes, life insurance can be bundled with other insurance products or financial services. Bundling refers to the practice of combining multiple insurance policies or financial products from the same provider into a single package. Bundling can provide ...

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• Posted By Dick Law Firm 21-Apr-2023

  How Can I Understand My Homeowner's Insurance Policy Better?

  To ensure that you have adequate coverage in the event of a loss, it is crucial to comprehend your house insurance policy. Here are some ways to better comprehend your homeowner's insurance policy: Consult your policy: Start by carefully ...

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• Posted By Dick Law Firm 20-Apr-2023

  What Are Some Reasons to Terminate My Homeowners Insurance Policy?

  Consider parting ways with your homeowner's insurance company for a couple of reasons. Some of these reasons may be related to changes in your life or the need for different types of coverage. Others may be related to concerns about the insurance ...

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• Posted By Dick Law Firm 19-Apr-2023

  Can I Discontinue My Commercial Insurance Before the Year Ends?

  As a business owner, you may have many reasons why you might want to discontinue your commercial insurance policy before the year ends. Perhaps your business has changed, or you may have found a better deal with another insurance provider. Whatever ...

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• Posted By Dick Law Firm 18-Apr-2023

  Do You Need An Inspection for Commercial Insurance?

  In many cases, a commercial insurance policy will require an inspection before coverage can be granted. This is because insurance companies need to assess the level of risk associated with a business before providing coverage. An inspection can help ...

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• Posted By Dick Law Firm 17-Apr-2023

  Are There Alternatives to Insuring My Business If I'm Denied Commercial Insurance?

  There are alternatives to insuring a business if it is denied commercial insurance coverage. Here are some options to consider: Self-insurance: If a business has sufficient financial resources, it may choose to self-insure. This involves setting ...

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• Posted By Dick Law Firm 16-Apr-2023

  Are There Any Reasons I Could Be Denied A Commercial Insurance Policy?

  Yes, there are several reasons why a business could be denied a commercial insurance policy. Insurance companies have underwriting guidelines that they use to evaluate risks and determine whether or not to offer coverage. A business must meet these ...

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• Posted By Dick Law Firm 15-Apr-2023

  Can Your Commercial Insurance Policy Cover More Than One Business?

  Yes, a commercial insurance policy can cover more than one business. This is often achieved through a business owners policy (BOP) or package policy. These policies are designed to provide a comprehensive insurance solution for small businesses with ...

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• Posted By Dick Law Firm 14-Apr-2023

  Does Commercial Auto Insurance Cover More Than One Commercial Vehicle?

  Yes, commercial auto insurance can cover more than one commercial vehicle. In fact, many businesses own and operate multiple vehicles as part of their operations, and it is common for them to insure these vehicles under a single commercial auto ...

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• Posted By Dick Law Firm 14-Apr-2023

  How Soon Should My Insurance Claim Be Addressed?

  The answer to how soon your insurance claim should be addressed depends on various factors, such as the type of claim, the insurance company, the documentation required, and the extent of the damage. However, as a general rule, it's best to ...

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