Blog Posts in March, 2022

• Posted By Dick Law Firm 31-Mar-2022

  Are Solar Panels Covered By Homeowners Insurance?

  Pre-tax, the Center for Sustainable Energy says that the cost of installing a solar energy system on a rooftop can be anywhere from $15,000 to $25,000. Some people might not be able to afford to pay for a new system if theirs is broken. It could be ...

  Continue Reading
• Posted By Dick Law Firm 30-Mar-2022

  Do Burglar Bars Affect Homeowners' Insurance?

  Burglar bars, often known as security bars, can discourage thieves from breaking into your residence. It is possible that installing such devices will lower your homeowners' insurance rate in certain conditions. It is possible in most cases that ...

  Continue Reading
• Posted By Dick Law Firm 29-Mar-2022

  Does Homeowners Insurance Cover Pool Filtration Systems?

  Pools are the ultimate in outdoor living spaces. They require a great deal of attention and expenditure to keep them in good condition. Even if you are the type of pool owner who meticulously removes every stray leaf from their pool, you may not ...

  Continue Reading
• Posted By Dick Law Firm 28-Mar-2022

  Does Homeowners Insurance Cover Deteriorated or Corroded Cast Iron Pipes?

  Water damage is one of the most intrusive sorts of damage that may occur when it comes to property damage. It seeps into porous surfaces, degrades valuable hardwood floors, and hurts practically anything it comes into contact with. When water damage ...

  Continue Reading
• Posted By Dick Law Firm 27-Mar-2022

  Homeowners Insurance for a Wood Stove Vs. Pellet Stove

  The installation of a wood stove or pellet stove in your house may affect the cost of your homeowners' insurance policy. In many cases, insurance companies believe that these sorts of stoves or fireplaces increase the risk of a house fire. ...

  Continue Reading
• Posted By Dick Law Firm 26-Mar-2022

  Does Homeowners Insurance Cover Removal Of Lead Paint?

  Before 1979, lead-based paint was used, so lead poisoning is unlikely to be a problem if you buy a home built after that date. If you purchase a home built before this date, the older the house, the greater the risk of lead exposure. Most insurance ...

  Continue Reading
• Posted By Dick Law Firm 25-Mar-2022

  How Do I Maintain Homeowner's Insurance During Foreclosure?

  An official notice of default is filed with your county clerk, and the foreclosure process can commence. Foreclosure auctions are generally held four months following the first official notice. To keep your money safe, you must have your property ...

  Continue Reading
• Posted By Dick Law Firm 24-Mar-2022

  Why Is Homeowners Insurance So Much When You Buy a Foreclosed House?

  Based on risk, insurance is a viable business model. For homeowners, premiums are based on the likelihood that an insurance claim will damage your home. Various elements go into this, such as where you live, the age and condition of your home, and ...

  Continue Reading
• Posted By Dick Law Firm 23-Mar-2022

  What Is Broad Form Homeowners Insurance Coverage?

  Standard homeowners insurance (HOI) protects individual dwellings from damage or financial loss. The homeowner can purchase a broad form of homeowners insurance if he desires extra coverage. The intention is to provide further protection against ...

  Continue Reading
• Posted By Dick Law Firm 22-Mar-2022

  Home Warranty vs. Homeowners Insurance: What's the Difference?

  After buying a house, two forms of coverage can protect you from the unexpected—homeowners insurance, which saves you against vandalism, theft, and natural disasters. And a home warranty plan, which pays for the replacement of certain things in ...

  Continue Reading
• Posted By Dick Law Firm 21-Mar-2022

  What Happens If You Don't Pay My Homeowner's Insurance?

  Fire and flood damage aren't the only things covered by homeowners' insurance. An insurance policy will frequently cover the price of making repairs or replacing stolen things if your home is robbed or suffers minor storm damage. If your ...

  Continue Reading
• Posted By Dick Law Firm 20-Mar-2022

  Can You Buy Homeowners Insurance for Property in Different States?

  Property insurance is available and recommended in any state where real estate is located, regardless of your residency status. Insurance providers will calculate your premiums based on the property's location, not on the address of your primary ...

  Continue Reading
• Posted By Dick Law Firm 19-Mar-2022

  Is Homeowners Insurance On A Second Home Riskier?

  In terms of cost or coverage, vacation house insurance may differ from the policy you have for your regular residence. What makes a vacation house so enticing can sometimes be considered dangerous (a waterfront location, for instance). According to ...

  Continue Reading
• Posted By Dick Law Firm 18-Mar-2022

  Homeowners Insurance For Your Vacation Home

  Owning a vacation property may be one of your major financial goals, and you must secure your investment. Your vacation home can be protected from damage caused by fire, wind, and other risks if you have the right homeowners insurance. You'll ...

  Continue Reading
• Posted By Dick Law Firm 17-Mar-2022

  Ways Retirees Can Save on Homeowners Insurance

  Retirement is frequently as thrilling as it is nerve-wracking. You've finally reached your golden years, and your career efforts have paid off. However, while leaving the workforce may free up time for travel, grandkids, and the pursuit of your ...

  Continue Reading
• Posted By Dick Law Firm 16-Mar-2022

  Help With Homeowners Insurance Claims: Public Adjuster vs. Lawyer

  A public adjuster provides many of the same services as a lawyer, but they cannot sue the insurance company. An attorney can assist you with the following: 1. A lawyer can handle your case from beginning to end. Public adjusters can assist you in ...

  Continue Reading
• Posted By Dick Law Firm 15-Mar-2022

  How to Find the Right Homeowners Insurance Lawyer

  Once you've established that you require legal assistance, you must act quickly. Remember that insurance claims are rife with technical defenses and loopholes that must be considered. Early legal advice will help you avoid falling into one of ...

  Continue Reading
• Posted By Dick Law Firm 14-Mar-2022

  When To Hire A Lawyer For A Homeowners Insurance Claim

  Why You Might Need Legal Assistance With An Insurance Claim More expensive claims may be more likely to be contested. There are three well-known scenarios in which you and your insurer may disagree: 1. Claim Rejection Your insurance company may ...

  Continue Reading
• Posted By Dick Law Firm 13-Mar-2022

  What is a CLUE Report for Homeowners Insurance

  When determining your home insurance premium, insurance companies consider your history of claims. But how do they know about your previous insurance policies? Your insurance history can be found in a database called C.L.U.E. Are You Aware of the ...

  Continue Reading
• Posted By Dick Law Firm 12-Mar-2022

  Pros and Cons of Buying Homeowners Insurance Online vs Agent

  Except for items that require someone to be there physically, advancements in internet technology have made it possible for people to meet many of their needs entirely online. An automobile can be purchased online. On the internet, you can become an ...

  Continue Reading
• Posted By Dick Law Firm 11-Mar-2022

  Do You Need Homeowners Insurance If You Don't Have A Mortgage?

  Your mortgage lender almost certainly force you to obtain homeowners insurance when you bought your house. However, is it necessary to maintain homeowners insurance coverage once the mortgage is paid off? Although homes insurance is not generally ...

  Continue Reading
• Posted By Dick Law Firm 10-Mar-2022

  How Do I Get High-Risk Homeowners Insurance?

  If you can't find a policy, or if your current provider cancels or fails to renew your home insurance, it's an unfortunate fact that your high-risk status does not end when you leave. The Comprehensive Loss Underwriting Exchange (CLUE) report ...

  Continue Reading
• Posted By Dick Law Firm 9-Mar-2022

  What to do if your homeowners insurance is canceled

  Before canceling an insurance policy, the insurance company must notify the policyholder. Typically, an insurer can give a homeowner 45 days' notice before canceling an insurance policy if a cancellation occurs after the policy is put in place. ...

  Continue Reading
• Posted By Dick Law Firm 8-Mar-2022

  Types of Homeowners Insurance Terminations

  It is possible to terminate a homeowner's insurance policy in various ways. Some problems can be solved quickly, while others may require switching to a different insurance provider. Condo and renter insurance policies are not exempt from these ...

  Continue Reading
• Posted By Dick Law Firm 7-Mar-2022

  What does mobile homeowners insurance for older mobile homes cover?

  The number of mobile homes in the United States has been progressively declining. There were 6.8 million residences in 2015, but the number would drop to 2.88 million by 2020. By 2023, experts project that the United States will have only 1.72 ...

  Continue Reading