Blog Posts in July, 2022

• Posted By Dick Law Firm 31-Jul-2022

  Get Proper Insurance Protection For Your Home Business

  Home-based enterprises are becoming more widespread as a result of the relatively inexpensive technology that is readily available. However, operating a home-based business modifies the loss exposures and characteristics of your residence in the eyes ...

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• Posted By Dick Law Firm 30-Jul-2022

  Checklist for Hurricane Season Insurance

  Do you have a checklist for checking your insurance coverage? You likely create checklists for house maintenance, food shopping, and job assignments; however, do you have a checklist for assessing your insurance coverage? It is a good time to review ...

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• Posted By Dick Law Firm 30-Jul-2022

  How to Stay Clear of Home Contractor Fraud

  While most contractors are trustworthy, there are still dishonest ones out there who want to rip off homeowners. But if you know how to defend yourself and pick trustworthy professionals, you won't have to become a victim. Unfortunately, some ...

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• Posted By Dick Law Firm 29-Jul-2022

  Does Home Insurance Cover Property in Multiple States

  Does Home Insurance Cover Property in the Multiple States? You can and should insure your property in the state where it is located, regardless of where you live. Instead of your residence, insurance firms will base your premiums on the ...

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• Posted By Dick Law Firm 29-Jul-2022

  How Frequently Should I Review My Insurance?

  Most consumers contact their insurance brokers or underwriters when a significant life event needs new or altered risk coverage, such as when they purchase a new home or when it is time to sell their old vehicle. However, much fewer individuals ...

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• Posted By Dick Law Firm 28-Jul-2022

  What Is Texas Windstorm Insurance?

  Typical homeowners' insurance policies cover wind damage. However, if your home is near the coast, your homeowner's insurance policy may exclude this coverage. For further protection, Texas residents who reside in high-risk locations may ...

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• Posted By Dick Law Firm 28-Jul-2022

  How To File An Insurance Claim The Right Way

  Approximately one in twenty homeowners annually file a claim for property damage. Damages range from fires caused by accidents in the kitchen to hurricane-damaged roofs and leaking cast iron pipes in older homes. Damage to your home is a regular part ...

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• Posted By Dick Law Firm 27-Jul-2022

  Beware of Fake Insurance Agents and Fraudulent Policies

  Beware of Fake Insurance Agents and Fraudulent Policies Scammers have been observed posing as insurance salespeople and offering bogus, low-cost policies to individuals who believe they are purchasing coverage from a registered insurer. Until they ...

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• Posted By Dick Law Firm 26-Jul-2022

  Signs of a Poor Contractor Every Homeowner Should Be Aware Of

  The moment you enter your new house is an exciting turning point. However, the procedures necessary to get there—inspections, talks, and financial planning—can be taxing. There is no need to worry! You'll soon unlock the door to your ...

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• Posted By Dick Law Firm 25-Jul-2022

  How to Transfer Your Home Insurance When Relocating?

  Perhaps you've outgrown your starter house or found your dream home. Ensure that your home insurance follows you to your new location when you decide to relocate. Here are five often asked issues regarding the transfer of house insurance during a ...

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• Posted By Dick Law Firm 25-Jul-2022

  Advice For First-Time House Buyers On Insurance

  The moment you enter your new house is an exciting turning point. However, the procedures necessary to get there—inspections, talks, and financial planning—can be taxing. There is no need to worry! You'll soon unlock the door to your ...

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• Posted By Dick Law Firm 24-Jul-2022

  What Happens If You Hire an Unlicensed Contractor?

  When hiring for a construction job, selecting the bidder with the lowest price is tempting. Still, it is common to encounter unlicensed contractors, which could cost you in the long run. Always verify qualifications before hiring to avoid expensive ...

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• Posted By Dick Law Firm 24-Jul-2022

  Why You Should Provide a Home Warranty When Selling Your House

  Home warranties can provide prospective buyers with additional peace of mind and serve as an effective marketing tool for your upcoming home sale. In addition, if something goes wrong during the sale of your homes, such as a roof leak or a basement ...

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• Posted By Dick Law Firm 23-Jul-2022

  Natural Disaster Scams That Homeowners Should Be Aware Of

  Natural calamities can bring out the best and worst in people. While many of us are concerned with safeguarding the safety of our relatives and neighbors, some unscrupulous individuals may use the commotion and confusion around a disaster to gain ...

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• Posted By Dick Law Firm 23-Jul-2022

  Common Reasons For Texas Insurance Claims

  Some claims are more prevalent in Texas than others. Nature-related house damage is a common occurrence and one of the main reasons you should strongly consider purchasing home insurance. Common assertions include: In specific regions of Texas, ...

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• Posted By Dick Law Firm 22-Jul-2022

  How To Prevent Heat-Related Home Damage

  As heat damage is often not covered by most homeowners' insurance plans, it is typically your responsibility as the homeowner to protect your property. If you allow the damage to your home to get too severe, you will be responsible for any ...

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• Posted By Dick Law Firm 22-Jul-2022

  Best Homeowners Insurance in Texas in 2022

  According to our analysis, some of the A-ranked best insurance companies in Texas include Amica, Chubb, and Nationwide. Allstate ranks at about a B- and is mostly fair. Texas homeowners searching for the best homeowner's insurance may wish to ...

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• Posted By Dick Law Firm 21-Jul-2022

  Does Homeowner's Insurance Cover Heat-Related Damage?

  Does Homeowner's Insurance Cover Heat-related Damage? Following a discussion of property damage, the first question many homeowners ask is whether or not their insurance coverage would cover the necessary repairs. Before experiencing any loss or ...

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• Posted By Dick Law Firm 21-Jul-2022

  Tips for Restoring a Flood-Damaged Home

  No matter how prepared you are for a flood, the results can be catastrophic. Before repairing or rebuilding, a flooded home leaves you with a mess to clean up. However, critical flood cleanup procedures can aid in minimizing damage. These ...

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• Posted By Dick Law Firm 20-Jul-2022

  How Your Credit Score Affects the Cost of Your Property Insurance

  How Your Credit Score Affects the Cost of Your Property Insurance Your credit score affects your premium prices and your eligibility to purchase homeowner's insurance, whether you're buying or renewing a policy. Most insurance companies base ...

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• Posted By Dick Law Firm 20-Jul-2022

  What is Coinsurance Under a Homeowner's Insurance Policy

  What is Coinsurance under a Homeowner's Insurance Policy? If a storm or fire causes damage to a home, the homeowner will claim with his insurance provider. A claims adjuster arrives to evaluate the damaged property. Later, the insurance company ...

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• Posted By Dick Law Firm 19-Jul-2022

  Various Forms of Heat Damage to the Home

  The hot heat affects our dwellings, with global summer temperatures reaching the upper 90s and lower 100s. In some instances, this can result in heat-related property damage. There are numerous ways in which the sun's heat might damage property. ...

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• Posted By Dick Law Firm 19-Jul-2022

  What Is Stucco Damage And Does Homeowners' Insurance Cover It?

  Insurance Claims Due to Poor Stucco Installation Stucco is a common exterior material for new constructions, residences, and businesses. Stucco has been utilized since the early twentieth century. It is manufactured from cement, limestone, and ...

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• Posted By Dick Law Firm 18-Jul-2022

  Three Ways That Heat Could Result in a Homeowner's Insurance Claim

  When most people consider weather-related homeowner insurance claims, violent hurricanes, tornadoes, and flash flooding come to mind. However, an extended duration of hot weather can also damage a structure. After a long and severe winter, high ...

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• Posted By Dick Law Firm 18-Jul-2022

  Why Salvaging Personal Property After a Fire Affects Your Fire Claim

  Your insurance calculates how much they will provide for your damaged personal property loss after a house fire based on whether the stuff is salvageable. The category each item belongs to affects your home's insurance coverage. Unsalvageable ...

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