Blog Posts in 2022

• Posted By Dick Law Firm 31-Dec-2022

  Is Home Insurance for a Rental Property More Than for a Primary Residence?

  Typically, homeowner's insurance is less expensive than landlord insurance. Insurance companies think that if you own your home and live in it, you will take care of it. If a tenant breaks a window or punches a hole in the wall, they have the ...

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• Posted By Dick Law Firm 31-Dec-2022

  Does My Home Insurance Cover Subsidence?

  Subsidence insurance is not sold separately. However, your property insurance should cover damage caused by subsidence. Your coverage may only cover damage to the structure itself. Patios, garden walls, and driveways are typically not covered unless ...

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• Posted By Dick Law Firm 30-Dec-2022

  Will My Homeowners Insurance Cover the Damages Caused by Renters If I Rent My Home?

  When you are ready to move but are unable or unable to sell your home, renting it may seem like a viable alternative. Regarding your insurance coverage, you may encounter a potential pitfall. Your standard homeowner's insurance coverage likely ...

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• Posted By Dick Law Firm 30-Dec-2022

  Does My Home Insurance Include Accidental Damage?

  Accident damage insurance is typically sold as an add-on to a normal homeowner's insurance policy, whether for goods, structures, or both. If it is not included by default, you must select it as an add-on when purchasing your policy. Coverage ...

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• Posted By Dick Law Firm 29-Dec-2022

  "Is Specific Homeowner's Insurance Required For Older Homes?

  Older homes have charms that cookie-cutter new constructions frequently lack, such as stained-glass windows, Dutch doors, dumbwaiters, and wood-burning fireplaces. Older properties are frequently more reasonably priced. However, restoring or ...

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• Posted By Dick Law Firm 29-Dec-2022

  Do I Need Homeowners Insurance for My Tiny Home?

  What is the Definition of a Tiny Home? Tiny homes are exactly what they sound like: tiny dwellings. Tiny houses can be any size, but most are between 100 and 400 square feet in size. According to the US Census Bureau, the typical size of a newly ...

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• Posted By Dick Law Firm 28-Dec-2022

  What Home Renovation Projects Lowers Your Insurance Rates?

  Including Additional Safeguards Into the Design A reduction in your homeowner's insurance premium may be possible after installing safety features such as smoke alarms, gas detectors, shatter-proof windows, and security systems. Before commencing ...

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• Posted By Dick Law Firm 28-Dec-2022

  What is Modular vs. Manufactured Home Insurance?

  A Modular Home: What Is It? Building modular homes takes place in indoor facilities off-site. Each house is constructed in sections, or modules, which are then joined on the construction site, frequently with the use of a crane. Once a modular home ...

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• Posted By Dick Law Firm 27-Dec-2022

  What Is Holiday Home Insurance?

  One of the benefits of a vacation house or holiday home is that it provides an alternative to your regular residence. It's a location where you can relax and forget about the stresses of daily life, and you can also rent it out to generate ...

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• Posted By Dick Law Firm 26-Dec-2022

  Can I Have Two Home Insurance Policies On One House?

  What Exactly Does it Mean to Have Two Separate Homeowner's Insurance Policies? Although the majority of individuals purchase their buildings insurance and their contents insurance from the same company, it is feasible to purchase both separately ...

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• Posted By Dick Law Firm 25-Dec-2022

  What Is Vacant and Unoccupied Home Insurance?

  A specialized homeowners insurance product called "vacant and unoccupied home insurance" is made to protect houses that are left empty for extended periods of time. Though it varies by insurer, vacant home insurance can shield your house ...

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• Posted By Dick Law Firm 24-Dec-2022

  How Do Deductibles for Homeowners Insurance Work?

  Almost every homeowner's insurance policy has a mandatory deductible, but you usually have the option of choosing the amount. Homeowners insurance providers often offer two types of deductibles: Deductible fixed Deductible in percentages Fixed ...

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• Posted By Dick Law Firm 23-Dec-2022

  What Are Some Common Wintertime Home Insurance Claims?

  Whether it's freezing temps or a blizzard, winter weather can wreck a house. But you can avoid a catastrophe by taking precautions. Here are four frequent types of winter-related house damages, how to prevent them, and how homeowner's ...

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• Posted By Dick Law Firm 22-Dec-2022

  What Is Floater Insurance?

  Portable personal goods can be protected with a floater policy to supplement the coverage provided by standard insurance policies. Coverage under this type of policy, often called a "personal property floater," extends to high-priced items ...

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• Posted By Dick Law Firm 21-Dec-2022

  What Is Property Insurance?

  The word "property insurance" is used to refer to a wide variety of products that protect building owners from financial loss or legal risk. If a building or its contents are damaged or stolen, or if a third party is wounded on the ...

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