Blog Posts in June, 2021

• Posted By Dick Law Firm 6-Jun-2021

  Why doesn't my home insurance cover all claims?

  Why was my claim turned down? If your homeowner's insurance claim is denied, it's likely for one of the following reasons: Negligence One of the most common reasons for a home insurance claim being denied is failure to maintain your property ...

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• Posted By Dick Law Firm 5-Jun-2021

  Overview of Basic Property Coverages

  COVERAGE FOR PROPERTY This clause compensates the insured for losses or damages to the insured's property. There are three central portions to it. Buildings (a), Contents (b), and All Risks (c) Section A: Structures This section deals with the ...

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• Posted By Dick Law Firm 4-Jun-2021

  Underwriting Factors

  Homeowners Insurance Underwriting Factors It is insufficient that a homeowner is entitled to coverage under the homeowner's policy if they fall into one of the three categories. When determining the insurability of a home, insurance companies ...

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• Posted By Dick Law Firm 3-Jun-2021

  More on Business Interruption Insurance

  CONDITIONS AND CLAUSES OF POLICY The following are some of the most typical extensions and clauses found in business interruption insurance: a. Provision for Material Damage This rule aims to ensure that a business interruption claim is only recorded ...

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• Posted By Dick Law Firm 2-Jun-2021

  Non-Commercial Insurance Overview

  INSURANCE FOR NON-COMMERCIAL PROPERTY Individual Property Insurance is a type of non-commercial property insurance tailored to meet people's needs. The reader will learn about the two property covers that fall under non-commercial property ...

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• Posted By Dick Law Firm 1-Jun-2021

  Overview of Insurance for Homes

  INSURANCE FOR NON-COMMERCIAL PROPERTY Non-commercial property insurance provides coverage geared to the needs of private property owners rather than businesses. The following are examples of non-commercial property insurance: a. Home/House owners ...

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