Blog Posts in December, 2021

• Posted By Dick Law Firm 31-Dec-2021

  Ways Retirees Can Save on Homeowners Insurance

  Retirement is frequently as thrilling as it is nerve-wracking. You've finally reached your golden years, and your career efforts have paid off. However, while leaving the workforce may free up time for travel, grandkids, and the pursuit of your ...

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• Posted By Dick Law Firm 30-Dec-2021

  Homeowners Insurance Needs for People with Disabilities

  People with disabilities can now have homes tailored to their specific needs thanks to technological and medical advances. However, if you make any significant changes, ensure you have adequate homeowner's insurance to cover them. Homeowners ...

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• Posted By Dick Law Firm 29-Dec-2021

  Does Homeowners Insurance Cover House Foundation Repair?

  Like the rest of your home, your foundation is protected by homeowners insurance. In comparison to other components of your home, several sources of foundation damage are expressly excluded from typical plans. Please acquaint yourself with the ...

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• Posted By Dick Law Firm 28-Dec-2021

  How COVID-19 May Impact Your Homeowners Insurance Coverage

  Due to the unexpected pandemic, many of us have spent additional time working, learning, or quarantining at home. This means that now is an excellent opportunity to assess your homeowners' insurance coverage despite any lifestyle adjustments ...

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• Posted By Dick Law Firm 27-Dec-2021

  Does Homeowners Insurance Pay Off Your Mortgage If The House Is Lost?

  Typically, homeowners insurance will cover the cost of rebuilding the home and replacing any covered property that was lost as a result of the fire. However, unless your policy specifically provides for property replacement, the insurance company is ...

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• Posted By Dick Law Firm 26-Dec-2021

  How Your Homeowners Insurance Needs May Change After You Pay Off Your Mortgage

  Paying off a mortgage is a long-term goal that can take decades to accomplish. Once you are no longer responsible for monthly mortgage payments, you will still be responsible for certain home-related bills. Your mortgage lender requires homeowners ...

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• Posted By Dick Law Firm 25-Dec-2021

  Why You Should Research Homeowners Insurance Before You Buy A House

  You may be ready to move forward and make an offer if you've discovered a home you like, but you must consider more than its features and price. You'll need homeowners insurance if you buy a house. It's critical to consider your options ...

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• Posted By Dick Law Firm 24-Dec-2021

  Homeowners Insurance and Aluminum Wiring

  Many insurance companies will not cover a house containing aluminum wiring. Franklin Research Institute found that homes built before 1972 wired with aluminum were 55 times more likely to have outlets with dangerously close wire connections. When the ...

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• Posted By Dick Law Firm 23-Dec-2021

  Homeowners Insurance Tips for House Flippers

  It's easy to think that house-flipping TV shows make it look simple, but it's considerably more complicated than that. It's important to make sure that home insurance is included on the list of things to consider when starting a house ...

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• Posted By Dick Law Firm 22-Dec-2021

  How to Inform Your Homeowners Insurance of Home Improvements

  When you buy homeowners insurance, your insurance company will record the size, age of your home, the fixtures, and belongings in it on file. This enables your insurance company to estimate how much it will cost to rebuild your home if destroyed, as ...

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• Posted By Dick Law Firm 21-Dec-2021

  Does Homeowners Insurance Cover Dryers?

  Your homeowners' insurance policy could secure coverage for a broken or damaged dryer, but this will depend on your specific coverage and how the dryer has been damaged. Until your home appliances and home systems cease working, it's easy to ...

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• Posted By Dick Law Firm 20-Dec-2021

  How To Claim Smoke Damage On Homeowners Insurance

  A fire at your house or place of business can be pretty destructive. It is possible that the fire may destroy the structure and that the contents of the building will also suffer significant smoke damage. Prepare for the possibility of fire by ...

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• Posted By Dick Law Firm 19-Dec-2021

  Homeowners Insurance Frame Vs. Brick Cost

  Everything boils down to risk when an insurance company calculates your homeowner's insurance policy premium. It is about the likelihood that the insurer will have to pay out on your policy. Of course, higher risks typically result in higher ...

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• Posted By Dick Law Firm 18-Dec-2021

  Can They Deny Homeowner's Insurance if I Have a Felony Record?

  Homeowner's insurance provides financial compensation if your home is damaged or destroyed due to a natural disaster or an automobile accident. Most mortgage firms demand borrowers obtain a homeowner's insurance coverage because it is tough ...

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• Posted By Dick Law Firm 17-Dec-2021

  Does Homeowners Insurance Cover Septic Problems?

  Nobody wants sewage to seep back into their home via a drain or a toilet. If you have a septic system on your property, your insurance will normally cover the costs of repairs if it backs up. Sewer systems are a different story; if you're ...

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• Posted By Dick Law Firm 16-Dec-2021

  Does Homeowners Insurance Pay for Legal Fees?

  Homeowner's insurance protects against occurrences that damage the insured's residence. A common reason for purchasing such insurance is because mortgage firms and other lending institutions want the coverage to safeguard their financial ...

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• Posted By Dick Law Firm 15-Dec-2021

  Reasons to Consider Switching Homeowners Insurance Companies

  Homeowners' insurance may appear to be just another payment that you must pay. However, it is a critical item to own. Without homeowners insurance, you risk incurring astronomical out-of-pocket expenses in the event of significant property ...

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• Posted By Dick Law Firm 14-Dec-2021

  How to Prove Work Completion to My Homeowner's Insurance

  When you filed your homeowner's claim after your property was destroyed, you most likely received an initial settlement amount that reflected a portion of the final amount you were entitled to receive. You utilized this money to pay the ...

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• Posted By Dick Law Firm 13-Dec-2021

  Homeowners Insurance Versus Rental Property Insurance

  The fundamental distinction between homeowners and rental property insurance is the insured's status. As the name implies, homeowners insurance is for those who own their house and live in it full-time. Rental property insurance, alternatively ...

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• Posted By Dick Law Firm 12-Dec-2021

  Homeowners Insurance Claim: How Doing Repairs Yourself Differs From Hiring A Contractor

  How Self-repairing Differs from Hiring a Contractor Regardless of who performs the repairs, your insurance company will come to assess the damage and determine the property's value. Once your insurer has provided you with an estimate, obtain a ...

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• Posted By Dick Law Firm 11-Dec-2021

  Is Homeowners Insurance Included in Closing Costs?

  The enjoyable aspect of house hunting — seeing different neighborhoods, thinking about how you'll decorate, gathering new ideas – must come to a stop. Eventually, you'll have to scale a wall of papers to reach your new home. ...

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• Posted By Dick Law Firm 10-Dec-2021

  Five Steps To Changing Your Homeowners Insurance

  Moving to a new house or searching for ways to save money on homeowners insurance can be daunting. Changing homeowners' insurance providers does not have to be a hassle. Can I Change Homeowners Insurance Providers At Any Time? Yes. You can change ...

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• Posted By Dick Law Firm 9-Dec-2021

  How Often Should You Re-Shop Your Homeowners Insurance?

  Homeowners' insurance is a form of financial security that many individuals overlook after acquiring it while purchasing a new house. Insurance premiums are frequently included in your monthly mortgage payment, property taxes, and mortgage ...

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• Posted By Dick Law Firm 8-Dec-2021

  Can I Get Some of the Money Back From Homeowner's Insurance After I Move?

  One of the numerous factors to consider while relocating is what to do with your old home's homeowner's insurance policy. Receiving a possible refund from the insurance company is contingent upon several circumstances, including the location ...

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• Posted By Dick Law Firm 7-Dec-2021

  How Mortgage Refinance Affects Your Homeowners Insurance

  How Refinancing Your Mortgage Affects Your Homeowners' Insurance When you refinance your mortgage, you effectively repay your existing loan with the proceeds from the new loan (the refinanced mortgage) to receive better conditions and a lower ...

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