Blog Posts in 2021

• Posted By Dick Law Firm 5-Aug-2021

  Does geico have home insurance?

  Final Thoughts We recommend going with a more straightforward choice because GEICO does not underwrite its own homeowner's insurance policy. You'll have greater control over your coverage, claims, and payments with a more direct-to-consumer ...

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• Posted By Dick Law Firm 5-Aug-2021

  What does home insurance cover?

  Homeowner's insurance (sometimes known as house insurance) is a requirement, not a luxury. Not just because it safeguards your home and belongings from harm or theft, virtually all mortgage companies require borrowers to have insurance coverage ...

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• Posted By Dick Law Firm 4-Aug-2021

  Does homeowners insurance cover water damage?

  A standard homeowners insurance policy will sometimes, but not always, cover water damage. It depends on the cause: interior water damage caused by a burst pipe is covered, while damage caused by neglect or lack of maintenance, as well as flood ...

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• Posted By Dick Law Firm 3-Aug-2021

  How to get insurance to pay for water damage?

  When you return home from vacation, you discover a tiny pond has formed in your basement. Something has leaked, overflowed, or burst in the house. What was your initial reaction? Panic. Your second question is, "How can I get insurance to cover ...

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• Posted By Dick Law Firm 2-Aug-2021

  How to file an insurance claim?

  When Should I File a Claim for Homeowners Insurance? If you're going to file a claim for homeowners insurance, you should do so as quickly as possible. That usually happens after an insurance adjuster has inspected the property and, if necessary, ...

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• Posted By Dick Law Firm 1-Aug-2021

  What does homeowners insurance not cover?

  The typical homeowner's insurance policy, also known as an HO-3, insures your house against a variety of risks, but there are a few key exclusions. Knowing what is and isn't covered can save you a lot of money and pain in the long run. Water ...

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• Posted By Dick Law Firm 30-Jul-2021

  Homeowners insurance companies don't pay

  Recognize the reasons for your claim's denial. Your insurance company will send you an official letter explaining why they refuse your claim; if you do not receive a formal letter from your insurance company, your claim has not been denied. This ...

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• Posted By Dick Law Firm 29-Jul-2021

  Will the Texas Insurance Commissioner's Office assist me if I have issues with my home insurance company?

  Will the Texas Insurance Commissioner's Office assist me if I have issues with my home insurance company? In over 5,000 consumers and business owners where Dick Law Firm has given representation, they have not seen the Texas Department of ...

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• Posted By Dick Law Firm 28-Jul-2021

  What is Property Removed Home Insurance Coverage?

  Service Charge for the Fire Department Many municipal fire departments will respond to calls from outside the city lines, but there will almost always be a fee, which can be several hundred dollars. When the fire department is called because an ...

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• Posted By Dick Law Firm 27-Jul-2021

  Is There Home Insurance for Forgery?

  Forgery, counterfeit money, credit card, electronic fund transfer card, or access device This optional coverage covers losses occurring from the unlawful use of a credit card, electronic fund transfer card, or other electronic access device issued or ...

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• Posted By Dick Law Firm 26-Jul-2021

  What is Loss Assessment Coverage?

  Coverage for Loss Assessment Loss Assessment coverage pays for assessments levied by a condominium association, a business, or a group of property owners against the insured. Sections I and II of the policy include separate Loss Assessment coverages. ...

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• Posted By Dick Law Firm 25-Jul-2021

  Does homeowners insurance cover a collapse?

  Collapse Before 1984, many property insurance forms listed collapse as an insured peril, which was a logical paradox given that collapse is not a peril but a result of a risk. Collapse is now considered extra coverage, and it is only covered if ...

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• Posted By Dick Law Firm 24-Jul-2021

  Does Insurance Cover Glass or Safety Glazing Material?

  Glass or Safety Glazing Material The new coverage for Glass or Safety Glazing Material was added in the 1990 version. It replaced a glass breakage risk included in earlier iterations. Glass breaking is a loss rather than a danger. Therefore the ...

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• Posted By Dick Law Firm 23-Jul-2021

  Home Insurance for Lawns, Trees, Shrubs, and Plants

  Lawns, Trees, Shrubs, and Plants Trees, bushes, plants, and lawns are all covered by an extension. The extension is 5% of the amount owed on the house under Forms 2, 3, 5, and 8. It is 10% of the amount of personal property coverage under Forms 4 and ...

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• Posted By Dick Law Firm 22-Jul-2021

  What are Reasonable Repairs?

  Reasonable Repairs According to the policy, the insured must take all reasonable precautions to protect and preserve the property during and after a loss, according to the procedure (under the Conditions section of Section I). The insurer agrees to ...

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