Blog Posts in December, 2020

• Posted By Dick Law Firm 30-Dec-2020

  What does homeowners insurance cover?

  Homeowners insurance is a benefit plan merging two or more different contracts into one policy. Until homeowners were covered in the 1950s, land insurance on private residences and personal property, burglary coverage, and personal liability ...

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• Posted By Dick Law Firm 29-Dec-2020

  What is a fire insurance policy?

  What is a fire insurance policy? Fires trigger disturbing financial instability. Destroying property values and destroying human life can be a traumatic experience for families and businesses alike. History Fire insurance has over two hundred years ...

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• Posted By Dick Law Firm 28-Dec-2020

  What do I do if i lose my home insurance policy?

  Losing insurance There's a big difference between canceling the policy and not renewing it. The cancelation means you or your insurance provider terminate coverage before the policy's regular expiry date (usually 12 months after the policy ...

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• Posted By Dick Law Firm 27-Dec-2020

  What are some house insurance tips?

  How do insurers calculate a premium? Many factors influence your premium, including which insurance provider you want. Several insurance firms charge different rates for equivalent coverage. You determine how much insurance coverage to buy also ...

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• Posted By Dick Law Firm 26-Dec-2020

  Homeowner's Insurance

  Why is insurance required? Homeowners insurance is a significant purchase for many. There are two reasons to buy homeowners insurance: Securing your properties Homeowners insurance protects your home and personal property structure, as well as your ...

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• Posted By Dick Law Firm 25-Dec-2020

  Is Allstate a Bad Insurance Company?

  Is Allstate good for home insurance? Allstate-Bad-Faith-Insurance-PracticesAll insurance firms, like Allstate, owe the duty of good faith and fair dealing with their clients and some third parties. This means Allstate must refrain from behaving ...

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• Posted By Dick Law Firm 24-Dec-2020

  Is Allstate a Good Insurance Company?

  Allstate's Shady Claims Activities Allstate is known for shady policies that fail to protect policyholders or deceive policyholders themselves. Delay, deny, defend allegations. Allstate routinely and unreasonably delays the settlement of ...

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• Posted By Dick Law Firm 23-Dec-2020

  What is inflation coverage?

  The Reality About Inflation Coverage – One of Things Homeowner's Insurance Companies Buying a home is a significant financial step in anybody's life. We all want safe enough protection to cover our investment. Usually, our insurance ...

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• Posted By Dick Law Firm 23-Dec-2020

  What is inflation coverage?

  The Reality About Inflation Coverage – One of Things Homeowner's Insurance Companies Buying a home is a significant financial step in anybody's life. We all want safe enough protection to cover our investment. Usually, our insurance ...

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• Posted By Dick Law Firm 23-Dec-2020

  How to deal with a home insurance adjuster?

  What should a home insurance adjuster say? A common issue from my clients sent to me is this question about a claim of water damage they are dealing with in their home. I've been a home insurance lawyer and insurance agent, and I certainly know ...

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• Posted By Dick Law Firm 22-Dec-2020

  How do I maximize my homeowners insurance claim?

  Homeowners insurance (also known as home insurance) is not a luxury. And not just because it protects your home from harm or theft. Virtually all mortgage companies require borrowers to have insurance cover for a property's maximum or reasonable ...

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• Posted By Dick Law Firm 22-Dec-2020

  what blew up in houston texas?

  Just under a year after the Watson Grinding & Manufacturing explosion killed two and destroyed more than 400 buildings, including houses, the Houston City Council approved a new set of regulations for handling hazardous materials. Many of my ...

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• Posted By Dick Law Firm 21-Dec-2020

  Is sewer backup insurance necessary?

  Home Insurance Coverage Sewage Backup Sewage backup damage is not as typical as repair water damage in a Houston Texas home. Much of the time, we've seen sewage backup under what we call a soft pause. That means your drain pipe has a clog built ...

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• Posted By Dick Law Firm 20-Dec-2020

  Water Claims with USAA

  Does USAA cover water leaks? Your homeowner's insurance policy should cover any sudden and unforeseen water damage due to plumbing or broken pipe. However, most home insurance plans exclude gradually occurring damage to your home, such as ...

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• Posted By Dick Law Firm 19-Dec-2020

  Is USAA Good Insurance?

  Can I sue USAA? Yes. An insurance claim is just the first step in a property damage case. If USAA is unable to make any fair offer, you should consider hiring an attorney. The decision to file a case should be one you thoroughly negotiate with an ...

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• Posted By Dick Law Firm 18-Dec-2020

  American Modern Insurance

  Is American modern a good insurance company? Overall, we found American Modern's average customer service reviews. The business has an NAIC rating of 1.17, indicating it received slightly more complaints than its size. In consumer concerns, the ...

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• Posted By Dick Law Firm 18-Dec-2020

  HCDE Changes Lives

  Be the Change For the first time in 22 years of gifting rehabbed vehicles to struggling moms, Bates Collision Centers offers keys to a young father whose daughter is enrolled in the Harris County Head Start Department. The landmark moment was ...

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• Posted By Dick Law Firm 17-Dec-2020

  Clear Blue Insurance Group

  Is Clear Blue a good insurance company? Clearblue is mediocre insurance. It pays claim after consumers engage a property insurance lawyer. How good is Clearb Bue home insurance? Not really. Clear Blue Insurance Company will likely low ball your home ...

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• Posted By Dick Law Firm 16-Dec-2020

  Consumers complain about Lighthouse Insurance

  Is Lighthouse a good insurance company? No. Lighthouse insurance has an abundance of negative reviews from consumers. How good is Lighthouse home insurance? Not really. Lighthouse will likely underpay or deny your home insurance claim. You most ...

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• Posted By Dick Law Firm 15-Dec-2020

  What does a closed insurance claim mean?

  Home insurance companies want to close your insurance claim. An insurance provider will close the claim for whatever excuse they choose. When an adjuster tells you that he or she closed your claim, it only means they made your request inactive. ...

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• Posted By Dick Law Firm 14-Dec-2020

  HOAIC is Terrible Insurance

  Is Homeowners of America a good insurance company? Nope, Homeowner's of America is a bad insurance company. From my extensive experience exclusively working with home insurance claims, Esther A. Grossman, HOAIC's Vice President of Legal, is a ...

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• Posted By Dick Law Firm 13-Dec-2020

  Can you take back a claim?

  Can you take back an insurance claim? Generally, yes, you can cancel or withdraw an insurance claim by calling your insurance provider's representative. You may want to cancel a request, mainly if the damages are low and you can pay them ...

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• Posted By Dick Law Firm 12-Dec-2020

  Is it worth filing a home insurance claim?

  Should you claim your home insurance? Home insurance covers home from natural disasters. Home repairs can be expensive. Homeowners can do the calculations and decide whether filing a claim is worth anything less than total ruin. Knowing when to file ...

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• Posted By Dick Law Firm 11-Dec-2020

  How long does a homeowners insurance claim stay on your record?

  RELATED BLOG POSTS: HOW TO MAKE A HOME INSURANCE CLAIM? HOW DO INSURANCE COMPANIES WASTE MONEY? WHAT LIABILITY DOES A CONTRACTOR HAVE? WHAT IS GARAGE KEEPERS INSURANCE? How long remains a homeowners insurance claim on your record? Depending on your ...

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• Posted By Dick Law Firm 10-Dec-2020

  What should you not say to an insurance adjuster?

  What shouldn't you tell an insurance adjuster? Wherever you're in Texas, there are insurance adjusters, and they won't tell you what you need to know after an accident. Unfortunately, too many people depend on adjusters to handle them ...

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