Blog Posts in August, 2020

• Posted By Dick Law Firm 30-Aug-2020

  What to do when an insurance company denies your claim

  Your home has suffered severe damage. Perhaps the cause was a fire, flood, storm, burglary, or vandalism. In any case, you believe you are covered, file your insurance claim, only to have it denied. Your first instinct probably involves cursing your ...

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• Posted By Dick Law Firm 29-Aug-2020

  Reasons that Home Insurance Policies Renewals are Denied

  Homeowners insurance is necessary to protect your home and personal property in case of disaster. While mortgage lenders require coverage, homeowners also need insurance to repair or rebuild the property, cover personal liability, and replace stolen ...

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• Posted By Dick Law Firm 28-Aug-2020

  Homeowners Insurance Myths: Separating Fact from Fiction

  Homeowners Insurance Myths: Separating Fact from Fiction With all the information accessible online, it is easy to get confused or be exposed to misinformation. Separating fact from fiction is important for a homeowner to ensure you have a policy ...

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• Posted By Dick Law Firm 27-Aug-2020

  What to Say and What Not to Say When Speaking to an Insurance Adjuster

  What to Say and What Not to Say When Speaking to an Insurance Adjuster When an accident happens, emotions are going to run high, especially if someone is hurt. Whether your home caught on fire, a pipe burst and flooded your home, or you just got in a ...

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• Posted By Dick Law Firm 26-Aug-2020

  How to Read and Understand Your Homeowner's Insurance Policy

  How to Read and Understand Your Homeowner's Insurance Policy On and on we've talked about how important it is to be familiar with your homeowners insurance policy. However, these types of insurance policies are not the easiest to read and ...

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• Posted By Dick Law Firm 25-Aug-2020

  Car Accidents: What Happens Next?

  Car Accidents: What Happens Next? Anyone who has ever been in a car accident can tell you that it is very difficult to think straight in the moment. A rush of adrenaline and anxiety can fog your brain and leave you making mistakes that can damage ...

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• Posted By Dick Law Firm 24-Aug-2020

  9 Tips to Maximize Your Homeowner's Insurance Claim

  9 Tips to Maximize Your Homeowner's Insurance Claim When the worst happens and you need to make a homeowners insurance claim, you should not expect that your insurance company will give you the best offer right away. In fact, it is their job to ...

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• Posted By Dick Law Firm 20-Aug-2020

  7 Ways to Lower your Homeowner's Insurance Premiums

  7 Ways to Lower your Homeowner's Insurance Premiums Insurance is necessary to ensure you're covered in the event of a large, unexpected expense. No one plans for an outdated pipe to burst and flood their homes, and the costs associated with a ...

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• Posted By Dick Law Firm 19-Aug-2020

  The Consumer Bill of Rights: What is it to Me?

  The Consumer Bill of Rights: What is it to Me? Insurance protects a broad range of investments, including automobiles, homes, and even your health. While insurance coverage is a standard necessity to most consumers, it is still a profit making ...

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• Posted By Dick Law Firm 18-Aug-2020

  How to Dispute Your C.L.U.E. Report

  How to File a LexisNexis Dispute Over Your C.L.U.E. Report For those who aren’t entirely certain what a C.L.U.E. report is, it’s a database maintained by LexisNexis that contains claims info on your personal property and vehicles. ...

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• Posted By Dick Law Firm 18-Aug-2020

  In Bad Faith: Examples of Deceptive Practices and Unlawful Tactics

  In Bad Faith: Examples of Deceptive Practices and Unlawful Tactics Without insurance, you leave yourself open to the unexpected. It's a lot easier to pay a modest monthly premium than to go out of pocket tens of thousands of dollars in the event ...

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• Posted By Dick Law Firm 17-Aug-2020

  Do Not Fall Victim to Three Worst Insurance Companies

  Eric Dick has Texas roots second to none. Being a direct descendant of the Tumlinson family, the “Come and Take It” cannon basically is his family crest. In 2016, he was overwhelmingly elected to Harris County Department of Education. He ...

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• Posted By Dick Law Firm 17-Aug-2020

  Consolidation of COVID Business Loss Suits Denied; But Grouping by Insurer Eyed

  The legal panel on multidistrict litigation (MDL) has denied a proposal to consolidate cases brought by multiple businesses against various insurers for coronavirus-related business losses. The U.S. Judicial Panel on Multidistrict Litigation rejected ...

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• Posted By Dick Law Firm 17-Aug-2020

  How Does a Homeowner's Insurance Claim Work?

  How Does a Homeowner's Insurance Claim Work? Despite doing everything in your power to avoid it, accidents will happen. It is better to be prepared for an unexpected situation rather than to foot a massive bill when you least expect one. For this ...

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• Posted By Dick Law Firm 14-Aug-2020

  Do You Need Supplemental Homeowners Insurance?

  Do You Need Supplemental Homeowners Insurance? Homeowners insurance is a necessity for new homeowners who want to protect their new investments from damage. A homeowners insurance policy can be life saving in the event of a fire, theft, or financial ...

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• Posted By Dick Law Firm 11-Aug-2020

  Tx Schools Are To Reopen On The State's Timetable

  Eric Dick has Texas roots second to none. Being a direct descendant of the Tumlinson family, the “Come and Take It” cannon basically is his family crest. In 2016, he was overwhelmingly elected to Harris County Department of Education. He ...

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• Posted By Dick Law Firm 10-Aug-2020

  Will Texas Schools be Forced to Reopen

  Eric Dick has Texas roots second to none. Being a direct descendant of the Tumlinson family, the “Come and Take It” cannon basically is his family crest. In 2016, he was overwhelmingly elected to Harris County Department of Education. He ...

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• Posted By Dick Law Firm 10-Aug-2020

  What can I do if I am denied homeowner's insurance?

  What can I do if I am denied homeowner’s insurance? 1. Speak or consult with an insurance agent. First, it is a good idea to consult an insurance agent during the home buying process, rather than after the purchase has been finalized, ...

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• Posted By Dick Law Firm 6-Aug-2020

  What Happens If I Can't Get Homeowner's Insurance?

  What Happens If I Can't Get Homeowner's Insurance? A home is a significant investment, and it is important to take steps to protect that investment against potential costly damages. A standard insurance policy for homeowners covers your home ...

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• Posted By Dick Law Firm 2-Aug-2020

  Court Affirms $34.3M Jury Verdict Against State Farm Life Insurance

  The class action was filed in June 2016, in the Western District of Missouri by Michael Vogt and other individuals who owned universal life insurance policy form 94030 issued by State Farm. The lawsuit alleged that State Farm breached the terms of ...

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• Posted By Dick Law Firm 1-Aug-2020

  Allstate Pays Up Additional $22,933.81

  After initial making the allegation the wind storm damage claim was under the deductible, Allstate pays up $22,933.81. This is after any applicable deductible and depreciation have been deducted. Dick Law Firm client also has an additional $8,000 to ...

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