Dick Law Firm, PLLC

Call Today!

Call Today! 833-7RIGHTS
  • Home
  • Attorney Profile
  • Insurance Claims
  • FAQ
  • Testimonials
  • Buy A Shirt
  • Contact Us
  • Blog
  • Call Today
  • Email Us
  • Our Map
  • Menu

What Damages are Covered in a Power Outage?

Blog 2016 May What Damages are Covered in a Power Outage?
Previous Post  |  Next Post

What Damages are Covered in a Power Outage?

Posted By Dick Law Firm || 27-May-2016

We have all been sitting at our computers, working hard on a project, drawing close to completion, when suddenly – everything goes dark. A power surge roaring through the city’s electrical grid rushes into your home or business and shuts it all down in an instant, no warning whatsoever. In a best case scenario, you only lost your time and effort you put into that Word document. But for many, a significant power surge is capable of costing them considerable finances.

When a power outage hits your property, anything that is plugged into an outlet can be affected. Even if you were prudent enough to hook up surge protectors and battery backups, there is no guarantee the surge won’t be more powerful than their inhibitors. In the blink of an eye, the majority of your electronics and appliances could be ruined.

Will My Insurance Cover This Mess?

You need to carefully review your homeowner’s policy after a power surge. Unfortunately, many default insurance packages won’t deal with power outages and you could be footing the cost of replacements or repairs yourself, including all the food that spoiled in your fridges and freezers. If this could be a big concern for you, talk to your insurance provider today about expanding your coverage to power outages.

Business owner’s insurance is a little different. Many standard policies will have a clause about power outages and the damage they can cause to computers. Not only can a power surge damage a computer’s power source component but it can fry the hard drive, wiping out valuable digital information stored within. For many businesses, digital data is their most prized possessions, and it can be devastating to their profits if they lose it.

If you are dealing with widespread damages, either in your home or office, after a power outage, you should review your insurance policy to see if you are covered. If you have already talked to your insurance company and they are denying your claim, you will need an insurance bad faith attorney’s help. For professional legal help in Texas, contact Dick Law Firm and talk to our Houston insurance bad faith lawyer today. We can discuss your legal options and rights as an insurance policy holder during a free case evaluation.

Categories: Homeowner's Insurance Claims, FAQ, Business Insurance

Share Post

Insurance Claims

How Can We Help You?

  • Insurance Bad Faith
  • Homeowner's Insurance
  • Business Insurance
  • Delayed Claims
  • Denied Claims
  • Underpaid Claims
  • Life Insurance Claims

Need A Lawyer, Hire Dick!

Send My Information
  • Home
  • Site Map
  • Privacy Policy
  • Contact Us
Dick Law Firm, PLLC

Call Today 833-7RIGHTS

Dick Law Firm, PLLC - Insurance Claims
3701 Brookwoods, Houston, TX 77092 View Map
Main: 833-7RIGHTS
(832) 207-2007
Website: http://www.dicklawfirm.com/
© 2021 All Rights Reserved.
Internet Marketing Experts