Skip to Content
Dick Law Firm, PLLC Dick Law Firm, PLLC
Call Us Today! 833-774-4487

What is the Difference Between an Arson Claim and a Fire Claim?


An arson claim and a fire claim are two different types of insurance claims that a property owner or insurance policyholder can file after a fire incident. The main distinction that sets them apart is the cause of the fire.

A fire claim is a claim made by a policyholder to cover the losses or damages caused by a fire that occurred due to accidental causes, such as faulty wiring, cooking accidents, or natural disasters like lightning strikes or wildfires. Fire claims are typically covered by most property insurance policies and can help the policyholder recover from the financial losses and damages caused by the fire.

An arson claim, on the other hand, is a claim made by a policyholder when the fire was caused intentionally, often with the intention of committing insurance fraud or some other illegal activity. Arson is the deliberate and criminal act of setting fire to a property, and it is a serious offense that can result in criminal charges and penalties.

Insurance companies take arson claims very seriously and will investigate thoroughly to determine if the fire was intentionally set. If an investigation determines that the fire was indeed caused by arson, the insurance company will deny the claim and may pursue legal action against the policyholder or any other party involved in the fraudulent activity.

In addition to the difference in the cause of the fire, there may also be differences in the coverage provided by insurance policies for fire and arson claims. For example, some insurance policies may have exclusions or limitations for losses caused by intentional acts, such as arson. It's important for policyholders to carefully review their insurance policies and understand what is covered and what is not in the event of a fire or other loss.

Overall, the key difference between an arson claim and a fire claim is the cause of the fire. While fire claims are typically covered by insurance policies and can help policyholders recover from accidental losses, arson claims are the result of criminal activity and are usually denied by insurance companies.

what is the difference between an arson claim and a fire claim?
reasons insurance companies deny fire claims
house fire insurance investigation
What happens if someone burns your house down
Reasons insurance companies deny fire claims
Is arson covered by car insurance
Does insurance cover arson from someone else
what degree of proof is typically required for the denial of an insurance payment for arson?
Arson insurance definition
why isn't arson covered by insurance
Percentage of homeowners insurance claims denied
is arson covered by commercial insurance
does insurance cover cigarette fires
accidental fire insurance company
arson insurance definition
insurance negligence cases
does homeowners insurance cover accidental fire
does homeowners insurance cover fire
does fire insurance cover negligence
is arson covered by insurance
homeowners insurance arson
fire insurance claims examples
fire claim
define arson
reasons insurance companies deny claims
arson insurance claims
car arson insurance claims
fire insurance arson
doe fire insurance policies cover arson
is arson covered by home insurance?
is burning your own house arson?
is arson a felony?
are fires covered by home insurance?
does homeowners insurance cover accidental fire?
is negligence covered by insurance?
does insurance cover cigarette fires?
does insurance pay for arson?
what is arson reward coverage?
what does a fire insurance policy cover?
does insurance cover fire caused by cigarette?
is arson a form of vandalism?
does insurance cover arson?
is arson considered vandalism?
does insurance pay out if arson?
does my homeowners insurance cover fire?
who determines the cause of a fire?
how long does an insurance company have to settle a homeowners claim?
what repairs does homeowners insurance cover?
does homeowners insurance cover food spoilage?
does homeowners insurance cover lawn damage?
does insurance cover house fires?
what will homeowners insurance cover?
are wildfires covered by home insurance?
is arson covered under insurance?
is fire covered under homeowners insurance?
can an insurance company deny a claim?
how long does an insurance company have to deny a claim?
what happens when a claim is denied?
how long does an insurance company have to settle a claim?
is arson covered by car insurance?
can i burn my house down legally?
how many years can you get for arson?
what do investigators do when arson is suspected?
what do arson investigators look for?
how long do a fire investigation take?
does insurance pay out for arson?
what is a charge of arson?
is fire damage covered by homeowners insurance?
are homes insured for wildfires?
why do insurance companies deny claims?
how long does an insurance company have to accept or deny a claim?
which insurance company denies the most claims?
is fire covered by home insurance?
what is accidental damage on home insurance?
does insurance cover electrical fire?
what does accidental fire mean?
is homeowners insurance and fire insurance the same thing?
can you just get fire insurance on your home?
do i need fire insurance for my house?
are electrical fires covered by insurance?
can i claim for smoke damage?
does insurance cover california wildfires?
does homeowner insurance cover wildfires?
is fire insurance different than homeowners?
is wildfire covered by insurance?
how do you deal with insurance after a fire?
does insurance cover accidental fire?
does fire insurance cover forest fires?
can i sue my homeowners insurance?
does my homeowners insurance cover damage to other people's property?
does homeowners insurance cover personal liability?
can i sue my insurance company for negligence?
what is the minimum sentence for arson?
what are the three reasons for arson?
how long do you go to jail for arson?
why can insurance companies deny coverage?
can car insurance companies deny coverage?
why would an insurance company deny an mri?
can health insurance deny a claim?
why do claims get rejected?
what happens when an insurance claim is denied?
why would an insurance claim be denied?
why do insurance claims get rejected?
is homeowners insurance the same as fire insurance?
what home insurance company is cheapest?
does insurance cover fire damage in california?
what does a fire policy cover?
what happens when your house burns down insurance?
what does a dwelling fire policy cover?
will car insurance cover a blown engine?
how does car insurance work if im at fault?
does insurance cover broken axle?
will a no fault claim affect my insurance?
how does fire insurance work?
how do i handle a fire insurance claim?
is fire insurance included in homeowners insurance?
does my homeowners insurance cover fire damage?
how much does insurance pay if your house burns down?
is wildfire covered under homeowners insurance?
does home insurance cover earthquakes?
why insurance claims are rejected?
what happens if my insurance claim is rejected?
what can you do when insurance company refuses to pay?
does insurance cover negligence?
can you sue landlord for electrical fire?
how much do arson investigators make?
what degree does an arson investigator need?
what can you do if your insurance company won't pay?
what happens if an insurance company denies claim?
what happens when an insurance company cancels your policy?
what can i do if my home insurance company denies my claim?
what is an accidental fire?
do you need fire insurance?
what does negligence mean in insurance?
what are the 4 types of negligence?
what are the 5 elements of negligence?
what are the four elements that must be proven in a negligence case?
do homeowners insurance cover fire?
does homeowners insurance cover fire caused by earthquake?
can insurance company force you to total your car?
who pays when neighbor's fire spreads to your home?
what happens when you total a car that is being financed?
can you insure a car that has been written off?
does home insurance cover fire caused by cigarette?
what does insurance cover in a fire?
does fire cover smoke damage?
how long can you be in jail for arson?
is smoke damage covered by insurance?
what should i expect from my insurance company after a fire?
does insurance cover mechanical failure?
what is accidental damage cover for home insurance?
will homeowners insurance cover fire damage?
are wildfires covered by insurance?
does aaa home insurance cover fire?
does all homeowners insurance cover fire?
do i have fire insurance?
are forest fires covered by insurance?
is arson covered by insurance?
how do i settle a fire insurance claim?
how long does a fire claim take?
how are fire insurance claims calculated?
does house insurance cover accidental fire?
what is covered by fire insurance?
can you sue your insurance company for denying a claim?
can a car insurance company deny a claim?
what is arson reward?
are car fires covered by insurance?
are acts of god covered by insurance?
what is considered an act of god for insurance?
what is legally considered an act of god?
why is act of god a legal term?
are acts of god covered by homeowners insurance?
do insurance companies pay out for acts of god?
does car insurance cover acts of nature?
homeowner arson
business arson insurance fraud
fire negligence
arson insurance coverage
arson policy
insurance fire investigation
strange homeowners insurance claims
does home insurance cover arson
home insurance arson
insurance companies denying claims
arson and insurance
arson house insurance
arson insurance investigation
why insurance companies deny claims
arson laws and insurance companies
does home insurance cover accidental fire
home insurance accidental fire
fire and home insurance
home insurance cigarette fire
fire damage insurance
home insurance negligence
reasons insurance companies deny coverage
reasons why insurance claims are denied
fire home insurance quotes
insurance fire damage
fire homeowner insurance
home insurance fire damage
home insurance against fire
does auto insurance cover negligence
house insurance fire
fire insurance law and claims
house fire insurance coverage
homeowners insurance fire damage
home insurance house fire
insurance claim rejection reasons
fire caused by negligence
insurance arson investigation
reasoning insurance company
accidental fire insurance
fire house insurance
does homeowners insurance cover fire damage
not my fault total trash fire
insurance claim denied due to negligence
fire home insurance
insurance arson
insurance definition arson
fire claims
insurance covers fire accidents
accidental house fires and insurance
is arson covered by home insurance
fire homeowners insurance
does homeowner insurance cover fire
arson insurance
homeowners insurance fire
home insurance fire
can an insurance company deny a claim
arson reward insurance
act of god insurance definition
act of nature insurance definition
arson for insurance money
does home insurance cover electrical fire
does homeowners insurance cover wildfires
what happens if someone burns your house down
how long do a fire investigation take
someone set my house on fire
does business insurance cover arson
types of arson
who is liable for fire damage
fire insurance coverage
what is covered by fire insurance
does renters insurance cover arson
fire insurance coverage definition
does insurance cover grease fires
smoking and home insurance
how to deal with insurance adjuster after a house fire
will insurance pay out if arson
undetermined fire definition
car fire insurance payout
what does homeowners insurance not cover
does homeowners insurance cover driveway damage
does home insurance cover damage to other people's property
does homeowners insurance cover generators
homeowners insurance stories
home insurance that covers everything
what can you claim on homeowners insurance
what does fire insurance cover
reasons an insurance claim can be denied
other driver's insurance denied claim
other party insurance denied claim
auto insurance claim denied fault
insurance claim delay tactics
insurance adjuster deny claim
personal injury claim denied
what degree of proof is typically required for the denial of an insurance payment for arson
insurance fire investigator
arson attack insurance claim
insurance investigator came to my house
fire investigation procedures
insurance investigation rights
other insurance company denies claim
what happens when car insurance denies claim
car insurance claim denied
insurance company denied ct scan
does homeowners insurance pay for arson
infinity insurance claim denied
geico denied my claim
what to do when car insurance denies claim
safe auto denied my claim
homeowners insurance after fire loss
what to do after a house fire insurance
fire insurance cost
does homeowners insurance cover wildfire
fire insurance quote
does insurance cover wildfires in california
smoke and ash insurance claims
does car insurance cover fire damage
what do insurance companies do when your house burns down
insurance negligence laws
does homeowners insurance cover car accidents
suing homeowners insurance for injury
homeowners insurance lawsuit
arson definition
arson definition law
arson punishment
reasons why car insurance claims are denied
denied auto insurance coverage
reasons why an insurance claim may be denied
motorcycle insurance claim denied
no home insurance fire damage
homeowners insurance lawsuit coverage
who pays for car damage in a no fault state
fire claim settlement procedure
fire insurance wikipedia
uses of fire insurance
fire insurance claim lawyer
fire insurance california
health insurance claim denial reasons
reasons for denial of life insurance coverage
reasons why life insurance claims are denied
list of life insurance companies not paying claims
house fire and insurance
fire negligence law
fire insurance claim denial
how long does fire investigation take
life insurance application denied
why would you be declined for life insurance
importance of insurance to business
life insurance denial letter
reasons why insurance is important
negligence insurance claims
does insurance cover gross negligence
what insurance covers negligence
negligence policy
negligence in tort
fire damage caused by neighbor
car total loss not at fault
what happens if my car is written off and it's not my fault
sue health insurance company for denying claim
suing homeowners insurance negligence
california fire home insurance
insurance companies and arson
bond insurance definition
total loss fire claim
fire insurance claim calculation
describe the procedure for settlement of fire insurance claim
fire insurance claims pdf
fire claims handling
insurance claim itemized list
car fire insurance investigation
how much is fire insurance for a house
does car insurance cover arson
fire claim attorney
procedure to make claim under fire insurance policy
car insurance claim denied for misrepresentation
can health insurance deny claim
insurance adjuster deny claim?
fuel oil release coverage
fuel oil release coverage state farm
homeowners insurance fire department service charge
arson reward state farm
act of god homeowners insurance
is rain considered an act of god
act of god insurance premium
act of god in law of torts
act of god insurance deer
is a tree falling on your house an act of god
usaa insurance act of god
act of god insurance deductible
geico act of god
arson fires
define arsenal of democracy
define arsenal
define arsenic
define arsenic poisoning
define arsonists
investigative journalist insurance fires
define ardent
define arsenokoitai
homeowners insurance carson city nv
is arson covered by the insurance company
fire insurance will it pay if it was criminal
arson claims
committing arson
my car caught on fire will my insurance cover it
commit arson
damage conversion poe
can i take over an insurance claim that had a fire
list of arsonists
shop burned down insurance company paid
shop burnt down insurance company paid
motives for arson
arson insurance fraud
how to get away with arson
arson word origin
how long does a normally house to burn down
the problem with burning down your own house
life insurance foul play
how does arson work
cost of arson crimes
categories of model arson law
is setting fire to your own house arson
fire incident proof insurance
fire department proof for insurance
arson fraud
insurance fire claim
my summer car house burned down
my neighbors car caught on fire and burned my car
poe fire incident
how much money do you get if your house burns down
fires not my fault
arson insurance fraud sentence
arson example
are arson cases common in the us
crime burning of building
history of insurance co. fire patrol wagons
if house burns down do you have to rebuild
fire forensics claims and evidence answers
reasons why you couldn't collect fire insurance
freelance investigative journalist
how to become an independent investigative journalist
freelance platform for investigative reporters
fund for investigative journalism
tile and stone insurance loss investigation
how to win as arso
fire claims fraud
arson caused
arson caused to
how likely is an arsonist to die in their own fire
arson caused fire to
there's someone else in the fire
she shed fire claim denied
missouri arsonist
fire cause and origin deposition
define arse
arse holes
define arsonist
define ars
european fund for investigative journalism
freelance investigative reporters and editors
define ars nova
define ars poetica
why do insurance companies deny claims
reasons life insurance companies deny claims
reasons health insurance companies deny claims
what to claim as arsonist
florida claims experts arson
difference between fire and arson
insurance reasons
define srs
define arsen
fire arsonist
fire and arson
arson fire
arsonist fire
fires arson
fire arson
house fire arson
arson house fire
arson fire music
history of arson fires
old fire arsonist
the arsonist a mind on fire
arson fire reports
how do arsonists start fires
why do arsonists start fires
old city fire arson
king fire arsonist
arson fires in the united states
california fires arsonist
are the california fires arson
arson california fires
california fires and arson
california arson fire
arson fires in california
california fire arsonist
california fire arson
california fires arson
california arson fires
australia fires arson
pictures of arson fires
la arson fires
la fires arson
station fire arsonist
types of arson fires
who is the arsonist on chicago fire
arsonist on chicago fire
chicago fire who is the arsonist
chicago fire arsonist
why do arsonists set fires
fire arson forum
fire investigation and arson
arson and fire investigation
arson fire investigation
fire arson investigation
fire and arson investigation
ca fires arson
heart of fire church arson
australian fires arson
fire arson forum world
wine country fires arson
fire and arson investigation book
chicago fire arsonist season 3
fire technology arson investigation
fire technology and arson investigation
arson fires in virginia
fire and arson investigation training
arson fire investigation training
arson forest fires
holy fire arsonist
detroit arson fires
arson fires in detroit
fire and arson investigation books
fire and arson scene evidence
definition arson fires
arson fire definition
famous arson fires
arson fires in seattle
arson fire seattle
arson fires in colorado
arson fire facts
is arson investigation police or fire department
arson fire statistics
fire arson investigation schools
fire arson investigation degree
arsonist sets himself on fire
greek fires arson
arson fires in san francisco
southern california fires arson
arson fires in los angeles
los angeles fires arson
los angeles arson fires
california fire arsonist fine
fire patterns arson
victim rights from arson fire
fire technology and arson investigation books
chicago fire department arson reports
fire arson investigation forum
arson fires in oklahoma
criminal damage by fire arson
san diego fires arsonist
san diego fires arson
the arsonists lost in the fire
arsonists lost in the fire
arson fire in washington dc
fire arson investigation forms
fire and arson prevention
fire and arson investigation procedures
blue cut fire arson
arson fire statistics 2011
greece fire arson
greece fires arson
indian hill house fire arson
california fire season 2003 arsonist
fire technology and arson investigation pdf
pizza man fire arson
detroit fire department arson unit
about what percent of arson fires are set by individuals under 18
fire arson investigation manual
causes of arson fires
bc fires arson
holy jim fire arsonist
los angeles apartment fire arson
practical fire and arson investigation
houston fire department arson division
car creek fire arson
chicago catholic school fire arsonist
arsonist fighting his own fire
fire and arson investigation certificate
boston fire department arson squad
arson fire starter
los angeles central library arson fire
los angeles county fire department arson unit
phoenix fire department arson investigation
arson fires at black churches
fire arson investigation manual pdf
roman rich fire department arson
fire and arson investigation consultants
our lady of angels fire arsonist
our lady of the angels fire arsonist
glasgow school of art fire arson
arson dogs fire investigations
fire arson and explosion investigation
arson fires on the eastern shore
metro fire arson investigators association
how to tell if a fire is arson
bureau of fire and arson investigations
fire arson and explosion investigation jobs
fire arson and explosion investigation degree
national fire arson and explosion investigation training
fire triangle arson investigation
florida bureau of fire and arson investigations
arson suspected in colorado fires
california fire arsonist fine 2018
fire and arson investigations detective
fire and arson investigator
arson and fire investigator
fire investigator arsonist
fire arson investigator
fire arson investigator training
fire and arson investigator jobs
fire arson investigator jobs
california fire investigator arsonist
fire arson investigator job description
fire arson investigator magazine
fire and arson investigator magazine
arson investigator chicago fire
fire and arson forensic science
arson investigator who set fires
indian hill mansion fire arson
does lighting someone on fire count as arson
powerpoint presentation arson and fire investigation
fire and arson investigator salary
fire arson investigator salary
santa rosa fire arson
santa rosa fires arson
north street arcade fire arson
most arson fires are produced through what
certified fire and arson investigator
fire and arson investigation reviewer
arson with grease fire
cal fire arson investigator
how to determine if a fire is arson
man charged with arson in case of california fires
arson fire in el monte
seaside fire arson
arsonist arrested california fire
cal fire arson and bomb investigator
arsonist arrested california fire today
fire and arson investigation ppt
most arson fires are started with
decker house fire arson
arson fire chilli sauce
seaside heights fire arson
beverly hills supper club fire arson
florida state fire marshal arson investigator
upstairs lounge arson fire back in 1973
illinois state fire marshal arson investigator
malibu fire 1993 arson
seton hall fire arsonists now
seton hall fire arsonists
how do arson investigators know where the fire started
how many arson fires happen each year
arson investigators must work quickly to collect evidence at a fire scene because
structural and vehicular arson fires
regan lounge fire arson
ola fire arsonist
substation fire arson
kern county fire department arson unit
waltham arson fire
waltham fire arson
seaside boardwalk fire arson
seaside park boardwalk fire arson
prairie school arson fire prairie village ks
prairie school fire prairie village ks arson
redding ca fire arsonist
socal fire arson
ive hired an arsonist to set fire to your
how many arson fires are committed by juveniles
hoboken arson fires
american fire love arson and life in a vanishing land
arson cause of waldo canyon fire
waldo canyon fire cause arson
dex arson playing with fire
fire model proves arson
the various methods used by arsonists to start incendiary fires
was the waldo canyon fire started by arson
esperanza fire arsonists
esperanza fire arsonist
winecoff hotel fire arson
fire & arson investigation consultants inc
fire & arson investigator
a fire arsonist in spokane named guidinger
gatlinburg fire arson
gatlinburg fire arson suspects
which step in an arson investigation helped reconstruct the fire
accomack arson fires
accomack county arson fires
do life insurance companies deny claims
insurance reason codes
reasons insurance companies drop you
define srs document
insurance companies deny claims
define srs airbag
reasons insurance will pay for tummy tuck
define arsed
define arsenals
investigative journalism
contact investigative reporters
find freelance journalists
pyro thesaurus
pyromania medical definition
pyromania definition
top 10 bad words in english
new man ed sheeran lyrics
contemptible person
contemptible meaning
reasons auto insurance companies drop you
will insurance pay for tummy tuck after gastric bypass
will insurance pay for tummy tuck with hernia
will insurance pay for tummy tuck after hysterectomy
investigative journalism jobs
investigative journalism books
investigative journalism cases
investigative journalism history
investigative journalism pdf
investigative journalism movies
investigative journalism degree
investigative journalism stories
investigative journalism topics
investigative journalism salary
investigative journalism articles
investigative journalism examples
investigative journalism tv shows
investigative journalism definition
contact fox news investigative reporters
investigative journalism quotes
investigative journalism podcast
investigative journalism careers
investigative journalism magazines
investigative journalism podcasts
team pyro blog
top investigative reporters
abc news investigative unit contact
cnn investigative journalist
what is like to be a investigative reporter
investigative reporters editors
feminist investigative reporters
feminist investigative reporters us
how to contact dateline nbc for a story
dateline nbc investigative team
global muckraking
person who loves fire
synonyms for fire
define pyro
pyro definition
squandermania meaning
pyromania test
pyromaniac test
pyromaniac fire
what's pyromania
pyromaniac synonym
what does pyromania mean
synonyms for pyromaniac
pyromaniac crossword clue
pyromaniacs movie
top 10 bad words in english with meaning
top 10 swear words in english
arsole uses
assholism book
assholism quotes
insurance cover tummy tuck after gastric bypass
assholism xavier crement
contemptible person meaning
contemptible person slang
contemptible meaning in tamil
contemptible meaning in english
contemptible meaning in urdu
contemptible person synonym
aerosoles heels
aerosoles stores
aerosoles coupon
aerosoles outlet
aerosoles sandals
happy ed
what is bitch
the most offensive word in the english language
chemicals with cool names
an asshole definition
is asshole one word or two
jerks meaning
all english swear words
you are a douche
how does a douchebag work
oi wanker
i was just disgusted
what is contemptuous mean
fire bugs
firebug game
firebug lite
firebug chrome
firebug install
firebug download
firebug firefox
firebug extension
firebug insect
firebug for chrome
firebug for firefox
firebug free download
firebug addon
does insurance cover tummy tuck after gastric bypass
will insurance cover tummy tuck after bariatric surgery
firebug for firefox download
firebug crossword clue
firebug addon for firefox
no view source
someone who likes fires
what are firefox add ons
firefox developer tool show number of selects on page
searching firefox quantum opens developer tools during search
collateral damage
such violence
innocent people
bodily harm
gas leak
lightning strike
deliberate act
instant death
physical attack
excessive force
physical harm
false alarms
physical attacks
actual damage
innocent person
material damage
innocent bystanders
criminal act
many incidents
electrical malfunction
deadly force
human error
serious harm
malicious intent
gross negligence
real damage
police officers
rubber bullets
such attacks
mere presence
physical assault
mistaken belief