What Homeowner's Insurance Companies Offer Identity Theft Coverage?

Typically, you may add identity theft protection to your renters or homeowners insurance policy as an endorsement. You can easily add up to $15,000 to $25,000 in identity theft protection to your homeowner's policy for an extra $25 to $60 a year, depending on your insurance provider.

Your identity theft insurance usually will only pay you back if someone uses your credit card to make purchases. Banks and credit card issuers are in charge of compensating you if your cards are lost or stolen or your bank account is compromised.

Most significant insurance providers offer identity theft insurance. Companies may provide it as an endorsement or automatically include it in your policy.

State Farm

For an extra $25 a year, you can extend the identity restoration coverage under your State Farm homeowner's insurance. Additionally, State Farm provides cyber insurance that includes data restoration following cyberattacks.

Allstate

For a price, Allstate provides identity restoration services. It also offers services for keeping an eye on your social media accounts, credit accounts, and other things.

Nationwide

For $45 a year, you may add identity theft protection to your homeowner's policy. Similar to Allstate, Nationwide keeps an eye on your accounts and covers restoration costs.

Safeco

Safeco provides coverage for identity restoration up to $25,000. Up to $5,000 in coverage is also offered by Safeco for missed wages as well as child and elder care costs resulting from identity theft.

Geico

Identity theft insurance is an option for your Geico homeowners policy. Geico provides monitoring and alerting, restoration, and preventative services.