A fire can be a horrific and catastrophic event for your home or business. Once a fire has started, it is difficult to put it out, and the damage it can wreak is exponential. Even little flames can be catastrophic. What many do not consider, however, is the effect smoke has on other building components.
As the smoke passes through the ventilation system, it deposits soot on every accessible surface. So, what exactly is soot? It is a powdered, slippery substance that adheres to surfaces and items throughout your home and discolors them. This may appear to be an inconvenient cleaning addition to your preexisting problem, but I guarantee you that it poses a greater threat than initially appears.
If not taken care of promptly and appropriately, soot damage might harm one's health. Soot can easily enter the body through the air, causing respiratory problems, diseases, cancer, and death over time. Due to these factors, the aftermath of any significant fire should not be taken lightly.
Common Causes of Soot Damage
Here are several ways soot can accumulate in your house or place of business:
1.) Poor Fireplace Ventilation
The fireplace is a major source of house fires. Thus it is essential to understand its mechanics, such as the flue damper, which opens and closes the smoke route and allows smoke to escape the residence.
2.) Excessive Candle Consumption
Despite its obviousness, it must be said. Even if it's a small fire, its frequent use and abundance will result in soot buildup over time.
3.) Broken Appliances
A malfunctioning device, such as your furnace, will begin to release smoke. You may not realize it for quite a while.
Soot puff backs, also known as furnace puff backs, are generated by excess fuel in your furnace's burner chamber. Most puff backs occur when the heat is turned on for the first time after a long usage period. In the autumn and winter, soot puff backs are the major cause of soot damage.
4.) Cigarette/ Plant Material Application
Any form of smoking in the home that results in real combustion (burning) will result in a soot accumulation, and cigarette smoking will exacerbate the problem.
5.) High Temp Cooking
If you spend a great deal of time cooking in the kitchen without using the ventilation system or opening the windows, you expose yourself and your home to substantial levels of smoke and soot.
6.) Nearby Facilities
Companies or factories with heavy machinery nearby send smoke into the atmosphere. That soot can reach your residence and affect you.
7.) Vehicle Exhaust Emissions
If you keep your automobile running for an extended amount of time in your garage, the fuel that is being consumed will begin to spread into your home.
Does Household Insurance Cover Soot Damage?
The majority of these situations are covered, but like with any risk, there are always unforeseen circumstances that could change that. If your house or company has been damaged by smoke, soot, or fire, contact an experienced insurance attorney to evaluate whether the claim is covered and to assist you with your insurance claim.
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