Hurricane Laura Insurance and Damage Attorney
Hurricane Laura crashed near the border of Texas as a Category 4 hurricane.
Category 4 hurricanes are considered major hurricanes, enduring wind speeds
between 130-156 MPH, causing severe wind damage and storm surge flooding.
Hurricane Laura has the potential to damage many homes, condos, businesses,
apartments, and other entities in Texas and Louisiana, leaving their owners
to pick up pieces. If Hurricane Laura has harmed your home, business,
or other property, it's essential to know your options when it comes
to claims for hurricane insurance. We will explore the type of damage
covered by insurance policies and what you should do if your home or property
suffered damage from this latest Texas hurricane.
Texas areas affected by Laura
Although Hurricane Laura only landed across the Texas border, some cities
were still greatly affected not only by heavy winds but by dangerous storm
surges leading to severe flooding.
Texas Cities hit by Hurricane Laura:
Alba Athens Atlanta Beaumont Ben Wheeler Big Sandy Bullard Canton Carthage
Center Chandler Clarksville Coldspring Cooper Crockett Daingerfield Diboll
Edom Emory Flint Frankston Gilmer Gladewater Grand Saline Gresham Groveton
Gun Barrel City Hawkins Hemphill Henderson Jacksonville Jasper Jefferson
Joinerville Kilgore Lindale Linden Livingston Lone Star Longview Lufkin
Lumberton Marshall Mineola Mt. Pleasant Mt. Vernon Nacogdoches New Boston
Newton Noonday Orange Paris Palestine Pittsburg Port Arthur Quitman Rusk
San Augustine Sulphur Springs Texarkana Troup Tyler Van Waskom Whitehouse
Winnsboro Winona Woodville
Insurance claims from Hurricane Laura in Texas
Hurricane damage is a huge business, and sad to say your insurance company
is not always on your side to get your property fixed and your life back
to usual after a hurricane. Suppose your home or other property has suffered
damage directly from Hurricane Laura. In that case, you may want to consider
hiring a lawyer for hurricane damage to get the cash you need and deserve
to reclaim your life after this natural disaster.
Property damage by hurricanes and windstorms
Hurricanes are destructive and can cause many other natural disasters
that can amplify the damage left in the wake of a storm. Wind damage is
a common type of property owners see in a storm. Property damage from
powerful winds includes:
Roof lifting:
Roof lifting is just as it appears – your roof lifts off your residence
or other property and either come off or leaves severe damage.
Roof damage: During a hurricane, additional damage may occur to your roof.
Ultimately, this may result in a need for full roof replacement.
Severe failure: strong winds blow trees and electric lines. These may
collapse on your household bringing down segments of your residential
walls, roof, or other structures like a shed.
Garage door damage:
Garage doors are often very susceptible to high wind damage and can blow
in, blowdown, or be damaged. This can damage your cars and potentially
cause your vehicles to be ruined.
Broken windows: Broken windows are standard in high winds and may leave
your house or property susceptible to damage.
Moisture damage:
High winds can blow in water, leaving your home exposed, making the mold
and mildew highly likely. When hurricane winds break a window seal, water
damage is expected to occur.
Damaged siding: debris caused by high winds can damage the decking of
your property.
Door Loss:
High wind speeds can cause doors to blow in or even completely off their
hinges, requiring door repair once the hurricane has passed.
Sliding glass doors: Strong winds can break the seal around the glass
doors, causing severe water intrusion. This can cause mold and other moisture problems.
Other common injuries seen as a direct result of windstorms include damage
to the pool, carport and porch damage, damage or loss to the automobile,
projectile damage, devastation or loss of personal property, and damage
to septic tanks. Luckily, all internal damage due to wind or water damage
due to hurricane should pay in full if you have homeowner insurance. However,
obtaining insurance and seeking compensation is not as straightforward
as it sounds.
Insurance claim in Texas for damage to Laura Hurricane
If you've experienced property damage from Hurricane Laura, you're
probably going to file a claim with your insurance company if you haven't
already. Unfortunately, insurance claims can be a severe issue for those
on the Texas Gulf Coast, and insurance carriers can delay, deny, or reduce
proper insurance claims. That's because these insurance companies
most likely aren't always on your side – they're usually
only on your side when they collect money. When making payments for claims,
your insurance company will do just about anything to reduce your request
or prevent you from being fully covered by the hurricane-related damage
insurance.
One of the main reasons insurance claims after a hurricane like Laura
are so tricky is that there are several stipulations and loopholes in
insurance companies' storm damage policies. For example, some insurance
carriers may inform you that your claim for hurricane property damage
to your house is not valid without proving it, requiring you to provide
extensive damage documentation before receiving a single penny.
Insurance company "independent" adjusters are not afraid to
exploit the more inexperienced policyholder (you). Many insurance adjusters
will do their utmost to reduce or exclude your property claim. That's
why it's essential to seek professional help from a dedicated and
experienced insurance claim attorney like Eric Dick if you've experienced
property damage from Hurricane Laura.
If Hurricane Laura damaged your property:
If your residence has suffered wind or flood damage from Hurricane Laura
and you don't feel your insurance company is doing its job to compensate
you, turn to Dick law firm for a confidential free case assessment. We
understand how frustrating it can be to destroy your home or other property
and have your insurance company do nothing about it or take weeks or even
months to compensate. Our company can help you get quick money to start
rebuilding your life while working with your insurance company to get
the cash you are entitled to.