We all want our insurance providers to take care of us fairly after we
have been in an accident, had our property damaged in a natural disaster,
or suffered financial loss due to an unforeseen business mishap. But we
are also all well aware that insurance companies are trying to make a
profit like everyone else, and that they might resort to insurance bad
faith tactics to save their bottom line.
If you suspect that your insurance company might be using deceit, dishonest,
and outright swindling against you, take a look at this list of some of
the top telltale signs of
insurance bad faith. If matters have already gotten out of hand or you have already suffered
the consequences of your insurance provider’s inaction, you should
contact our Houston insurance bad faith attorney from Dick Law Firm as soon as you can. Since 2008, we have helped thousands
of people in situations just like yours find an amicable solution to their
(844) HIRE-A-DICK for more information about our legal services.
Top 5 Signs of Insurance Bad Faith
Unexplained delays: Your insurance company spends every single day of its existence managing
insurance claims that cannot be that different from yours. There really
should be no delays at all, especially not any that have no reason behind
them. If your claim is taking unreasonably long to process, the company
might be slowing down the process to look for holes in your claim, rewarding
them with the chance to give you a lesser amount of coverage.
Unexplained speed: On the other end of the spectrum, if your insurance company throws an offer
your way only hours or days after you report your accident, it is clear
they have not run the numbers on your necessary future medical and repair
expenses. Be careful that you don’t sign any initial offers without
having it reviewed by your attorney first.
Undue pressure: The urgency of your claim is more or less up to you since you are the one
affected by harm or injury. If your insurance company is pressuring or
intimidating you to make a decision and settle, they are probably overstepping
their contractual and legal boundaries.
Uninvestigated evidence: One of the easiest ways an insurance company can lower the value of your
claim is to simply refuse to acknowledge the evidence you provide for
your damages. Hospital bills, repair receipts, and more are crucial to
calculating what you need, but that doesn’t mean that they want
to see them.
Unforeseen changes: Did your policy’s guidelines change, or was it canceled altogether,
only a few short days after you made a claim? Your insurance carrier might
claim that it was scheduled to do so, regardless of your claim’s
existence, but an investigation could prove that it is bad faith in action.