In a perfect world, insurance policyholders would submit a claim, the insurer
would investigate the claim, and then promptly send the policyholder their
payment upon approval. Unfortunately, this is rarely the case. Policyholders
frequently encounter delays when trying to recover their entitled financial
compensation. Insurance companies do not like to pay for claims and may
likely make every effort to make receiving compensation as difficult as
possible, including delaying payment in an effort to wear a policyholder
down. We all know that time is money, therefore any delay in receiving
compensation can have dire consequences. Fortunately, there are several
things you can do to minimize your chances of experiencing delays in your
1. Be Honest
It is important you deal with your insurance company in good faith. Make
an effort to provide them with the information they request in a prompt
and accurate manner, as long as their requests are reasonable. Withholding
information or being dishonest can not only cause them to delay your claim
– it can also lead to an outright denial.
2. Be Persistent
Be sure to maintain frequent communication with your insurance provider
and periodically check in on the status of your claim. If they think you
have forgotten about your claim, they will have no sense of urgency to
process your payment. Be patient, but be firm.
3. Communicate in Writing
Claims submitted in writing tend to be treated more seriously and also
provide you with a record of your claim. This can be crucial later on
when examining your communication history with your insurance provider.
4. Speak with a Supervisor
Do not be afraid to contact your insurance adjuster’s supervisor
or other higher-up official regarding your claim. Reporting your issue
to a person in power may sometimes accelerate the time it takes to process
5. Hire an Attorney
The best way to avoid a
delayed claim is by submitting your claim with the assistance of a skilled insurance
attorney. A lawyer can negotiate with your insurance company and cut through
the associated red tape. Retaining legal assistance is especially important
if you suspect you may be dealing with an instance of
insurance bad faith.
Get Dick Law Firm on Your Side
If you have found yourself at odds with a noncompliant insurance company,
the Houston insurance bad faith lawyers at Dick Law Firm, PLLC can protect
your rights and fight for fair compensation on your behalf. With more
than 1000 clients represented, your case is sure to be in good hands.
no-cost, no-obligation case review or call 833-7RIGHTS today to get started.