Houston Flood Damage Claims Lawyer

Hire a Committed Houston Insurance Bad Faith Attorney

Whether it is due to a massive storm or a broken pipe, a flood can cause extensive destruction to a person’s home, costing thousands of dollars to be fixed. Unexpected floods can be devastating to homeowners, especially when they hear from their insurance company that they are not covered for their damages. At Dick Law Firm, PLLC, our Houston insurance bad faith attorneys can help you pursue the compensation you deserve from your insurance company.

It is critical to understand the complexities of flood insurance policies, as many homeowners mistakenly assume that their standard homeowner's insurance covers flood damage. Unfortunately, this is often not the case. Federal flood insurance policies are distinct and require separate coverage, which can leave policyholders feeling blindsided when disaster strikes. Our team is well-versed in the intricacies of these policies and can assist you in deciphering the fine print, ensuring that your claim is accurately represented and strongly positioned.

If your home has been destroyed by a flood, our firm is ready to fight to ensure that your insurance company lives up to its word. Throughout our firm’s existence, we have helped thousands of people hold their insurance companies accountable for dishonesty, and we are eager to help protect your rights in a courtroom.

Get the representation you deserve by calling }. Secure a consultation with a flood insurance lawyer in Houston today!

Steps to File a Claim After Flood Damage

To improve your chances of success, it is highly important that you take photos of all damage that was inflicted as a result of flooding. Water can get nearly anywhere in the event of a flood, so being thorough is crucial.

Take detailed photographs of all water damage, including:

• Flooring
• Walls
• Furniture
• Appliances
• Electronics

By collecting comprehensive evidence, you can strengthen your claim and increase your chances of reaching a desirable outcome. Our firm will stand by your side and walk you through the process of filing a claim. We aim to help reduce your worries and handle the legal heavy-lifting.

Navigating the claim process involves more than just documenting the damage. It is essential to promptly report the damage to your insurer, providing them with a detailed account and all supporting documentation. Keep meticulous records of all communications with your insurance company and follow up regularly to ensure your claim is being processed. At Dick Law Firm, PLLC, we guide you through these critical steps to ensure your claim is not unjustly denied or delayed.

A Guide to Flood Insurance

Understanding the fine details of a flood insurance policy is essential for protecting your property and ensuring you have the coverage you need. Flood policies can vary substantially, covering different types of damage and offering varying levels of financial protection. It's crucial to comprehend the perils covered under your policy. For many residents, standard flood insurance may not cover seepage or storm surge, specific to Houston’s geographical challenges.

By consulting a flood insurance attorney in Houston at Dick Law Firm, PLLC, policyholders can receive detailed insights into their coverage, help with identifying gaps, and advice on securing additional policies if necessary. Our lawyers can aid you in understanding complicated policy terms and conditions, ensuring you are fully informed of your rights and obligations. This knowledge can be invaluable in the face of disputes with insurers, as it empowers you to better manage your expectations and strategy for a successful recovery.

Local Storm Preparedness and Assistance in Houston

The Houston area is particularly susceptible to severe weather events, including hurricanes and tropical storms that can lead to devastating floods. Being prepared for these events is critical. Local government agencies, such as the Harris County Flood Control District, provide resources and updates on flood risks, helping residents stay informed and prepared. Investing in flood insurance before disaster strikes can provide significant peace of mind, ensuring you have the necessary financial support in place. Our team encourages clients to be proactive in securing comprehensive coverage by understanding the specifics of their flood insurance policy.

Additionally, the city offers several resources post-flooding to assist with recovery and rebuilding efforts. Organizations such as the Texas Division of Emergency Management and FEMA are invaluable during recovery, offering both financial assistance and guidance on safe rebuilding practices. These resources, combined with the expert guidance of Dick Law Firm, PLLC, equip you with the tools needed to navigate the aftermath of a flood effectively.

Hold Your Insurance Company Accountable –Contact Us Now!

Insurance companies are notorious for jacking up their rates at the expense of their policyholders, yet it is ironic that they can seem to disappear when you need them most. Do not let them get away with shortchanging you. At Dick Law Firm, PLLC, our Houston insurance lawyers can give you the powerful representation you need to maximize your chances of recovering a fair settlement for your claim.

Choosing the right legal partner is crucial in dealing with bad-faith insurance claims. Our team at Dick Law Firm, PLLC brings a proven track record of success, backed by profound legal knowledge and a commitment to client advocacy. By fostering transparent and open communication, we ensure that our clients fully understand the process and are empowered to make informed decisions, driving results that restore not just financial balance but peace of mind as well.

Get help with your flood insurance claim! Contact an experienced flood insurance attorney in Houston online or call (832) 529-9377 for a consultation.

Frequently Asked Questions About Flood Insurance

What Should I Do Immediately After a Flood?

First, ensure everyone's safety by evacuating if necessary and avoid re-entering your home until it is deemed safe. Document the damage extensively through photos and videos. Immediately notify your insurance company to begin the claims process. It’s beneficial to consult with a knowledgeable flood insurance attorney who can assist you with submitting accurate documentation and provide guidance on next steps. At Dick Law Firm, PLLC, we ensure our clients are supported from the beginning to the end of their claims journey.

Why Might My Flood Insurance Claim Be Denied?

Reasons for denial can vary, from deeming the damage as outside the scope of covered perils to a lack of proper documentation or missing deadlines for claim filing. Insurers might also argue that the specifics of the policy do not cover certain damages. If your claim is denied, contact Dick Law Firm, PLLC for a thorough review of your policy and case. Our attorneys are adept at navigating these disputes and advocating for fair treatment under your policy terms. Our team will work diligently to explore all possible avenues for recovering the compensation you deserve.

What Are My Rights if My Insurer Acts in Bad Faith?

If you suspect your insurance company is acting in bad faith, such as unreasonably delaying payments or denying a valid claim, you have rights that can be enforced under Texas law. Seeking legal counsel is pivotal, as an attorney can evaluate the situation and determine if litigation or negotiation is appropriate. At Dick Law Firm, PLLC, we are dedicated to holding insurers accountable and protecting our clients’ interests. Our legal support strives to ensure that your rights are upheld and that you receive the assistance you need in pursuing a fair resolution.

Request a free case evaluation with a skilled flood insurance attorney near you to get started toward retaining results-driven counsel.