HOMEOWNER'S INSURANCE LAWYER IN HOUSTON

When a major loss occurs or if your home has been damaged in a natural disaster, you can usually count on your homeowner's insurance policy to cover your losses and repairs. You pay monthly premiums to your insurance companies on time, so shouldn't they hold up their end of the deal by paying you what you deserve?

Unfortunately, it is not easy to get insurance companies to pay policyholders fairly and on time. If your claim is being denied, delayed or underpaid, you need to call an experienced Houston homeowners insurance claims attorney. At Dick Law Firm, PLLC, insurance law cases are all that we handle - and we've handled over 1,000 cases.

Set up your free case evaluation by calling 833-7RIGHTS.

WHAT DOES MY HOMEOWNER'S INSURANCE POLICY COVER?

Most homeowner's insurance policies cover the following:

• Earthquakes
• Fires
• Hailstorms
• Hurricanes
• Plumbing leaks
• Theft and vandalism
• Tornadoes
• Windstorms

Insurance policies vary however, so it is important that you are familiar with your unique policy's coverage.

WHAT TYPE OF CLAIM SHOULD I FILE?

In some situations, you may experience a "total loss" where your residence is completely destroyed. In other instances, you might experience a "partial loss," where your residence has sustained some damage. Or in other instances, you may need to file a "roof claim" if legitimate damage has affected only your roofing. If you have experienced a burglary, it is important to file a police report and include that information when filing a homeowner's insurance claim.

We understand that filing a claim can be complex. In fact, claims can be denied due to simple errors or inadequate documentation. Make sure that your claims are filed thoroughly and in an accurate manner. Our team at Dick Law Firm, PLLC can guide you through the process and work to settle a claim on your behalf.

HOW OUR FIRM CAN HELP YOU

If your insurance company has refused to honor your policy despite having a valid claim, you can recover damages on the basis of "bad faith." At Dick Law Firm, PLLC, we are committed to fighting for the total compensation you deserve. When you retain our services, we fight to protect your rights as a policyholder.

We can help you by:

• Learning all of the ins and outs of your policy
• Helping you navigate the claims process and negotiations
• Validating the cause and extent of the damage
• Informing you if a claim denial is valid
• Notifying you of all relevant insurance laws

If you have been mistreated or wronged by your insurance company, you can count on us to do everything possible to rectify the situation. We aim to resolve a claim as efficiently and effectively as possible.

Speak with our team at 833-7RIGHTS today! Consultations are FREE.