Electrical Fire Claims in Texas

Houston Homeowner’s Insurance Attorney

According to the United States Fire Administration (USFA), 28,600 electrical fires occur each year. Whether they are caused by faulty electrical outlets, exposed wires, or old, outdated appliances, electrical fires are responsible for roughly $1.1 billion in property damage each year. In many cases, these types of fires occur unexpectedly, forcing people to turn to their homeowner’s insurance providers as their only source of financial assistance. Or, at least, they should help them recover.

If you have found yourself stonewalled by an uncooperative insurance company following an electrical fire in your home, our knowledgeable Houston insurance bad faith lawyer at Dick Law Firm can fight to recover the compensation you deserve. Backed by many positive client testimonials and a “Superb” Avvo Rating, we have helped thousands of clients assert their rights as policyholders and can help you pursue your entitled coverage.

Call 833-7RIGHTS or get in touch with us today to review your options.

Common Causes of Electrical Fires

The months of December and January often have the highest number of electrical fires due to the increased use of heating appliances and lights. Statistics also show that most electrical fires start in the bedroom.

Electrical fires can be caused by any of the following:

• Faults in appliance cords, receptacles and switches
• Running cords under rugs
• Using lightbulbs with too high wattages
• Placing cloth or paper over lampshades
• Misusing extension cords
• Using space heaters too close to combustible objects
• Outdated wiring and breaker boxes

Preparing For an Electrical Fire

Since fires can completely destroy homes and turn a person’s belongings into a pile of ash, it is important that homeowners take digital photographs of valuable items as evidence of their ownership and condition to be used in the event of a claim. While it may be unrealistic to catalogue absolutely everything found within your home, photographing items of particular value can help you create a list of your possessions and improve your chances of having them replaced by your insurance company.

Get detailed photographs of anything of value in your home, including:

• Musical instruments
• Expensive furniture
• Computers and electronics
• Televisions
• Automobiles stored in garages
• Family heirlooms
• Appliances

Let Us Level the Playing Field

The last thing you need after experiencing the devastation of a fire is to be given the run-around by an insurance company whose main concern is protecting their profits. At Dick Law Firm, PLLC, our powerful Houston insurance bad faith attorney can handle the claims process on your behalf and demand full and fair compensation for your losses. You have paid your monthly premiums on time, and now it is time for your insurance company to fulfill their end of the deal. Put the power back in your corner today by getting a Dick on your side!

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