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• Posted By Dick Law Firm 17-Jan-2021

  what to do after a fire loss

  Suppose your house is demolished and non-livable. In that case, your homeowner's insurance has a 'loss of use or extra living cost' policy that helps you to maintain your quality of living when coping with this loss. That ensures that ...

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• Posted By Dick Law Firm 16-Jan-2021

  How to read a home insurance estimate?

  How do you read an insurance claim summary? If you have never made a property claim before, you may feel overwhelmed by the prospect of reading and interpreting the description of details that are found in an insurance loss statement. Know that you ...

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• Posted By Dick Law Firm 16-Jan-2021

  What Questions are Asked in an Examination Under Oath?

  We have served thousands of policyholders under oath at examinations. Few lawyers are aware of what an Investigation Under Oath (EUO) is, and even fewer have ever served a EUO policyholder. Thousands of policyholders have been performed at such tests ...

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• Posted By Dick Law Firm 15-Jan-2021

  How is homeowners insurance calculated?

  Why are insurance policies and rates filed with the state? Insurers are required to file any informed consent forms and insurance policy forms with the appropriate regulatory agency. The agency enforcing the regulation is the Department of Insurance ...

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• Posted By Dick Law Firm 15-Jan-2021

  What happens when I file a home insurance claim?

  What happens when I file a home insurance claim? If your homeowner's insurance pays your settlement, both you and your mortgage servicer or lender will likely be issued the check. Most mortgage agreements require this to protect the interest of ...

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• Posted By Dick Law Firm 14-Jan-2021

  What examinations under oath?

  Typically, property insurance policies provide for the insurer's right to ask for a EUO, along with all records and documents supporting the claim. The EUO enables the insurer to obtain full knowledge and information on the facts to decide on its ...

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• Posted By Dick Law Firm 14-Jan-2021

  How to make a house fire inventory list

  One of the most challenging tasks involved in the claim process after losing your home from a fire is adequately recording your personal property to ensure that you're entirely compensated for what you've lost. Completing a full loss ...

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• Posted By Dick Law Firm 14-Jan-2021

  How do insurance companies sell their products?

  What are the insurance distribution systems? Insurance is sold through a variety of different methods by numerous other insurers. When most people purchase insurance, they go through an insurance company representative. A life insurance agent ...

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• Posted By Dick Law Firm 14-Jan-2021

  Home Insurance Claim Tips

  Homeowner's insurance protects you when your home causes damage against substantial loss, but your insurance provider's settlement offer can not always comply with contractors' estimates. It can be frustrating and time-consuming to ...

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• Posted By Dick Law Firm 13-Jan-2021

  Will homeowners insurance cover sagging floors?

  Will homeowners insurance cover sagging floors? A house without a floor isn't suitable for anyone. However, if your floor has a gaping hole in it, it does not ensure that your homeowners' insurance will pay to repair or rebuild it. The ...

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• Posted By Dick Law Firm 13-Jan-2021

  Does home insurance cover structural problems

  Do standard homeowners insurance policies protect systemic problems? Many curious new homeowners ask questions about what all their insurance covers. Some am worried about all aspects of the building of my house, including its foundation. What if my ...

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• Posted By Dick Law Firm 13-Jan-2021

  Private vs government insurance?

  What is the difference between private and governmental insurance companies? Social insurance programs are provided by the federal and state governments where the private sector will not or cannot write insurance. The U.S. government is the ...

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• Posted By Dick Law Firm 13-Jan-2021

  What questions should I ask my insurance agent?

  I secured homeowners insurance so easy. My mortgage lender told me that a policy was the last thing required, and then in a panic, I called my car insurer, gave them my address, and got coverage. After closing, a giant envelope with a policy I had ...

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• Posted By Dick Law Firm 13-Jan-2021

  What is the most common homeowners insurance claim?

  The most popular forms of home insurance claims What types of home insurance claims are more common? And are they the most expensive? Between 2014 and 2018, these incidents caused the most homeowners' insurance claims, according to national data ...

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• Posted By Dick Law Firm 12-Jan-2021

  Elderly couple injured from Houston house fire

  A couple in their 70s was suffering from the catastrophic effects of a blaze in northeast Houston. The fire was announced after ten PM on a residence in the 13300 block of Lake Terrace Road. When firefighters arrived, intense flames and smoke from ...

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• Posted By Dick Law Firm 12-Jan-2021

  Puppies saved in Houston house fire

  Houston firefighters rescued more than a hundred pets from a house fire and saved some dogs from a raging fire as well. The pups were inside the home at the 400 blocks of Melbourne but could escape the fire through a window. Flames and smoke from the ...

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• Posted By Dick Law Firm 12-Jan-2021

  Fire damages home on Christmas eve

  The Houston region has been touted as a fresh start for a local Houstonian. Two days before Christmas, a fiery blaze destroyed her dream and home- the Cypress-area refuge that she left in 2017 after leaving an abusive relationship. Everyone in this ...

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• Posted By Dick Law Firm 12-Jan-2021

  what are the different types of property insurance companies?

  What are the different types of insurance companies? With over a thousand insurers operating in America today, the insurance industry is a large financial center. Insurance firms are classified according to their organizational structure and ...

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• Posted By Dick Law Firm 12-Jan-2021

  National Summit Insurance Company

  National Lloyds, a ReAlign Insurance Holdings Inc. (ReAlign) subsidiary, has changed its name to National Summit Insurance Co (National Summit). The Texas Securities Commissioner has approved the rebranding, and the company has been approved as a ...

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• Posted By Dick Law Firm 12-Jan-2021

  Texas City Tornado

  A tornado swept through a portion of a city in suburban Houston, which resulted in the displacement of between 500-1000 residents from a damaged apartment complex. The storm struck Texas City at 6 P. M. on January 6, injuring residents of a 129-unit ...

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• Posted By Dick Law Firm 12-Jan-2021

  What does an insurance adjuster do?

  What does an insurance claims adjuster do? Claims investigators, examiners, and appraisers evaluate insurance claims. They determine whether a request has value, and if so, how much it is. Duties. Claims examiners, assessment examiners, appraisers, ...

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• Posted By Dick Law Firm 12-Jan-2021

  Houston Explosion Attorney

  In the past year, the Houston area has seen four separate fires at chemical plants, including an explosion and multiple casualties at the KMCO plant in Crosby and another fire at the Exxon Mobil refinery in Baytown. The explosion of a ...

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• Posted By Dick Law Firm 11-Jan-2021

  How to understand rcv and acv?

  What is Actual Cash Value or ACV? ACV is the amount of depreciation above the original cost. Depreciation is a percentage of an item's life, and how much of that life remains. The additional percentage times the replacement cost equals the ...

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• Posted By Dick Law Firm 10-Jan-2021

  Texas is moving to tighter control of chemical tanks following multiple explosions

  Deer Park, Texas, the residents were sheltered. Shut down the Houston Ship Lane. Toxic materials leaked during the Harvey storm. And just last month, seven people were wounded in the fire of Corpus Christi. These are the accidents that some Texas ...

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• Posted By Dick Law Firm 10-Jan-2021

  Is Certain Underwriters at Lloyds Good Insurance?

  What is Lloyds in London? Lloyd's Insurance market is distinctive in the world in several respects. Almost anything can be insured at Lloyd's: fleets of ships and aircraft, civil engineering projects, factories, oil rigs and refineries, ...

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