Attorney Blog | News and Updates

Posted By Dick Law Firm 11-Aug-2022

Why Do You Need Identity Theft and Home Cyber Insurance?

In today's technologically advanced world, safeguarding your house with cyber home insurance and identity theft insurance is more necessary than ever. There is a multitude of instances in which various forms of insurance might provide peace of ...

Posted By Dick Law Firm 10-Aug-2022

What Happens If I Allow My Insurance Coverage to Lapse?

People may let their insurance lapse for many different reasons. But if you can help it, you should try not to do it. Here are several reasons why it's imperative to keep your insurance and not let it lapse, along with some tips to help you stay ...

Posted By Dick Law Firm 10-Aug-2022

Does Your Homeowner's Insurance Cover Your Home Improvements?

Defending What You Have Created If you've recently upgraded your home, have you also upgraded its insurance coverage? Your homeowner's insurance coverage must cover the cost of repairing or rebuilding your house in a natural disaster such as ...

Posted By Dick Law Firm 9-Aug-2022

What Is Mortgage Protection Insurance?

As a homeowner, making monthly mortgage payments on time is essential. What would happen to your loved ones if you passed away unexpectedly and your income vanished? No one can predict the future, but a comprehensive mortgage protection insurance ...

Posted By Dick Law Firm 9-Aug-2022

How Do I Obtain Homeowner's Insurance For My Older Home?

Many distinguishing characteristics of older homes also make them riskier to insure, frequently necessitating a higher premium and specialized coverage. You may still be able to obtain coverage with a standard homeowners policy if your home is older. ...

Posted By Dick Law Firm 8-Aug-2022

Should I Obtain Umbrella Coverage?

Umbrella insurance is a sort of insurance that provides additional coverage over and beyond the limitations of your existing policies, such as homes or vehicle insurance. Umbrella insurance can protect you from legal difficulties and additional costs ...

Posted By Dick Law Firm 8-Aug-2022

Do Homeowners Insurance Policies Cover Damage to Boats Caused by Hurricanes?

A widespread misconception is that one's homeowner's insurance policy will provide coverage for their boat in the event of an accident. This includes any damage that a hurricane may cause at some point in the future. However, insurance for ...

Posted By Dick Law Firm 7-Aug-2022

What is on-demand insurance?

What Is Insurance on Demand? On-demand insurance allows you to acquire coverage on your smartphone or other devices whenever and wherever you like, especially when your property or assets are in use or at risk and require a safety net. You only pay ...

Posted By Dick Law Firm 6-Aug-2022

Can You Have Too Much Insurance?

Having adequate insurance coverage can be an effective means of protection in a disaster. However, it is possible to carry so much insurance that the premium expenses become detrimental to one's financial well-being. If you are overinsured, you ...

Posted By Dick Law Firm 5-Aug-2022

Common Insurance Terms Defined

Whether you're beginning the new year with a new insurance policy, preparing to submit a claim, upgrading an existing policy, or simply seeking a better knowledge of your coverage, it's necessary to become familiar with specific common ...

Posted By Dick Law Firm 4-Aug-2022

What Effects Will Climate Change Have On Homeowners' Insurance?

Extreme weather events have become more frequent and severe. They will continue to due to climate change, posing a greater danger to homes and insurers and possibly increasing homeowners insurance premiums. Climate change will expose homes across the ...

Posted By Dick Law Firm 3-Aug-2022

Most Homeowners Are Underinsured For Inflation and Building Costs

According to a recent American Property Casualty Insurance Association (APCIA), which surveyed more than 1,000 American homeowners with homeowners insurance policies, most of these homeowners have not taken the necessary steps to ensure that their ...

Posted By Dick Law Firm 3-Aug-2022

Do Independent Contractors Need Business Insurance?

Numerous freelancers, such as authors, graphic designers, and programmers, operate from their homes, coffee shops, or customers' offices. Unlike musicians, photographers, and event planners, who have equipment costing thousands of dollars, their ...

Posted By Dick Law Firm 2-Aug-2022

How Many Claims On Your Home Insurance Are Too Many?

Most homeowners get home insurance hoping they'll never need to make a claim. Unfortunately, mishaps occur, so you might need to claim some point to get paid for harm to your house or possessions. However, submitting too many claims may result in ...

Posted By Dick Law Firm 1-Aug-2022

Questions to Ask Your Insurance Agent During a Review of Your Policy

An annual insurance review is strongly advised. After a detailed conversation, your local agent will know the specifics of the coverage that best meets your needs. Consider the following factors when reviewing your insurance policies. Does my current ...

Posted By Dick Law Firm 31-Jul-2022

Get Proper Insurance Protection For Your Home Business

Home-based enterprises are becoming more widespread as a result of the relatively inexpensive technology that is readily available. However, operating a home-based business modifies the loss exposures and characteristics of your residence in the eyes ...

Posted By Dick Law Firm 30-Jul-2022

Checklist for Hurricane Season Insurance

Do you have a checklist for checking your insurance coverage? You likely create checklists for house maintenance, food shopping, and job assignments; however, do you have a checklist for assessing your insurance coverage? It is a good time to review ...

Posted By Dick Law Firm 30-Jul-2022

How to Stay Clear of Home Contractor Fraud

While most contractors are trustworthy, there are still dishonest ones out there who want to rip off homeowners. But if you know how to defend yourself and pick trustworthy professionals, you won't have to become a victim. Unfortunately, some ...

Posted By Dick Law Firm 29-Jul-2022

Does Home Insurance Cover Property in Multiple States

Does Home Insurance Cover Property in the Multiple States? You can and should insure your property in the state where it is located, regardless of where you live. Instead of your residence, insurance firms will base your premiums on the ...

Posted By Dick Law Firm 29-Jul-2022

How Frequently Should I Review My Insurance?

Most consumers contact their insurance brokers or underwriters when a significant life event needs new or altered risk coverage, such as when they purchase a new home or when it is time to sell their old vehicle. However, much fewer individuals ...

Posted By Dick Law Firm 28-Jul-2022

What Is Texas Windstorm Insurance?

Typical homeowners' insurance policies cover wind damage. However, if your home is near the coast, your homeowner's insurance policy may exclude this coverage. For further protection, Texas residents who reside in high-risk locations may ...

Posted By Dick Law Firm 28-Jul-2022

How To File An Insurance Claim The Right Way

Approximately one in twenty homeowners annually file a claim for property damage. Damages range from fires caused by accidents in the kitchen to hurricane-damaged roofs and leaking cast iron pipes in older homes. Damage to your home is a regular part ...

Posted By Dick Law Firm 27-Jul-2022

Beware of Fake Insurance Agents and Fraudulent Policies

Beware of Fake Insurance Agents and Fraudulent Policies Scammers have been observed posing as insurance salespeople and offering bogus, low-cost policies to individuals who believe they are purchasing coverage from a registered insurer. Until they ...

Posted By Dick Law Firm 26-Jul-2022

Signs of a Poor Contractor Every Homeowner Should Be Aware Of

The moment you enter your new house is an exciting turning point. However, the procedures necessary to get there—inspections, talks, and financial planning—can be taxing. There is no need to worry! You'll soon unlock the door to your ...

Posted By Dick Law Firm 25-Jul-2022

Advice For First-Time House Buyers On Insurance

The moment you enter your new house is an exciting turning point. However, the procedures necessary to get there—inspections, talks, and financial planning—can be taxing. There is no need to worry! You'll soon unlock the door to your ...

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Blog

Blog

Why Do You Need Identity Theft and Home Cyber Insurance?

What Happens If I Allow My Insurance Coverage to Lapse?

Does Your Homeowner's Insurance Cover Your Home Improvements?

What Is Mortgage Protection Insurance?

How Do I Obtain Homeowner's Insurance For My Older Home?

Should I Obtain Umbrella Coverage?

Do Homeowners Insurance Policies Cover Damage to Boats Caused by Hurricanes?

What is on-demand insurance?

Can You Have Too Much Insurance?

Common Insurance Terms Defined

What Effects Will Climate Change Have On Homeowners' Insurance?

Most Homeowners Are Underinsured For Inflation and Building Costs

Do Independent Contractors Need Business Insurance?

How Many Claims On Your Home Insurance Are Too Many?

Questions to Ask Your Insurance Agent During a Review of Your Policy

Get Proper Insurance Protection For Your Home Business

Checklist for Hurricane Season Insurance

How to Stay Clear of Home Contractor Fraud

Does Home Insurance Cover Property in Multiple States

How Frequently Should I Review My Insurance?

What Is Texas Windstorm Insurance?

How To File An Insurance Claim The Right Way

Beware of Fake Insurance Agents and Fraudulent Policies

Signs of a Poor Contractor Every Homeowner Should Be Aware Of

Advice For First-Time House Buyers On Insurance

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