Blog

• Posted By Dick Law Firm 5-Jun-2021

  Overview of Basic Property Coverages

  COVERAGE FOR PROPERTY This clause compensates the insured for losses or damages to the insured's property. There are three central portions to it. Buildings (a), Contents (b), and All Risks (c) Section A: Structures This section deals with the ...

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• Posted By Dick Law Firm 4-Jun-2021

  Underwriting Factors

  Homeowners Insurance Underwriting Factors It is insufficient that a homeowner is entitled to coverage under the homeowner's policy if they fall into one of the three categories. When determining the insurability of a home, insurance companies ...

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• Posted By Dick Law Firm 3-Jun-2021

  More on Business Interruption Insurance

  CONDITIONS AND CLAUSES OF POLICY The following are some of the most typical extensions and clauses found in business interruption insurance: a. Provision for Material Damage This rule aims to ensure that a business interruption claim is only recorded ...

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• Posted By Dick Law Firm 2-Jun-2021

  Non-Commercial Insurance Overview

  INSURANCE FOR NON-COMMERCIAL PROPERTY Individual Property Insurance is a type of non-commercial property insurance tailored to meet people's needs. The reader will learn about the two property covers that fall under non-commercial property ...

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• Posted By Dick Law Firm 1-Jun-2021

  Overview of Insurance for Homes

  INSURANCE FOR NON-COMMERCIAL PROPERTY Non-commercial property insurance provides coverage geared to the needs of private property owners rather than businesses. The following are examples of non-commercial property insurance: a. Home/House owners ...

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• Posted By Dick Law Firm 31-May-2021

  Overview of Business Property Insurance

  BUSINESS PROPERTY INSURANCE Commercial Property Insurance comprises the following products, which are tailored to satisfy the needs of businesses: a. Fire and other perils insurance. c. All-Risks Assets and Industrial All-Risks c. Business ...

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• Posted By Dick Law Firm 30-May-2021

  Property Insurance Dangers and Risks

  IMPORTANT DANGERS AND RISKS We learned that a risk is something that produces a loss, but a hazard is something that influences the incidence of a loss. Property insurance covers a wide range of threats and dangers that might result in losses. The ...

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• Posted By Dick Law Firm 29-May-2021

  Business Interruption Coverage

  BUSINESS INTERRUPTION AND LOSS OF PROFITS INTRODUCTION For most, if not all, businesses, the chain of loss does not end with the occurrence of an insured danger, such as property damage caused by a fire. As a result, the damage has an impact on a ...

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• Posted By Dick Law Firm 21-May-2021

  HCDE to Build Adult Learning Center

  The Harris County Department of Education, which oversees adult education, after-school care, and other alternative education programs, plans to construct two new schools and enhance existing ones. "Harris County deserves a world-class adult ...

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• Posted By Dick Law Firm 20-May-2021

  Claim underpaid by $17,545.95 from Berkshire Hathaway Insurance Company

  A house insurance claim is underpaid by $17,545.95 by Berkshire Hathaway Insurance Company. A customer retained Dick Law Firm. As a result, the homeowner discovered that his insurance claim was $17,545.95 underpaid. They still have legal options if ...

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• Posted By Dick Law Firm 18-May-2021

  Homeowner's of America Insurance underpays claim by $17,515.07

  Homeowner's of America Insurance underpays claim by $17,515.07. A consumer hired the services of Dick Law Firm. As a result, the homeowner found that his insurance claim was underpaid by $17,515.07. They still have rights if they want to sue the ...

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• Posted By Dick Law Firm 12-May-2021

  Increases in Surplus Lines Premiums

  According to the Surplus Lines Office of Texas (SLTX), surplus line premiums totaled $747.99 million in April, up 0.8 percent from April 2020. According to SLTX, this amounts to a total of $2.75 billion in premium year-to-date, a 14.2 percent raise ...

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• Posted By Dick Law Firm 6-May-2021

  Lighthouse Insurance Company Underpays Consumer by 62k

  A house insurance claim is underpaid by $62,122.98 by Berkshire Lighthouse Insurance Company. A customer retained Dick Law Firm. As a result, the homeowner discovered that his insurance claim was $62,122.98 underpaid. They still have legal options if ...

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• Posted By Dick Law Firm 4-May-2021

  RVOS HOME INSURANCE STRONG-ARMS TEXAS RESIDENT AFTER WINTER STORM URI

  Austin Texas resident Scott Glover in February 2021 had 60 gallons of water pumped from his bedroom floor as a result of broken water pipes during the Winter Storm Uri. "My bed, my clothes, and many of my personal belongings were all flooded ...

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• Posted By Dick Law Firm 2-May-2021

  ERCOT is having insurance problems

  Damaged properties from the February ice storm are eligible for a new catastrophe exemption, which will lower their property value appraisals—and their owners' tax bills—this year. In a press release, Harris County Appraisal District ...

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• Posted By Dick Law Firm 1-May-2021

  AIG Home Insurance Complaints

  During the financial crisis, AIG. made headlines when it received an $85 billion loan from the US government in 2008. The government received a $22 billion profit in 2012 after repaying its debts. The company has since been rebuilt. Even though it is ...

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• Posted By Dick Law Firm 30-Apr-2021

  2020 Hurricanes

  According to the state insurance department, insurers have raised their projections of claim costs for three hurricanes that will hit Louisiana in 2020 by 25% since the end of last year. According to the new round of details from insurers quantifying ...

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• Posted By Dick Law Firm 29-Apr-2021

  Surplus Lines Premiums Up

  According to the Texas Surplus Lines Stamping Office (SLTX), the state saw record-breaking premiums in the first quarter of 2021, with a total of $2 billion in premiums, up 20.1 percent from the same timeframe in 2020. With approximately 247,000 ...

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• Posted By Dick Law Firm 28-Apr-2021

  Branch Insurance Complaints

  Branch Insurance, headquartered in Columbus, Ohio, has expanded its home and car insurance coverage to Colorado and Oklahoma. This is the company's third state launch of the year and eighth overall, according to the company, which specializes in ...

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• Posted By Dick Law Firm 27-Apr-2021

  MetLife Home Insurance Complaints

  Since your home is arguably the most valuable asset you'll ever possess, you must protect it with adequate homeowners insurance. MetLife excels in terms of coverage, allowing you to ensure your home for the maximum replacement cost, regardless of ...

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• Posted By Dick Law Firm 26-Apr-2021

  Consumers Complain About Homeowners of America Insurance Company

  HOAIC (Homeowners of America Insurance Company) is a low-cost, low-quality home insurance company with limited coverage, limited endorsement opportunities, and limited discounts. However, if you live in Texas, Arizona, South Carolina, Georgia, or ...

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• Posted By Dick Law Firm 25-Apr-2021

  ASI Lloyds Complaints

  American Strategic Insurance (ASI) provides home insurance plans ranging in price from low to high. The firm has good financial support and stability as a member of the Progressive insurance network. You've come to the right place if you want to ...

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• Posted By Dick Law Firm 24-Apr-2021

  Nationwide Insurance Complaints

  Nationwide began as a small mutual auto insurer operated by policyholders in 1925. Nationwide is also one of the world's leading insurance and financial services firms. The ability to concentrate on consumers and respect people is credited with ...

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• Posted By Dick Law Firm 23-Apr-2021

  Allied Trust Consumer Complaints

  In late 2015, Allied Trust Insurance, a Texas-based personal lines insurer, plans to launch a one-stop-shop with a bundled offering of homeowners, auto, flood, and umbrella insurance. Allied Trust Insurance specializes in homeowners insurance, giving ...

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• Posted By Dick Law Firm 22-Apr-2021

  Lemonade Insurance to Enter Car Insurance Market

  Lemonade, a behavioral economics-based insurance provider, aims to add auto insurance to its existing renters, homeowners, pet, and life insurance services in the United States. The insurance company revealed that it is preparing to launch a vehicle ...

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