Is There Home Insurance for Forgery?

Forgery, counterfeit money, credit card, electronic fund transfer card, or access device

This optional coverage covers losses occurring from the unlawful use of a credit card, electronic fund transfer card, or other electronic access device issued or registered to any insured for up to $500.

9 It doesn't matter if the card was stolen, lost, or just misplaced, as long as the loss was caused by unlawful use. Depositor's forgery is also covered, up to a $500 limit, and protects against loss resulting from the fraud or alteration of any check issued on or by the insured. In addition, the insured is covered for up to $500 in losses incurred as a result of the acceptance of the forged paper currency. Finally, this coverage promises to defend the insured and pay any court fees incurred as a result of covered damages.

For insureds who require more protection, higher coverage levels of up to $10,000 are available via endorsement. It's worth noting that the policy considers all losses stemming from a sequence of activities committed by one person or in which one person is implicated as a single loss when determining the need for more significant limits.