Houston Insurance Claims Blogs: Insurance Bad Faith

Posted By Dick Law Firm 5-Sep-2021

Know the Signs of Insurance Bad Faith

We all want our insurance providers to take care of us fairly after we have been in an accident, had our property damaged in a natural disaster, or suffered financial loss due to an unforeseen business mishap. But we are also all well aware that ...

Posted By Dick Law Firm 4-May-2021

RVOS HOME INSURANCE STRONG-ARMS TEXAS RESIDENT AFTER WINTER STORM URI

Austin Texas resident Scott Glover in February 2021 had 60 gallons of water pumped from his bedroom floor as a result of broken water pipes during the Winter Storm Uri. "My bed, my clothes, and many of my personal belongings were all flooded ...

Posted By Dick Law Firm 18-Aug-2020

How to Dispute Your C.L.U.E. Report

How to File a LexisNexis Dispute Over Your C.L.U.E. Report For those who aren’t entirely certain what a C.L.U.E. report is, it’s a database maintained by LexisNexis that contains claims info on your personal property and vehicles. ...

Posted By Dick Law Firm 6-Aug-2020

What Happens If I Can't Get Homeowner's Insurance?

What Happens If I Can't Get Homeowner's Insurance? A home is a significant investment, and it is important to take steps to protect that investment against potential costly damages. A standard insurance policy for homeowners covers your home ...

Posted By Dick Law Firm 2-Aug-2020

Court Affirms $34.3M Jury Verdict Against State Farm Life Insurance

The class action was filed in June 2016, in the Western District of Missouri by Michael Vogt and other individuals who owned universal life insurance policy form 94030 issued by State Farm. The lawsuit alleged that State Farm breached the terms of ...

Posted By Dick Law Firm 31-Jul-2020

Merchants fight denials of business interruption insurance claims

Restaurants, bars and other business owners struggling to stay afloat during the coronavirus pandemic are desperately reaching out for a lifeline from insurers through their business interruption insurance policies. But insurers contend they are ...

Posted By Dick Law Firm 28-Jul-2020

United Property & Casualty Insurance Company Pays Up $20,529.88

United Property & Casualty Insurance Company Pays Up $20,529.88. This is after insurance company initially made allegations that claim was under the deductible. Client can sue for attorney fees and interest. This sum is after any applicable ...

Posted By Dick Law Firm 27-Jul-2020

Liberty Mutual Insurance Company pays up $11,816.00

Liberty Mutual Insurance Company pays up $11,816.00 Liberty Mutual Insurance Company pays up $11,816.00 after initially claiming there was no damage. Dick Law Firm client can still sue for attorney fees and interest. This sum is after taking out any ...

Posted By Dick Law Firm 26-Jul-2020

Clear Blue Insurance Company Pays Up $17,581.60

Clear Blue Insurance Company Pays Up $17,581.60 After initially claiming the storm damage claim was paid under the deductible, Clear Blue Insurance Company pays an additional $17,581.60. This is after any applicable deductible has been taken out. ...

Posted By Dick Law Firm 23-Jul-2020

Can homeowners insurance deny claim?

Can homeowners insurance deny claim? Yes. Perfectly valid insurance claims are commonly denied. You have rights and can appeal the decision. Be sure to contact an experienced home insurance claim attorney today. -- Can homeowners insurance deny ...

Posted By Dick Law Firm 22-Jul-2020

what happens after the home insurance adjuster comes out

What happens after the home insurance adjuster comes out? The insurance adjuster will generate a report. This report could deny the claim, underpay the claim, or pay the claim. Homeowners need to know that they can accept the money and hire an ...

Posted By Dick Law Firm 20-Jul-2020

Ohio calls to retroactively expand business interruption

Ohio calls to retroactively expand business interruption Lawmakers in Ohio and Massachusetts have proposed bills that would retroactively expand business interruption insurance policies to cover companies’ losses attributable to the outbreak of ...

Posted By Dick Law Firm 8-Jul-2020

Perry vs USAA

IN THE SUPREME COURT OF TEXAS ══════════ No. 19-0210 ══════════ DELLA R. PERRY, PETITIONER, v. UNITED SERVICES AUTOMOBILE ASSOCIATION, RESPONDENT ══════════════════════════════════════════ ON PETITION FOR REVIEW FROM THE COURT OF APPEALS FOR THE ...

Posted By Dick Law Firm 4-Jul-2020

More Concerns About State Farm Loyds

MORE CONCERNS WITH STATE FARM During the covid-19 pandemic, State Farm advertised that it would give clients rebates. Kevin Mcclellan notes that State Farm increased his premiums and did not provide him a rebate. Unfortunately, State Farm is no ...

Posted By Dick Law Firm 2-Jul-2020

UPC Pays Up $16,407.37 to Dick Law Firm Client

UPC Pays Up $16,407.37 to Dick Law Firm Client. UPC initially underpaid this valid roof claim. The client may still sue UPC for the attorney fees it incurred along with interest on the money. The homeowner can have a more excellent claim value by ...

Posted By Dick Law Firm 30-Jun-2020

Certain Underwriters of Lloyds of London Pays Up 62k

Certain Underwriters of Lloyds Client Received Justice After initially denying the hurricane harvey claim, Certain Underwriters at Lloyds of London pays up $62,389.50 on windstorm damage claim to client of Dick Law Firm. Client can sue for attorney ...

Posted By Dick Law Firm 29-Jun-2020

Does homeowners insurance cover water damage from leaking roof?

Does homeowners insurance cover water damage from a leaking roof? Generally, yes. However, some insurance companies may try to deny perfectly valid insurance claims by claiming that there wasn't a storm-created opening. Instead, the water ...

Posted By Dick Law Firm 27-Jun-2020

Allstate Texas Lloyds pays $57,463.27 in new money

After initially underpaying a home fire loss for damage for a house. Allstate Texas Lloyds pays $57,463.27 in new money to client of Dick Law Firm. 85% of Insurance Claims Are Underpaid! Homeowner's insurance is intended to cover repair and other ...

Posted By Dick Law Firm 25-Jun-2020

Congratulations to Lucy Forbes on becoming a Director of State Bar of Texas

Congratulations to Lucy Forbes in her recent election as Director of State Bar of Texas!

Posted By Dick Law Firm 23-Jun-2020

Continued Complaints with State Farm

Matthew Northrup complains about State Farm. Previously, State Farm has paid $352.5 million to Texas residents for over charging them and $250 million for bribery. Consumer Complaint: On November 26th, 2006, we had a fire. Our house had been so badly ...

Posted By Dick Law Firm 18-Jun-2020

Insurance lobbyist bribing state officials?

In a social media post from insurance lobbyist Steve Badger, he states Texas Deductible Eaters Beware! Recent hail storms in West Texas have brought out the crook contractors still willing to violate the law and waive deductibles despite our new law ...

Posted By Dick Law Firm 18-Jun-2020

Hiscox Action Group Launches $50M Arbitration Claim for COVID Biz Interruption Dispute

The law firm that represents the Hiscox Action Group has commenced an arbitration against Hiscox Insurance for non-payment of business interruption insurance totaling £40 million ($50 million). The action group, composed of disgruntled Hiscox ...

Posted By Dick Law Firm 16-Jun-2020

IN-N-OUT BURGER SUES INSURANCE COMPANY FOR NOT COVERING COVID-19 CLAIM

Irvine-based In-N-Out Burger has filed a lawsuit against its insurance company for not paying out on a business interruption claim due to mandated closures brought on by COVID-19. The iconic fast food chain has more than 350 locations across ...

Posted By Dick Law Firm 11-Jun-2020

Over 60% of COVID-19 business interruption claims are rejected by insurers

Nearly two-thirds of business interruption claims made by companies during COVID-19 have been refused by insurers, a major survey by the Alliance for Insurance Reform (AIR) has found. The survey found that while only a third of the 2,095 respondents ...

Posted By Dick Law Firm 12-Aug-2019

Are Prosecutors Secretly Used For Collection Agency Work?

Jason Horn is one of 6 Texas Department of Insurance prosecutors in DA offices around the state. This partnership helps to fight insurance fraud. Currently, Mr. Horn is also secretly acting as a collection agency for U.A. Plumbers Local Union to ...

Posted By Dick Law Firm 7-May-2019

Top 3 Worst Home Insurance Companies

This is not an exhaustive list. There are many insurance companies out there, like Southern Vanguard, that will spend $100,000 defending a lawsuit that would cost them $50,000 to settle. My best advice is to focus on coverage, cost, and your ...

Posted By Dick Law Firm 23-May-2016

Houston Flood Damage Insurance Claims

The recent flooding in Houston caused catastrophic damage to over a thousand homes and left hundreds in need of rescue. This most recent disaster comes less than a year after the Memorial Day floods and many homeowners are still finishing repairs and ...

Posted By Dick Law Firm 20-May-2016

Why You Should Talk to a Lawyer for Your life Insurance Bad Faith Case

For many people who have lost a loved one, either through an accident or the natural passage of time, the first source of solace and peace of mind they can find comes as financial support through death benefits guaranteed through their life insurance ...

Posted By Dick Law Firm 19-May-2016

How to Prove Insurance Bad Faith

Every insurance policy acts as a legally binding contract between you and the insurance carrier and if you are like the average Texan, you have insurance coverage for multiple areas such as your home, car, and health. When accidents do occur, it is ...

Posted By Dick Law Firm 26-Apr-2016

Ways to Avoid Delays on Your Insurance Claim

In a perfect world, insurance policyholders would submit a claim, the insurer would investigate the claim, and then promptly send the policyholder their payment upon approval. Unfortunately, this is rarely the case. Policyholders frequently encounter ...

Posted By Dick Law Firm 19-Apr-2016

April Showers Bring May Flowers... and Flood Damage

We’ve all heard the old adage “April showers bring May flowers” time and time again. The former half of this saying has certainly been the case in 2016, with heavy thunderstorms and showers hitting the greater Houston area ...

Posted By Dick Law Firm 28-Mar-2016

Reasons to Hire an Insurance Bad Faith Lawyer

Despite the outward appearance of insurance companies and ad campaigns describing how they are on your side, insurance providers are still businesses with shareholders to please. As such, insurance companies oftentimes have an interest to search for ...

Posted By Dick Law Firm 15-Mar-2016

3 Steps to Take After Insurance Bad Faith

Insurance bad faith is any sort of business practice or tactic an insurance company uses to save themselves money while simultaneously breaking, violating, or otherwise altering premade contracts with their customers. Sometimes it comes in the form ...

Posted By Dick Law Firm 7-Jan-2016

How Insurance Bad Faith Can Affect Your Business

The purpose of purchasing insurance is to know that someone has your back financially during extreme and unexpected times of hardship. This notion applies to both individual insurance and insurance used by business owners. But just how the homeowner ...

Posted By Dick Law Firm 14-Dec-2015

What Does My Texas Homeowner's Insurance Cover?

You might know that you are paying a premium for homeowner’s insurance (HOI) but, if you are like most people in Texas, you probably don’t know what is covered, exactly. In your defense, this is not your fault. Insurance companies like to ...

Posted By Dick Law Firm 17-Nov-2015

Ways Home Insurance Companies Try to Delay & Deny Claims

We all know far too well that insurance companies have a reputation for being tighter with their money than Ebenezer Scrooge. Despite the general rise in costs for insurance premiums, it is ironic how insurance providers have a tendency to dig deep ...

Posted By Dick Law Firm 22-Oct-2015

Five Steps to Take if Your Homeowner's Insurance Claim is Denied

Your life can quickly turn into a frightening situation in the event that your homeowner’s insurance claim should ever be denied. The last thing that a person needs to hear following a disaster are the words “you are not covered.” ...

Posted By Dick Law Firm 19-Oct-2015

Insurance Bad Faith: An Overview

Despite the fact that many people pay top-dollar premiums for insurance services, it is not uncommon for an insurance company to fail to live up to their responsibilities to provide financial support in the event of an accident or natural disaster. ...

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