Blog Posts in May, 2022

• Posted By Dick Law Firm 31-May-2022

  Best Homeowners Insurance Companies: State Farm

  State Farm has evolved to offer 100 insurance, banking, and financial products and services across five businesses since its founding in 1922. 58,000 staff and 19,000 independent agents service 85 million policies and accounts in the U.S. State Farm ...

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• Posted By Dick Law Firm 31-May-2022

  Best Homeowners Insurance Companies: USAA

  In 1922, 25 Army officers met in San Antonio to insure each other's cars. USAA offers insurance and financial products for active-duty military, reserves, veterans, and their families. USAA has San Antonio, London, Frankfurt, Germany, and ...

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• Posted By Dick Law Firm 30-May-2022

  Homeowners Insurance Claim - Can I Do the Work Myself and Pocket the Difference?

  Suppose you have recently received an insurance claim reimbursement check from your homeowner's insurance company. In that case, you may be wondering whether you may handle the repairs yourself and keep the money or whether you must hire a ...

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• Posted By Dick Law Firm 30-May-2022

  What Are Waivers of Deductible in Homeowner's Insurance?

  Waiver of deductible is a condition in your insurance policy that specifies the circumstances under which you will not be required to pay the deductible in the case of a claim. The cash amount of the claim determines the "big loss" ...

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• Posted By Dick Law Firm 29-May-2022

  Rebuilding Your Home After an Insurance Claim

  It is a lengthy and intricate process to restore a damaged home. And surviving the claims procedure and the time required to rebuild is a problem. Frequently, the value of a homeowner's insurance exceeds the cost of a new construction or the ...

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• Posted By Dick Law Firm 29-May-2022

  Best Homeowners Insurance Companies: Farmers Insurance

  John C. Tyler and Thomas E. Leavey founded Farmers in 1928. Their company survived the Great Depression to become Farmers Insurance Group in Los Angeles. Farmers Insurance has 46 companies that offer home, vehicle, commercial, life, and financial ...

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• Posted By Dick Law Firm 29-May-2022

  Can You Sue an Insurance Company for Denying Your Claim?

  The answer is yes, but only under specific conditions. There are valid reasons for refusing a claim, and not every denial gives rise to legal action. Nevertheless, your policy is a legally binding contract. If your insurer fails to comply with the ...

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• Posted By Dick Law Firm 28-May-2022

  Tropical Storm Insurance for Homeowners

  Tropical storms are common in the southeast, with storms hitting as far north as Maine and as far inland as Illinois. The storm has the status of any other severe storm in most places, and a standard homeowners policy will cover most damages. ...

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• Posted By Dick Law Firm 28-May-2022

  Tips for Dealing with Delayed or Denied Home Insurance Claims

  If you have a mortgage, more than likely, it was required by your lender that you purchase homeowners insurance. Many residents buy additional coverage in the hopes of receiving the funds necessary to restore their houses and their life, regardless ...

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• Posted By Dick Law Firm 27-May-2022

  The Role of an Insurance Defense Attorney

  In our daily lives, many of us utilize various sorts of insurance. Its goal is to keep us physically and financially safe and secure. We want our insurance carriers to protect us by adhering to industry best practices and local legislation and being ...

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• Posted By Dick Law Firm 27-May-2022

  Insurance Company Vs. A Hard Bid: Why Do Roofers Charge More?

  Roofers will give you a firm quote for any roofing project. However, if you have damage and need to work with an insurance provider, you'll find that roofers charge more. Many individuals are perplexed by this and don't understand why a ...

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• Posted By Dick Law Firm 26-May-2022

  Does Homeowners Insurance Cover Hail Damage?

  Insurance hazards, such as fire, theft, wind, and hail, are included in standard homeowner policies. Perils include things like theft, fire, or a storm that could cause damage to your property. How much peril coverage you have depends on what kind of ...

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• Posted By Dick Law Firm 26-May-2022

  Is Private Mortgage Insurance the Same as Homeowners Insurance?

  Homeowners' insurance isn't the same as private mortgage insurance (PMI). If you default on your payments, PMI helps safeguard the lender. If the amount you put down is less than 20% of the property's worth, your lender will most likely ...

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• Posted By Dick Law Firm 25-May-2022

  Why Is Homeowner's Insurance Allowed to Cancel Your Policy?

  The purchase of homeowner's insurance can be a mind-numbing ordeal of balancing inexpensive costs and adequate coverage. However, please don't believe that you're in the clear once you've purchased your coverage; many homeowners fail ...

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• Posted By Dick Law Firm 25-May-2022

  Can an Insurance Company Close My Claim Without Settlement?

  The first thing you need to do to receive reimbursement for any damages to your home or vehicle, medical expenses, or the loss of valuables is to file a claim with your insurance provider. Nevertheless, not all insurance claims are resolved with a ...

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• Posted By Dick Law Firm 24-May-2022

  Tips For Filing A Hurricane Insurance Claim

  You may experience feelings of being overpowered by the procedure of filing a claim after a hurricane, particularly if you are claiming the storm. A hurricane is an extraordinarily stressful natural disaster, particularly for homeowners whose homes ...

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• Posted By Dick Law Firm 24-May-2022

  What is Gradual Damage in Your Home and When is Covered?

  What Is Progressive Damage? Gradual damage happens when something gradually causes harm to a home over time. Progressive water damage is a regular issue when filing insurance claims. For instance, imagine you overlook replacing the leaking faucet ...

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• Posted By Dick Law Firm 23-May-2022

  All America Insurance Company

  COMPANY INFORMATION Address: 800 South Washington Street, P.O. Box 351 City: Van Wert President: Francis Walworth Purmort III State: OH Phone: (419) 238-1010 Toll Free: (800) 736-7000 ZIP Code: 45891 Year of Inception: 1961-04-12 0 (0 reviews) ...

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• Posted By Dick Law Firm 23-May-2022

  How Long Do Homeowner Insurance Claims Stay on Your Record?

  In the same way that lenders and creditors analyze credit scores to gauge a consumer's risk, insurance companies do. Insurance scoring algorithms consider various factors, including the number of homeowner claims you file and the amount of claims ...

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• Posted By Dick Law Firm 23-May-2022

  What Happens if I Ignore an Insurance Subrogation Letter for Homeowner Property Damage?

  Sometimes, insurance firms must compensate their clients for damages caused by other parties. The insurance company will attempt to subrogate or recoup the amount it paid on the claim from the party responsible for the harm. Care must be used when ...

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• Posted By Dick Law Firm 22-May-2022

  Tips For Filing A Flooding Claim

  In the United States, many customers have trouble claiming compensation from their insurance carrier, particularly for flood damage. And it's not simply because the typical American is often unfamiliar with what constitutes flood damage and what ...

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• Posted By Dick Law Firm 22-May-2022

  How To Read An Xactimate Estimate

  What exactly is Xactimate? Xactimate is a rugged construction estimating program that can run on Windows, iOS, Android PCs, and mobile devices. It is typically used for calculating restoration and repair costs, new construction, and insurance claims. ...

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• Posted By Dick Law Firm 21-May-2022

  Tips for Filing Fire Insurance Claims

  A fire destroys your home and personal belongings. You don't want your homeowners' insurance company to deny your claim. Here are some important tips for working with your homeowners' insurance carrier. 1) Request an advance on your fire ...

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• Posted By Dick Law Firm 21-May-2022

  Can Homeowners Insurance Cover Shower Leaking Through Ceiling?

  Homeowners dread dealing with expensive maintenance, especially regarding leaks of any kind. Homeowners' insurance covers a leaking shower if caused by a sudden burst pipe or another event that occurs fast and unexpectedly. For example, a ...

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• Posted By Dick Law Firm 20-May-2022

  How To Complete a Total Loss Inventory List After a House Fire?

  After a fire destroys your house, one of the most challenging aspects of filing a claim is accurately documenting your personal belongings to ensure you receive full compensation for what you've lost. To avoid leaving settlement cash on the ...

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