Blog Posts in October, 2021

• Posted By Dick Law Firm 31-Oct-2021

  What is the History of Property Insurance?

  A SUMMARY OF PRIVATE INSURANCE'S HISTORY Because the historical growth of insurance as a field of business helps to understand the distinction among the many lines of insurance, a glance at the chronological history of insurance as an institution ...

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• Posted By Dick Law Firm 30-Oct-2021

  Houston Wind Damage

  When many saw the forecast for Thursday on Wednesday afternoon, they were doubtful. Some knew it would be a windy day, but when the amended forecast called for 40-50 mph gusts, it gave severe concern. This time, the weather forecasters were spot on. ...

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• Posted By Dick Law Firm 29-Oct-2021

  How to deal with an independent adjuster?

  Dealing with an independent adjuster The independent adjuster will want to create a clear scope of loss with the insured on the initial visit to assist the insured in their obligation to prove the loss. This means that the adjuster and the insured ...

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• Posted By Dick Law Firm 28-Oct-2021

  What to Know About Property Damage Claims

  Although significant property losses are uncommon, most insureds do suffer losses. Because dealing with a loss isn't something you do every day, it might raise many concerns and problems. It's important to remember that the first few hours ...

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• Posted By Dick Law Firm 27-Oct-2021

  Homeowners insurance claims tips

  Setting up a business requires a significant amount of money and time. Your company may amass assets like buildings, merchandise, and machinery over time, as well as a considerable workforce. Because these elements are so crucial for productivity, ...

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• Posted By Dick Law Firm 26-Oct-2021

  HCDE Breaks Ground on New School

  On Tuesday, October 26, 2021, executives from the Harris County Department of Education gathered for a groundbreaking ceremony to kick off the construction phase of the new Academic and Behavior School East building. The new facility will be ...

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• Posted By Dick Law Firm 25-Oct-2021

  Homeowners insurance lowball estimate

  Property Damage Is Less Than Your Deductible: Insurance Company Tricks You should get a second opinion if an insurance provider tells you that your property damage is less than your deductible. Getting a second opinion from a doctor, just like ...

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• Posted By Dick Law Firm 23-Oct-2021

  Does homeowners insurance cover water damage?

  Most homeowner's insurance policies will cover water damage caused by an unexpected and unintentional event. According to the Insurance Information Institute, homeowners insurance may assist pay for repairs if, for example, your drywall is soaked ...

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• Posted By Dick Law Firm 22-Oct-2021

  How to get insurance to pay for water damage?

  When you return home from vacation, you discover a tiny pond has formed in your basement. Something has leaked, overflowed, or burst in the house. What was your initial reaction? Panic. Your second question is, "How can I get insurance to cover ...

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• Posted By Dick Law Firm 21-Oct-2021

  Privilege Underwriters Reciprocal Exchange (PURE Insurance)

  PURE (Privilege Underwriters Reciprocal Exchange) is a member-owned insurer part of the PURE Network of Insurance Companies, a specialized group of companies that caters to the personal insurance needs of financially successful families throughout ...

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• Posted By Dick Law Firm 20-Oct-2021

  First American Property & Casualty Insurance Company

  First American Property & Casualty, which started as Great Pacific in California in 1979, has come a long way since then. In 1999, the company changed its name to First American Property & Casualty Insurance Company, and it currently sells ...

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• Posted By Dick Law Firm 19-Oct-2021

  Does homeowners insurance cover water damage from dishwasher?

  Does homeowners insurance cover water damage from dishwashers? Yes, it is possible if the damage was caused by a sudden and accidental event. In general, appliances lost or damaged due to a covered incident, such as a fire or a lightning strike, are ...

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• Posted By Dick Law Firm 18-Oct-2021

  does homeowners insurance cover water damage leaking plumbing

  If you have a plumbing leak, what does your homeowner's insurance cover? Insurance coverage for homeowners (both residential and rental properties) and commercial properties are available in various forms. Today, we'll go over what's ...

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• Posted By Dick Law Firm 17-Oct-2021

  How do home insurance companies pay out claims

  Any event that results in an insurance claim is stressful. Your contracting work may have caused property damage to your client, or one of your employees may have been hurt on the job. Fortunately, registering an insurance claim is a relatively ...

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• Posted By Dick Law Firm 16-Oct-2021

  Ceiling collapse insurance claim

  A ceiling collapse in your home can be devastating, causing damage to your home, personal goods and perhaps injuring individuals who live in or visit your home. When this happens, call your home insurance company right once since structural damage ...

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• Posted By Dick Law Firm 15-Oct-2021

  How to negotiate with home insurance adjuster

  A calamity is devastating, but you can successfully reduce financial damage if you know how to negotiate with a property claim adjuster. It's critical to remember that they work for the insurance company and not for you. Please appreciate that ...

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• Posted By Dick Law Firm 14-Oct-2021

  How to find insurance claims on property

  Answers to some of the most frequently asked questions about the CLUE report. Is homeowner's insurance information available to the public? Yes, in a way. Insurance claims are open to the public, but only to specified individuals. Copies of ...

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• Posted By Dick Law Firm 13-Oct-2021

  What is a home insurance adjuster?

  What is a Home Insurance Adjuster, and what do they do? A home insurance adjuster (also known as a staff adjuster) works with your insurance carrier to evaluate your claim and analyze the damage to your property. They'll be the ones to decide how ...

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• Posted By Dick Law Firm 12-Oct-2021

  Who owns swyfft insurance?

  How This Startup is Disrupting the Home Insurance Industry Using Data Richard Trezza, Swyfft's co-founder, moved into a new home and began looking for homeowners insurance. It took about two weeks to complete the process. In most other businesses ...

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• Posted By Dick Law Firm 11-Oct-2021

  Imperial fire & casualty insurance company claims

  What is Imperial Fire & Casualty, and how does it work? In Opelousas, Louisiana, the Imperial Fire & Casualty Insurance Company was created. In addition to Louisiana has grown into other adjacent states and now write insurance in Florida, ...

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• Posted By Dick Law Firm 11-Oct-2021

  Claim closed without payment

  Is it possible for an insurance company to resolve my claim on their own? If the insurance company so desires, they can close your claim. If an insurance company wants to, they can close your claim for whatever reason they wish. When an adjuster ...

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• Posted By Dick Law Firm 10-Oct-2021

  Assurant insurance company review

  Ratings and Coverages from Assurant The Assurant Group is an insurance company that has been in business for almost 125 years. It works to safeguard what matters most to you and help customers and businesses get back on their feet as quickly as ...

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• Posted By Dick Law Firm 9-Oct-2021

  Denied Homeowners Insurance?

  Homeowner's insurance might be difficult to understand. Many, if not all, mortgage lenders need you to have a policy as a condition of the loan, even though it is not required by law. But what happens if you're turned down for coverage? ...

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• Posted By Dick Law Firm 8-Oct-2021

  Clear Blue Insurance Group

  Clear Blue Insurance Group is a property and casualty insurance firm that also offers excess and surplus lines. Except for Alaska, Washington DC and 49 other states have broad licenses. AM Best has given CBIG an A- Excellent rating and a Financial ...

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• Posted By Dick Law Firm 7-Oct-2021

  FedNat Insurance

  Federated National is a regional insurance firm that provides Texas customers with straightforward, no-frills home insurance at reasonable rates. The company, also known as FedNat, has a poor reputation for customer service. However, it is one of ...

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