This is not an exhaustive list. There are many insurance companies out
there, like Southern Vanguard, that will spend $100,000 defending a lawsuit
that would cost them $50,000 to settle. My best advice is to focus on
coverage, cost, and your deductible. Also make sure it is a RCV policy.
Bottom line: you should have
zero loyalty to your insurance company because they have
zero loyalty to you. Personally, I change my insurance carrier each year and
get a better rate. Get an insurance agent that will shop rates for you.
Top 3 Worst Home Insurance Companies
- State Farm
- Farmers Insurance