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RLI Insurance Company


RLI is a specialty insurer with its headquarters in the United States. It provides a wide range of property and liability insurance coverages and surety bonds. Since 1965, it has been making a difference in the world by taking risks in specialized insurance markets to provide its clients with the peace of mind they need to create, explore, develop, and flourish. In 2015, it celebrated its company's half-century anniversary of being innovative and assisting clients in protecting their assets and livelihoods.

The history of innovation at RLI can be traced back to the early 1960s, when the company's founder, Gerald D. Stephens, saw the high cost of changing contact lenses and formed RLI, also known as Replacement Lens, Inc., an insurance agency for contact lenses. In 1965, he purchased the holding firm that would eventually develop into RLI Corporation. RLI was among the very first companies to offer insurance for contact lenses. It took some time, but ultimately, it became the biggest insurer of its sort in the entire world.

When RLI entered the commercial property and liability insurance business, it moved into the direct writing of a commercial umbrella program to capitalize on its previous achievements in this industry. RLI has, throughout its existence, consistently worked to broaden the scope of its product offering by concentrating on underserved and specialized insurance markets of a more technical kind.

The company attributes its success and continues to set itself apart from the competition to the presence of an entrepreneurial spirit and a relentless focus on innovation. It always keeps an eye on the issues that its clients are facing and comes up with creative solutions to those challenges, whether that involves providing items for underserved specialist markets or upgrading and inventing products that are new to the market.

Consider Enlisting an Insurance Lawyer to Make Your Insurance Claim

Insurance companies pay hundreds of millions yearly for favorable laws and rulings from judges. In that regard, property insurance companies are not in the business of paying valid insurance claims. My extensive experience helps consumers hire an experienced lawyer before making an insurance claim.

Enlisting a highly skilled lawyer early generally provides the following benefits:

  • You don't have to speak with the insurance company,
  • The insurance company will have a more difficult time trying to trick you into saying the wrong thing,
  • The lawyer will review the policy and file a notice of claim that complies with local laws,
  • The lawyer will obtain experts to generate reports to support your claim,
  • The lawyer may engage the services of meteorologists to prove weather patterns were ample to cause storm damage to your home.
  • The lawyer may obtain the assistance of an estimator to generate an evaluation of your loss.
  • The lawyer may enlist the services of a content expert to generate reports on the value of your personal property.
  • The lawyer can hire an insurance agent to create a report verifying that the policy covered the type of loss claimed.
  • The attorney could hire an engineer to review the causation of your loss.

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