Blog Posts in January, 2022

• Posted By Dick Law Firm 31-Jan-2022

  Does Homeowners Insurance Cover Pets?

  Does homeowners insurance cover pets? Pets are a huge part of the family, too. As a result, damages they cause to other people or their property may be covered by home insurance policies through liability coverage. This is the part of your insurance ...

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• Posted By Dick Law Firm 30-Jan-2022

  Why Did My Homeowners Insurance Go Up?

  Your house insurance company sends you a notice of renewal, and you're shocked to see that your premiums have increased. It's not uncommon for homeowners insurance premiums to rise each year, and in many cases, it's not because of ...

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• Posted By Dick Law Firm 29-Jan-2022

  What to Look for in a Homeowners Insurance Company

  So you're going to buy a house. Now is the time to consider insurance. You're probably concerned about the type of insurance you need, the benefits you'll receive from your policy, and the cost. However, these aren't the only things ...

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• Posted By Dick Law Firm 28-Jan-2022

  Why Can't I Find Homeowners Insurance?

  Why am I unable to locate homeowners insurance? Typically, a house insurance provider can only cancel your home insurance coverage if you do so within 60 days of the policy being issued by them. They can, however, terminate your coverage at any ...

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• Posted By Dick Law Firm 27-Jan-2022

  Why Do I Need Homeowners Insurance?

  The purchase of home insurance is not mandated by law. If you purchased your home through a mortgage lender, you would be required to obtain homeowner's insurance coverage. Their goal is to safeguard their financial investment, so they desire ...

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• Posted By Dick Law Firm 26-Jan-2022

  How Does Homeowners Insurance Claims Affect Your Current Insurance?

  Depending on the type of damage, it could take anything from a few days to several weeks or months to resolve a claim. However, even after a claim has been resolved, it can have an impact on your insurance premiums for years to come, either by ...

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• Posted By Dick Law Firm 25-Jan-2022

  What homeowners insurance policy covers older homes?

  What type of homeowners insurance policy protects older homes? An HO-8 insurance policy covers older homes that are difficult to replace — typically, these are properties where the replacement value exceeds the market value. This is a modified ...

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• Posted By Dick Law Firm 24-Jan-2022

  Who Has the Best Auto and Homeowners Insurance Bundle?

  Dozens of large auto and home insurance providers offer multi-policy discounts. Nationwide provided the highest value (29 percent) for bundling home and auto. United Farm Family accounted for 28% of the vote. Farmers, Grange, and State Farm were ...

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• Posted By Dick Law Firm 23-Jan-2022

  things to avoid saying to home insurance adjusters

  WHAT NOT TO SAY TO INSURANCE ADJUSTERS OUR INJURY ATTORNEYS IN TEXAS FIGHT FOR INDIVIDUALS AND FAMILY MEMBERS WHO HAVE BEEN INJURED AS A RESULT OF NEGLIGENCE. Accidents in the Home Insurance Industry Insurance Adjusters: What Not To Say THINGS TO ...

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• Posted By Dick Law Firm 22-Jan-2022

  Should you do your own homeowners insurance repairs?

  Even if your homes insurance covers a portion of the cost, damage to your house can be very costly. Making a claim and performing the repairs yourself may seem appealing. However, while you may be able to complete the task yourself, there is no ...

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• Posted By Dick Law Firm 21-Jan-2022

  Can you still get homeowners insurance if you don't pass your inspection?

  If your home insurance inspection results in a failure, you may need to repair the damage that renders your house uninsurable. However, your insurer may issue you coverage with the provision that you complete certain repairs within a specified period ...

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• Posted By Dick Law Firm 20-Jan-2022

  Can I Get Homeowners Insurance Without an Inspection?

  It's up to your insurance carrier, but there's no law or industry-wide guideline that states every home must be examined to be insured. If your home is brand new or the previous owner had an insurance inspection done by the same provider a ...

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• Posted By Dick Law Firm 19-Jan-2022

  What Is a Homeowners Insurance Deductible?

  It is the amount of money you agree to pay before you can file a claim with your insurance company. How much you pay for your homeowners' insurance and the amount of coverage you can use depend on your chosen deductible. Choosing the right ...

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• Posted By Dick Law Firm 18-Jan-2022

  What type of home insurance do you need when selling a house?

  When selling a property, especially as a first-time seller, it may be as stressful as buying one. Homeowners' insurance is an area that is sometimes overlooked. The critical question is whether or not insurance coverage needs to alter when ...

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• Posted By Dick Law Firm 17-Jan-2022

  How to Get Homeowners Insurance Coverage After Nonrenewal

  Every state has its own rules on how an insurance provider can give a notice of nonrenewal, but the average notice period before the nonrenewal begins is 45 days. You'll usually have enough time to find new coverage if you don't wait. The ...

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• Posted By Dick Law Firm 16-Jan-2022

  Reasons Your Homeowners Insurance May Get Canceled

  For various reasons, home insurance providers may view you as a high-risk customer. Here are seven reasons why an insurance company might decide to cancel your policy: A Poor Examination If the insurance company's underwriter inspects your ...

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• Posted By Dick Law Firm 15-Jan-2022

  Information You May Need for a Homeowners Insurance Quote

  Obtaining a homeowners estimate is quick and easy if you have all of your information on hand. Knowing the specifics of your home, like the type of security features installed, may help you qualify for cost-saving discounts and ensure that you select ...

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• Posted By Dick Law Firm 14-Jan-2022

  Homeowners Insurance Escrow Broken Down

  What is an escrow account for homeowners insurance? A homeowners insurance escrow account is a different bank account maintained by your mortgage lender. The performance is specifically meant to hold funds set aside each month for various critical ...

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• Posted By Dick Law Firm 13-Jan-2022

  Do I Have to Pay Homeowners Insurance Through Escrow?

  You are not required to pay your homeowners insurance through escrow. However, many lenders will require you to set up an escrow account if you have a loan for your home and still owe money to the lender, One of the most common misconceptions about ...

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• Posted By Dick Law Firm 12-Jan-2022

  When Do I Renew My Homeowners Insurance?

  Life is full of exciting changes, and your insurance coverage must follow pace. Your homeowner's policy should cover all you have to safeguard, from kitchen renovations to backyard gazebo additions. Therefore, when should you conduct a review of ...

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• Posted By Dick Law Firm 11-Jan-2022

  8 Types of Homeowners Insurance Policies

  Homeowners insurance is one of the most critical investments you can make to safeguard your house — and, by implication, your family — from unanticipated costs that you would otherwise have to handle. You definitely have a lot of ...

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• Posted By Dick Law Firm 10-Jan-2022

  Does Your Neighborhood Affect Your Homeowners Insurance Rates?

  A storm, a fire, or any other natural calamity might cause damage to your home. It can also be harmed by theft or vandalism. When insurance firms calculate premiums, they consider a variety of criteria, one of which is geographic location. When it ...

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• Posted By Dick Law Firm 9-Jan-2022

  Can I own a home without homeowners insurance?

  You can legally own a property without having to purchase homeowners insurance. Individuals who have a financial interest in your property, such as a mortgage or home equity loan holder, will, in most situations, insist that your home is insured. In ...

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• Posted By Dick Law Firm 8-Jan-2022

  Are Mobile Homes Covered By Homeowners Insurance?

  Insurance for mobile homes, also known as manufactured home insurance, is similar to standard homeowners insurance. Their policies are identical in that it provides financial protection in the event of a claim. Mortgage lenders and mobile home ...

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• Posted By Dick Law Firm 7-Jan-2022

  Best Homeowners Insurance For Senior Citizens

  A few homeowner insurers cut after measuring the company's interactions, policy offerings, price, billing process and policy information, and claims. Country Financial, which ranked first, provides a variety of coverage options and additional ...

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