Blog Posts in February, 2022

• Posted By Dick Law Firm 28-Feb-2022

  Does homeowners insurance cover damage from fallen trees?

  Whether the weather just breaks a few limbs or uproots an entire tree, it's critical to understand how and when your house, property, or homeowners insurance policy covers the resulting damage. The tree must have been removed by a risk covered by ...

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• Posted By Dick Law Firm 27-Feb-2022

  Does Homeowners Insurance Cover Mold?

  For decades, mold has been a highly contentious issue in the home insurance industry. Between the late 1990s and early 2000s, the insurance industry changed the wording of home insurance policies to exclude mold coverage in response to increased mold ...

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• Posted By Dick Law Firm 26-Feb-2022

  Does Homeowners Insurance Cover Termite Damage?

  Termite damage is usually not covered by homeowners insurance, even though it covers a wide range of events. Why? Because most termite infestations can be avoided with regular maintenance — and maintenance is homeowners' responsibility. So, ...

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• Posted By Dick Law Firm 25-Feb-2022

  Can Homeowners Insurance Cover Airbnb Properties?

  Home insurance, often known as homeowners insurance, is intended to safeguard your home against various risks such as natural disasters, fire, theft, and other similar losses. However, although many insurance policies would cover a guest or two here ...

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• Posted By Dick Law Firm 24-Feb-2022

  Does Homeowners Insurance Give Discounts for Security Systems?

  Home security systems can protect your home while providing you with peace of mind. When you combine home security devices and burglar alarms with deadbolt locks, motion lights, and window locks, you can reduce your chances of a break-in. Here are ...

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• Posted By Dick Law Firm 23-Feb-2022

  Does Homeowners Insurance Cover Trampolines?

  Is Trampoline Insurance Covered Under My Homeowners Policy? There's no denying that trampolines are a fun outdoor activity for kids to do during the summer. However, if you're considering getting a trampoline for your home, you should first ...

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• Posted By Dick Law Firm 22-Feb-2022

  Will Homeowners Insurance Cover My Storage Unit?

  Personal property stored in storage units is a terrific way to safeguard anything that you don't have a place for in your home. They're also an excellent option for products only used once a year. Storage lockers can help you organize your ...

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• Posted By Dick Law Firm 21-Feb-2022

  How to lower homeowners insurance without discounts?

  You can lower your home insurance premiums by following these steps: Compare home insurance prices to ensure that you are obtaining the most inexpensive pricing, that you are purchasing only the coverage you require with the appropriate deductible, ...

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• Posted By Dick Law Firm 20-Feb-2022

  Homeowners Insurance Discounts and How They Work

  The top homeowners' insurance companies will offer a list of discounts available to help you save money on your monthly payment. Discounts vary by provider; however, the following are several that are frequently found across the industry. ...

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• Posted By Dick Law Firm 19-Feb-2022

  Top 7 Homeowners Insurance Providers

  Owners insurance, also called home insurance, comes with owning a home. It goes hand in hand with having insurance. Most lenders want you to have insurance when you buy a home, and the protection it gives you can keep you from going broke if ...

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• Posted By Dick Law Firm 18-Feb-2022

  How to compare homeowners insurance?

  Methods for Comparing Insurance for Your Home The first step is to determine how much insurance you require. Choosing the right homes insurance policy is the first step in finding the best provider for you. Standard policies protect your home and ...

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• Posted By Dick Law Firm 17-Feb-2022

  Is Homeowners Insurance Bundling Worth It?

  Is it Beneficial to Combine Your Auto and Home Insurance? You can save hundreds of dollars a year by bundling your house insurance with an automobile, boat, or other policy. According to our research, insurance companies frequently offer 10% to 25% ...

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• Posted By Dick Law Firm 16-Feb-2022

  Is It Possible To Save Money By Bundling Insurance Policies?

  Combining your homeowners' insurance with another policy, such as your automobile, boat, recreational vehicle, or life insurance policy, will likely result in significant savings. It will depend on where you live, how many policies you bundle, ...

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• Posted By Dick Law Firm 15-Feb-2022

  Tips For Shopping For Homeowners Insurance

  If you're a first-time homeowner or intimidated by the process, here are some ideas that can also assist you in determining the amount of coverage you require and comparing rates from multiple top insurance companies. And once you've chosen a ...

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• Posted By Dick Law Firm 14-Feb-2022

  Can You Bundle Your Homeowners Insurance and Car Insurance?

  Numerous insurance companies allow consumers to combine their house and auto insurance policies, resulting in lower costs. Discounts may also be offered for bundling other types of plans, depending on the insurer. For example, Allstate allows ...

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• Posted By Dick Law Firm 13-Feb-2022

  Homeowners Insurance For Multiple Properties

  Purchasing homeowners insurance coverage is likely the most proactive approach to safeguard your home investment. That is true whether you are insuring a single property or a portfolio of properties - whether it is a holiday home, a downtown condo, ...

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• Posted By Dick Law Firm 12-Feb-2022

  Common Mistakes To Avoid When Buying Homeowners Insurance

  When purchasing homeowner's insurance, avoid making the following mistakes: The temptation to get basic insurance to save money on premiums may be strong; nevertheless, doing so may come back to haunt you later on. People make one of the most ...

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• Posted By Dick Law Firm 11-Feb-2022

  Filing A Homeowners Insurance Claim And Awaiting Pay Out

  How long does it take to file a claim with your home insurance company? It depends on how complicated your claim is and how well you do your research. It can take a few days to several months to file a homeowners insurance claim. The process can be ...

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• Posted By Dick Law Firm 10-Feb-2022

  How To File A Homeowners Insurance Claim

  There are many ways to file a homeowners insurance claim. As soon as there is a fire, flood, or theft at your home, you might not think to call your homeowners' insurance company right away. But it's essential to do so as soon as possible, ...

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• Posted By Dick Law Firm 9-Feb-2022

  Does Homeowners Insurance Cover Theft or Break-Ins?

  Any type of theft can be catastrophic to homeowners. Your home contains objects with monetary value and items with emotional significance for you and your family. That is why, in the unfortunate event of a break-in, having the appropriate homes ...

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• Posted By Dick Law Firm 8-Feb-2022

  What types of rain damage are not covered by homeowners insurance?

  In the following instances, rainwater damage would not be covered by your homeowner's insurance policy: Flooding or storm surges are caused by excessive rainfall. A typical homeowner's insurance policy does not cover flooding. If your ...

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• Posted By Dick Law Firm 7-Feb-2022

  Is Homeowners Insurance Tax-Deductible?

  Is Homeowners Insurance a Deductible Business Expense? In most cases, homeowners insurance premiums are not tax-deductible, and neither are the premiums themselves, even if your premiums are included in your mortgage payments. Why? As a result of the ...

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• Posted By Dick Law Firm 6-Feb-2022

  Tips for Cutting Insurance Cost

  While it is never a suggested idea to cut corners on coverage, there are ways to save money on insurance premiums. Some helpful tips include the following: Keep a security system in place. A burglar alarm monitored by a central station or that is ...

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• Posted By Dick Law Firm 5-Feb-2022

  Does Homeowners Insurance Cover Exotic Pets?

  Exotic pets may not be covered by home insurance. People can't ensure these pets because of how valuable they are and how different they are from other pets. Some of these animals are, but aren't limited to: Large cats, snakes, reptiles, ...

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• Posted By Dick Law Firm 4-Feb-2022

  Why Do You Need Homeowners Insurance?

  People get homeowners insurance for the same reason they get car and health insurance: because they want to be safe. Insurance helps owners deal with the costs if their home is damaged or if someone is injured on the property. Homeowners insurance is ...

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