Blog Posts in August, 2022

• Posted By Dick Law Firm 31-Aug-2022

  Who Should Carry Builders Risk Insurance?

  The insurance known as builders' risk is designed for the threats faced by specific sectors. This insurance protects properties under construction against fire, lightning, hail, theft, and vandalism. Insurable property under a builders' risk ...

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• Posted By Dick Law Firm 31-Aug-2022

  Does It Matter Whose Name Is Listed On The Insurance Policy?

  A Named Insured is defined quite precisely in your insurance policy! The agent must evaluate your coverage, the risk covered, and the individuals or companies the policy covers. Inquiries are received from those insured daily about who should or ...

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• Posted By Dick Law Firm 30-Aug-2022

  How to File a Claim for Lost Property on Your Home Insurance?

  You have misplaced your wedding band. Perhaps you have misplaced an important work of art. You may initially believe nothing can be done when something of value is misplaced. Nevertheless, there typically is. Your homeowner's insurance will ...

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• Posted By Dick Law Firm 30-Aug-2022

  What Is Protection Class for Homeowners Insurance?

  Your insurer did not randomly choose the cost of your homeowners' insurance premium. The cost of your insurance depends on factors such as the value of your home and its susceptibility to fire. The Insurance Services Office measures fire risk ...

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• Posted By Dick Law Firm 29-Aug-2022

  What Is High-Value Home Insurance?

  A home with a high value is often more expensive than the average dwelling. Whether it's a historic property, a condominium or luxury apartment, a residence of architectural significance, a home with unique characteristics, or rare or expensive ...

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• Posted By Dick Law Firm 29-Aug-2022

  Is it Wise to Switch Homeowners Insurance Companies Right Before My Current Policy Expires?

  It may be time to look for a new homeowner's insurance provider if your current one raises your premiums or if you are unhappy with the level of care you are receiving from the current provider. You can change your policy even if it is not about ...

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• Posted By Dick Law Firm 28-Aug-2022

  I Hit My House With My Own Car. Who Pays?

  When reversing, we may all miscalculate our turning radius or neglect to glance behind us. Therefore, if you've accidentally backed your vehicle into your home, you may ask how your insurance will assist you. Your homeowner's insurance will ...

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• Posted By Dick Law Firm 27-Aug-2022

  How Insurance Covers Home Or Property Damage Caused By A Vehicle?

  If a car damages your property, the owner or driver of the vehicle, presuming they are at fault, is responsible for the damages. You could claim with your homeowner's insurance if the at-fault driver's liability insurance is insufficient to ...

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• Posted By Dick Law Firm 26-Aug-2022

  Can You Refuse Homeowners Insurance Coverage?

  Can You Refuse Homeowners Insurance Coverage? Suppose you are having difficulty affording payments on your house and other maintenance-related fees. It can be tempting to cancel your homeowners' insurance if you do not anticipate requiring it. ...

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• Posted By Dick Law Firm 25-Aug-2022

  Tips for Saving Money on Texas Homeowners Insurance

  Safeguard Your House with Safety Improvements According to data from the National Association of Insurance Commissioners, Texas has the third-highest premiums for homeowners insurance in the United States. One of the reasons for this is a large ...

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• Posted By Dick Law Firm 24-Aug-2022

  Does Homeowner's Insurance Provide Coverage For Galvanized Pipes?

  Why Your Homeowners Insurance Does Not Cover Galvanized Pipes Standard insurance coverage will cover damage caused by leaking or bursting pipes. Water damage inside the home is one of the most frequent causes of homeowner claims. Water can cause ...

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• Posted By Dick Law Firm 23-Aug-2022

  Does Homeowners Insurance Cover Bullet Holes?

  When considering homeowner's insurance, we generally include natural hazards such as earthquakes and storms. However, certain scenarios are considerably more uncommon, and when we encounter them, we may wonder if our insurance will cover the ...

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• Posted By Dick Law Firm 22-Aug-2022

  What Water Damage Is Covered By Homeowners Insurance?

  Regarding water damage, homeowners' insurance may be pretty mercurial. It can also be challenging to grasp when the damage will be covered and when the policy won't cover it. This includes damage to the siding of your home caused by water. If ...

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• Posted By Dick Law Firm 21-Aug-2022

  Can A Home Be Insured If Your Name Is Not On The Title?

  Yes, you can. However, keep in mind that you are acquiring coverage on behalf of the legal owner. It differs little from just lending the individual the funds to purchase the coverage. Although insurance policies vary significantly from company to ...

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• Posted By Dick Law Firm 21-Aug-2022

  Is Wood Siding Covered By Homeowner's Insurance?

  Homeowners' Insurance, As Well As Siding An investment in a client's home should be safeguarded with homeowner's insurance if unexpected or unanticipated events occur. Siding is a component of the house that boosts its aesthetic value ...

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• Posted By Dick Law Firm 20-Aug-2022

  How A Homeowners Insurance Policy Handles Medical Payments?

  Fire, hail, and theft of your possessions are all commonly covered under a standard homeowners insurance policy. However, you might not be aware that, regardless of who was at fault, your home's insurance policy typically also covers medical ...

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• Posted By Dick Law Firm 20-Aug-2022

  Does General Liability Insurance Cover Workmanship?

  General liability insurance covers accidents, injuries, and damages while the contractor works. His liability insurance will pay for any medical costs if he is hurt or if one of your family members is injured due to his deeds. The expense of ...

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• Posted By Dick Law Firm 19-Aug-2022

  Will Homeowner's Insurance Pay the Medical Bills If You Have an Accident on Your Property?

  Your home is likely your largest asset, so securing your investment with adequate homeowner's insurance makes sense. Standard homeowner's insurance policies cover the construction of your house and the medical expenses of anyone hurt on your ...

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• Posted By Dick Law Firm 19-Aug-2022

  How Fracking Impacts Homeowners Insurance?

  Fracking Terminology Hydraulic fracturing, sometimes known as "fracking," is injecting a solution of water and chemicals into underground shale formations to extract natural gas. Shale is a rocky substance that normally runs between 3 and 8 ...

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• Posted By Dick Law Firm 18-Aug-2022

  Does Homeowners Insurance Cover Pest Infestations?

  Homeowner's insurance policies can be complicated regarding pest infestations and the resulting property damage. However, insurance companies typically do not cover the removal of pests or the damage they cause. When it comes to pests, many ...

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• Posted By Dick Law Firm 18-Aug-2022

  Does Homeowners Insurance Cover Defects in Construction?

  You consequently made the responsible decision to purchase homeowner's insurance when you purchased a fantastic new home. A few months later, there were problems due to poor construction. Now what? Who bears the expense of correcting this? Will ...

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• Posted By Dick Law Firm 17-Aug-2022

  Is My Dog Covered by My Homeowners Insurance?

  Your dog may or may not be covered by your homeowner's insurance, depending on your insurance company. Your house, renters, prefabricated home, or condo insurance should include dog liability coverage — financial protection against ...

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• Posted By Dick Law Firm 17-Aug-2022

  Does Homeowner's Insurance Provide Coverage For Generators?

  A generator connected to your home during a power outage can save your life. But just like any other house component, generators can fail or be damaged by a natural disaster, leaving you in the dark and possibly out of pocket. In certain situations, ...

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• Posted By Dick Law Firm 16-Aug-2022

  Does Homeowners Insurance Cover Storage Units?

  Personal property stored in storage facilities is an excellent approach to safeguard items that cannot be kept at home. And they are an ideal solution for seasonal things. Storage lockers can help you organize your house by storing outdoor furniture, ...

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• Posted By Dick Law Firm 16-Aug-2022

  Can Homeowners Insurance Be Paid On A Monthly Basis?

  Whether you pay your homeowner's insurance provider directly or through an escrow account with your mortgage lender determines the frequency of your payments. Even if you have the option to pick how frequently you pay your insurance premium, a ...

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