Blog Posts in August, 2022

• Posted By Dick Law Firm 11-Aug-2022

  Why Do You Need Identity Theft and Home Cyber Insurance?

  In today's technologically advanced world, safeguarding your house with cyber home insurance and identity theft insurance is more necessary than ever. There is a multitude of instances in which various forms of insurance might provide peace of ...

  Continue Reading
• Posted By Dick Law Firm 10-Aug-2022

  What Happens If I Allow My Insurance Coverage to Lapse?

  People may let their insurance lapse for many different reasons. But if you can help it, you should try not to do it. Here are several reasons why it's imperative to keep your insurance and not let it lapse, along with some tips to help you stay ...

  Continue Reading
• Posted By Dick Law Firm 10-Aug-2022

  Does Your Homeowner's Insurance Cover Your Home Improvements?

  Defending What You Have Created If you've recently upgraded your home, have you also upgraded its insurance coverage? Your homeowner's insurance coverage must cover the cost of repairing or rebuilding your house in a natural disaster such as ...

  Continue Reading
• Posted By Dick Law Firm 9-Aug-2022

  What Is Mortgage Protection Insurance?

  As a homeowner, making monthly mortgage payments on time is essential. What would happen to your loved ones if you passed away unexpectedly and your income vanished? No one can predict the future, but a comprehensive mortgage protection insurance ...

  Continue Reading
• Posted By Dick Law Firm 9-Aug-2022

  How Do I Obtain Homeowner's Insurance For My Older Home?

  Many distinguishing characteristics of older homes also make them riskier to insure, frequently necessitating a higher premium and specialized coverage. You may still be able to obtain coverage with a standard homeowners policy if your home is older. ...

  Continue Reading
• Posted By Dick Law Firm 8-Aug-2022

  Should I Obtain Umbrella Coverage?

  Umbrella insurance is a sort of insurance that provides additional coverage over and beyond the limitations of your existing policies, such as homes or vehicle insurance. Umbrella insurance can protect you from legal difficulties and additional costs ...

  Continue Reading
• Posted By Dick Law Firm 8-Aug-2022

  Do Homeowners Insurance Policies Cover Damage to Boats Caused by Hurricanes?

  A widespread misconception is that one's homeowner's insurance policy will provide coverage for their boat in the event of an accident. This includes any damage that a hurricane may cause at some point in the future. However, insurance for ...

  Continue Reading
• Posted By Dick Law Firm 7-Aug-2022

  What is on-demand insurance?

  What Is Insurance on Demand? On-demand insurance allows you to acquire coverage on your smartphone or other devices whenever and wherever you like, especially when your property or assets are in use or at risk and require a safety net. You only pay ...

  Continue Reading
• Posted By Dick Law Firm 6-Aug-2022

  Can You Have Too Much Insurance?

  Having adequate insurance coverage can be an effective means of protection in a disaster. However, it is possible to carry so much insurance that the premium expenses become detrimental to one's financial well-being. If you are overinsured, you ...

  Continue Reading
• Posted By Dick Law Firm 5-Aug-2022

  Common Insurance Terms Defined

  Whether you're beginning the new year with a new insurance policy, preparing to submit a claim, upgrading an existing policy, or simply seeking a better knowledge of your coverage, it's necessary to become familiar with specific common ...

  Continue Reading
• Posted By Dick Law Firm 4-Aug-2022

  What Effects Will Climate Change Have On Homeowners' Insurance?

  Extreme weather events have become more frequent and severe. They will continue to due to climate change, posing a greater danger to homes and insurers and possibly increasing homeowners insurance premiums. Climate change will expose homes across the ...

  Continue Reading
• Posted By Dick Law Firm 3-Aug-2022

  Most Homeowners Are Underinsured For Inflation and Building Costs

  According to a recent American Property Casualty Insurance Association (APCIA), which surveyed more than 1,000 American homeowners with homeowners insurance policies, most of these homeowners have not taken the necessary steps to ensure that their ...

  Continue Reading
• Posted By Dick Law Firm 3-Aug-2022

  Do Independent Contractors Need Business Insurance?

  Numerous freelancers, such as authors, graphic designers, and programmers, operate from their homes, coffee shops, or customers' offices. Unlike musicians, photographers, and event planners, who have equipment costing thousands of dollars, their ...

  Continue Reading
• Posted By Dick Law Firm 2-Aug-2022

  How Many Claims On Your Home Insurance Are Too Many?

  Most homeowners get home insurance hoping they'll never need to make a claim. Unfortunately, mishaps occur, so you might need to claim some point to get paid for harm to your house or possessions. However, submitting too many claims may result in ...

  Continue Reading
• Posted By Dick Law Firm 1-Aug-2022

  Questions to Ask Your Insurance Agent During a Review of Your Policy

  An annual insurance review is strongly advised. After a detailed conversation, your local agent will know the specifics of the coverage that best meets your needs. Consider the following factors when reviewing your insurance policies. Does my current ...

  Continue Reading