Homeowner's of America Insurance underpays claim by $17,515.07

Homeowner's of America Insurance underpays claim by $17,515.07. A consumer hired the services of Dick Law Firm. As a result, the homeowner found that his insurance claim was underpaid by $17,515.07. They still have rights if they want to sue the insurance company to be reimbursed for attorney fees they incurred along with statutory interest. Attorney Eric Dick finds that property insurance claims are generally underpaid by at least $10,000.

Here is more information on HOAIC:

America's Homeowners Ratings and coverages for insurance

The Homeowners of America Insurance Company (HOAIC) is a Texas-based insurance company. It is licensed in numerous states worldwide and currently issues range in Texas, Arizona, Georgia, South Carolina, North Carolina, and Virginia. HOAIC works with a network of independent insurance brokers to sell basic home insurance.

What types of insurance do Homeowners of America Insurance provide?

What types of insurance do Homeowners of America provide?

Depending on the options you select, your Homeowners of America policy may include the following coverages:

Dwelling Coverage – protects the structure of a client's house in the event of a covered loss.

Personal Property coverage protects your personal belongings in your home from being damaged or stolen in the event of a covered loss.

Loss of Use - If you need to move out of your house temporarily while it is being repaired, this option will help pay the cost of additional living expenses. It assists clients in minimizing their financial losses during a catastrophe.

Liability insurance protects you if someone sues you or other members of your family for injuries or property damage caused by something that happens in your home. This is not liability insurance coverage for a car.

Medical Payments - helps pay for other people's injuries if you or a member of your family is proven to be at fault.

Please keep in mind that not all of the options listed above are available in every state. To locate a policy that meets your needs, speak with one of their agents who can walk you through the coverage options and potential discounts.

This company also provides the following coverages.

Condo insurance with specialized coverage

Dwelling Fire Insurance with Specialty Coverage

Flood insurance is a specialty coverage.

Identity Theft Insurance with Specialty Coverage

What else do you need to know about the Homeowners of America Corporation?

Wright Flood Service, a subsidiary of Homeowners of America Insurance Company, provides flood insurance in Texas. By collaborating with other organizations, firms like this can give better coverage and lower home insurance rates.

HOAIC can be reached via phone or email; it is one of the most effective ways to contact an agent. Policyholders can also visit a specialized online portal to review their coverage, check their policy, retrieve any necessary documents, register a claim, and other time-saving services.

New users can also acquire insurance quotations, contact the Customer Service Department with questions, compare the numerous HOAIC insurance products, and varied insurance rates for different types of coverage after creating a username and password.

Homeowners of America Insurance is licensed in which states?

In five states, Homeowners of America Insurance sells homeowners insurance. See the states where Homeowners of America Insurance does business below. Then click the link to see how Homeowners of America Insurance stacks up against the competition in that state.

America's Homeowners An American flag serves as a backdrop for the logo.

The mission of Homeowners of America Insurance

What is the mission of Homeowners of America Insurance?

It is crucial to us to meet the needs of our customers. We make every effort to give you the professional, pleasant, and personalized service that you deserve. Our mission is to provide high-quality products and services at reasonable costs to our consumers. HOAIC makes it a priority to differentiate itself from the traditional insurance company by delivering outstanding service, partnering with devoted, independent agents, and providing inexpensive quotations.