Attorney Blog | News and Updates

Posted By Dick Law Firm 18-Jan-2021

Allstate owes an additional $33,000

Allstate cheated homeowners with underpaid property insurance claims. Since recruiting Dick Law firm, the insured's coverage rose from $33,275.54. The homeowner can get more money from the claim by filing a lawsuit. The cash they received is the ...

Posted By Dick Law Firm 17-Jan-2021

what to do after a fire loss

Suppose your house is demolished and non-livable. In that case, your homeowner's insurance has a 'loss of use or extra living cost' policy that helps you to maintain your quality of living when coping with this loss. That ensures that ...

Posted By Dick Law Firm 16-Jan-2021

How to read a home insurance estimate?

How do you read an insurance claim summary? If you have never made a property claim before, you may feel overwhelmed by the prospect of reading and interpreting the description of details that are found in an insurance loss statement. Know that you ...

Posted By Dick Law Firm 16-Jan-2021

What Questions are Asked in an Examination Under Oath?

We have served thousands of policyholders under oath at examinations. Few lawyers are aware of what an Investigation Under Oath (EUO) is, and even fewer have ever served a EUO policyholder. Thousands of policyholders have been performed at such tests ...

Posted By Dick Law Firm 15-Jan-2021

How is homeowners insurance calculated?

Why are insurance policies and rates filed with the state? Insurers are required to file any informed consent forms and insurance policy forms with the appropriate regulatory agency. The agency enforcing the regulation is the Department of Insurance ...

Posted By Dick Law Firm 15-Jan-2021

What happens when I file a home insurance claim?

What happens when I file a home insurance claim? If your homeowner's insurance pays your settlement, both you and your mortgage servicer or lender will likely be issued the check. Most mortgage agreements require this to protect the interest of ...

Posted By Dick Law Firm 14-Jan-2021

What examinations under oath?

Typically, property insurance policies provide for the insurer's right to ask for a EUO, along with all records and documents supporting the claim. The EUO enables the insurer to obtain full knowledge and information on the facts to decide on its ...

Posted By Dick Law Firm 14-Jan-2021

How to make a house fire inventory list

One of the most challenging tasks involved in the claim process after losing your home from a fire is adequately recording your personal property to ensure that you're entirely compensated for what you've lost. Completing a full loss ...

Posted By Dick Law Firm 14-Jan-2021

How do insurance companies sell their products?

What are the insurance distribution systems? Insurance is sold through a variety of different methods by numerous other insurers. When most people purchase insurance, they go through an insurance company representative. A life insurance agent ...

Posted By Dick Law Firm 14-Jan-2021

Home Insurance Claim Tips

Homeowner's insurance protects you when your home causes damage against substantial loss, but your insurance provider's settlement offer can not always comply with contractors' estimates. It can be frustrating and time-consuming to ...

Posted By Dick Law Firm 13-Jan-2021

Will homeowners insurance cover sagging floors?

Will homeowners insurance cover sagging floors? A house without a floor isn't suitable for anyone. However, if your floor has a gaping hole in it, it does not ensure that your homeowners' insurance will pay to repair or rebuild it. The ...

Posted By Dick Law Firm 13-Jan-2021

Does home insurance cover structural problems

Do standard homeowners insurance policies protect systemic problems? Many curious new homeowners ask questions about what all their insurance covers. Some am worried about all aspects of the building of my house, including its foundation. What if my ...

Posted By Dick Law Firm 13-Jan-2021

Private vs government insurance?

What is the difference between private and governmental insurance companies? Social insurance programs are provided by the federal and state governments where the private sector will not or cannot write insurance. The U.S. government is the ...

Posted By Dick Law Firm 13-Jan-2021

What questions should I ask my insurance agent?

I secured homeowners insurance so easy. My mortgage lender told me that a policy was the last thing required, and then in a panic, I called my car insurer, gave them my address, and got coverage. After closing, a giant envelope with a policy I had ...

Posted By Dick Law Firm 13-Jan-2021

What is the most common homeowners insurance claim?

The most popular forms of home insurance claims What types of home insurance claims are more common? And are they the most expensive? Between 2014 and 2018, these incidents caused the most homeowners' insurance claims, according to national data ...