Blog Posts in January, 2021

• Posted By Dick Law Firm 31-Jan-2021

  Why You Need an Insurance Lawyer

  Getting a Lawyer Will Only Help! The most significant error people commit while applying for an insurance payout is waiting right AFTER an event to notify a lawyer. If customers pay their rates, they can consider the insurance company's deals and ...

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• Posted By Dick Law Firm 31-Jan-2021

  Top Ten Texas Worst Hail Storms

  The Top Ten Worst Hailstorms in Texas History As the phrase goes, "everything's bigger in Texas," although it may not necessarily be a positive thing. The Hailstorms in Texas are some of the most damaging on the record. With hailstones ...

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• Posted By Dick Law Firm 30-Jan-2021

  What are causes of boat fires?

  Fire-rated number five among the triggers of losses for BoatUS Maritime Insurers between 2008 and 2012. Most of these fires start at a few very particular positions onboard, all of which originate in the engine compartment, where fuel and the ...

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• Posted By Dick Law Firm 29-Jan-2021

  Spring Branch Explosion Update

  Insurance lawsuits from landowners impacted by the Watson Grinding and Processing accident begin to be lodged weeks after the deadly explosion. Near to 800 homeowner lawsuits and about 350 car claims were filed in conjunction with the blast on ...

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• Posted By Dick Law Firm 28-Jan-2021

  Review of Watson Explosion

  It was early Friday morning last January, in the Westbranch area of Houston. Gilberto Mendoza Cruz was unconscious as the roof fell. The adjacent commercial factory, Watson Grinding, had collapsed. Cruz went to the emergency department and was soon ...

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• Posted By Dick Law Firm 27-Jan-2021

  How does fire insurance claim work?

  Homeowners whose home has been damaged or destroyed will look to their insurance for relief with varying degrees of success. As you interact with your insurance company and its adjusters, here are tips to keep in mind. Consider getting an advance. ...

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• Posted By Dick Law Firm 26-Jan-2021

  What to do after a house fire insurance?

  A fire station in the United States acknowledges a fire every 24 seconds. We hope that you will never be part of this status, but if you are, you will need to know what to do in the event of a fire and how your homeowners' insurance can protect ...

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• Posted By Dick Law Firm 26-Jan-2021

  What do home insurance adjusters look for?

  How to negotiate with an insurance adjuster You can immediately contact the insurance company when you encounter property damage from a house fire or some other risk protected by your home insurance. You will answer questions from your insurer about ...

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• Posted By Dick Law Firm 25-Jan-2021

  Filing a homeowners insurance claim tips

  Approximately 85 percent have home insurance. Of those insured, about 6% of homeowners make insurance claims per year. And more than 98% of those claims involve some form of property damage or theft. When you make a homeowner's claim for ...

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• Posted By Dick Law Firm 24-Jan-2021

  What kind of water damage does insurance cover?

  Does homeowners insurance cover water damage? The standard procedure behind a water damage claim can differ for each person as the form and degree of water damage is situational. In addition to the difference in damages, each insurance carrier has ...

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• Posted By Dick Law Firm 23-Jan-2021

  Watson Explosion One Year Later

  Dick Law Firm Files First Lawsuit The filing on behalf of Sophia Navarro by lawyer Eric Dick of The Dick Law Firm in Houston claims damages by the defendant, Watson Grinding and Processing. It applies to both a temporary restraining order and a ...

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• Posted By Dick Law Firm 23-Jan-2021

  TPC Explosion Information

  Before its Port Arthur plant exploded, TPC Group had installed monitors along the facility's fence line to detect fugitive air emissions of butadiene — a highly flammable gas being produced there. The four gas chromatographs and much of the ...

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• Posted By Dick Law Firm 22-Jan-2021

  house fire insurance claim help

  How long would it take for a claim to be settled? If you do not seek assistance from a competent attorney, you will possibly encounter sluggish settlement. Except for failures or unexpected variables, it is fair to expect a fire insurance claim to ...

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• Posted By Dick Law Firm 21-Jan-2021

  Texas plant explosions

  Explosion Trauma Explosions do extreme damage to people. Blast accidents are triggered by blasts that occur in mining and manufacturing environments and homes due to gas leaks. Explosions are not limited to wartime conditions. Job conditions ...

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• Posted By Dick Law Firm 21-Jan-2021

  arson insurance claims

  How to deal with an insurance adjuster after a house fire? In some instances, the local authorities will investigate and determine the cause of a house fire. An insurer may send an investigator to determine if the fire was started for financial gain. ...

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• Posted By Dick Law Firm 21-Jan-2021

  Mobile Home Insurance Questions

  Mobile Home Insurance Questions Q. Does your homeowner's insurance cover mobile homes? A. Mobile homes are covered under insurance policies, which include homeowner's insurance. The resident's homeowners policy typically insures mobile ...

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• Posted By Dick Law Firm 20-Jan-2021

  Public Adjuster Questions

  Public Adjuster Questions Q. Am I required to employ a public adjuster to assist with my insurance claim? A. No, you are not required to hire a public adjuster. Public adjusters can assist in resolving claims negotiations. Still, due to a conflict in ...

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• Posted By Dick Law Firm 19-Jan-2021

  Palomar Specialty Insurance Underpays Claim $16,900

  Palomar Specialty Insurance Co., paying $16.9k in new money. This number is deducted regardless of any deductible and depreciation. Using the services of Dick Law firm, the customer earned the money she deserved. The client will receive extra cash ...

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• Posted By Dick Law Firm 18-Jan-2021

  Allstate owes an additional $33,000

  Allstate cheated homeowners with underpaid property insurance claims. Since recruiting Dick Law firm, the insured's coverage rose from $33,275.54. The homeowner can get more money from the claim by filing a lawsuit. The cash they received is the ...

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• Posted By Dick Law Firm 17-Jan-2021

  what to do after a fire loss

  Suppose your house is demolished and non-livable. In that case, your homeowner's insurance has a 'loss of use or extra living cost' policy that helps you to maintain your quality of living when coping with this loss. That ensures that ...

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• Posted By Dick Law Firm 16-Jan-2021

  How to read a home insurance estimate?

  How do you read an insurance claim summary? If you have never made a property claim before, you may feel overwhelmed by the prospect of reading and interpreting the description of details that are found in an insurance loss statement. Know that you ...

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• Posted By Dick Law Firm 16-Jan-2021

  What Questions are Asked in an Examination Under Oath?

  We have served thousands of policyholders under oath at examinations. Few lawyers are aware of what an Investigation Under Oath (EUO) is, and even fewer have ever served a EUO policyholder. Thousands of policyholders have been performed at such tests ...

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• Posted By Dick Law Firm 15-Jan-2021

  How is homeowners insurance calculated?

  Why are insurance policies and rates filed with the state? Insurers are required to file any informed consent forms and insurance policy forms with the appropriate regulatory agency. The agency enforcing the regulation is the Department of Insurance ...

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• Posted By Dick Law Firm 15-Jan-2021

  What happens when I file a home insurance claim?

  What happens when I file a home insurance claim? If your homeowner's insurance pays your settlement, both you and your mortgage servicer or lender will likely be issued the check. Most mortgage agreements require this to protect the interest of ...

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• Posted By Dick Law Firm 14-Jan-2021

  What examinations under oath?

  Typically, property insurance policies provide for the insurer's right to ask for a EUO, along with all records and documents supporting the claim. The EUO enables the insurer to obtain full knowledge and information on the facts to decide on its ...

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