Houston Insurance Bad Faith Attorney
If your four-legged friend or two-winged pal has caused a ruckus in your
home, as animals are known to do from time to time, can you expect to
be covered by your homeowner’s insurance policy? Although you might
be told otherwise by your insurance provider, pet damage can be covered
by accidental damage policies. The real trouble, other than having to
retrain your animal companion, arises when your claim is wrongfully denied
by an insurance company looking to save a few dollars on their end.
At Dick Law Firm, our Houston insurance bad faith attorney has handled
well over 1,000 cases and claims. More often than not, dishonest or uncooperative
insurance companies start to change their tone once they see a client
backed by our team. If they remain stubborn and will not offer a fair
settlement for your damages, we take the gloves off and go to court on
Seek proper recovery after your pet damages your home.
Contact us today.
What is Covered & What is Not?
In many standard homeowner’s insurance policies, there is little
to no reference to pet damage. This does not mean that the damage caused
by pets is not covered. Instead it means that you will have to categorize
it as accidental damage, or a single item claim if the furry friend only
brought destruction to one high-priced item.
What damage could be covered in a pet damage claim?
- Torn furniture
- Scratches to wood or glass surfaces
- Damage or discoloration to walls
- General interior damage caused by random occurrences
What is not covered in a pet damage claim? It would be extremely unlikely
for an insurance policy to include damage caused by an animal that was
not a pet. If a feral squirrel, for example, makes its way down your chimney
before ransacking your kitchen, you could be out of luck. However, if
you have a nonstandard accidental damage policy, there could still be
a way for you to gain a recovery. Never rule anything out based on your
guess or the first word your insurance provider has to say about it.
Understand & Uphold Your Policy with Us
When an insurance company will not even hear your claim, or shuts it down
without proper investigation, it is known as insurance bad faith. At Dick
Law Firm, all we do is fight those who would conduct their business in
bad faith. For nearly a decade, we have been entirely committed to bad
faith insurance claims in Houston and the surrounding area. If you want
to know more about what we can do for pet damage case, call