Workers’ Compensation Insurance Claims

Contact a Houston Business Insurance Claims Lawyer

One of the many liabilities that businesses face is the possibility of a worker being injured on the job. Many employers purchase workers’ compensation insurance to cover them against the financial costs of workplace injuries, including lost wages, medical care, and rehabilitation costs. Unfortunately, workers’ compensation insurance providers may sometimes wrongfully limit or deny an injured worker’s claim, claiming that the worker or the business itself is at fault for the workers’ injuries. If your business has encountered a dispute surrounding your workers’ comp insurance coverage, a highly-trained Houston business insurance lawyer can assert your rights as a policyholder and fight to ensure your fair treatment.


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What Does Workers’ Comp Cover?

Employers purchase workers’ compensation insurance coverage to provide financial reimbursement for their injured employees in exchange for immunity from being sued for most workplace accidents. Workers’ compensation covers an injured employee’s medical expenses and up to two-thirds of an employee’s lost wages until they are able to return to work. In the event that an employee should pass away from a work-related illness or injury, workers’ comp also provides death benefits to the decedent’s family to offset the cost of funeral expenses and lost wages.

Workers’ comp covers nearly all types of on-the-job accidents and illnesses, including:

  • Slip and falls
  • Repetitive stress injuries
  • On-the-job car accidents
  • Work-related illnesses
  • Heat exposure illnesses
  • Toxic chemical exposure

It is important to remember that workers’ compensation insurers are still businesses and are primarily concerned with protecting their bottom line. For this reason, insurers may be prompted to search for a reason to deny a workers’ compensation claim to minimize their financial liability and maximize their profits – sometimes by dishonest means. If you believe your business’ workers’ compensation insurance provider may have acted in bad faith, our firm can examine the terms of your policy and pursue legal action against your insurer in pursuit of your entitled coverage.

Request Your Free Consultation

In exchange for paying your insurance premiums in full and on time, your insurer is expected to fulfill their end of the bargain and honor their obligations as established in your policy. Having helped thousands of clients solve their various insurance disputes with hard-hitting advocacy and care, our Houston business insurance attorney has the knowledge and experience necessary to help you and your employees receive the financial support you deserve. Backed by numerous positive client testimonials and a Superb Avvo Rating, we have what it takes to help you get the results you need.

A no-cost consultation awaits. Schedule yours today!

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