For many people who have lost a loved one, either through an accident or
the natural passage of time, the first source of solace and peace of mind
they can find comes as financial support through death benefits guaranteed
life insurance policy. For some, however, what should have been a welcome and comforting benefit
can become a nightmare when they discover that their life insurance carrier
is denying their claim or drastically reducing the payout they expected
would help them cover burial expenses and lost income. If they cannot
give you a proper reason for denying the claim, it is time for you to
talk to an insurance bad faith lawyer.
Dealing with Insurers So You Don’t Have To
The weeks and months following the passing of a loved should be a time
for grieving, reflecting, and recovering. It should
not be a time for fighting with a representative of an insurance company.
To keep yourself out of red tape, stacks of paperwork, and over-the-phone
arguments with an insurer, you should contact an insurance bad faith attorney
as soon as possible.
The insurance carrier can look for the smallest of mistakes in your policy’s
documentation to try to find a reason to deny your claim. There are even
instances in which they will allege that fraud was used or a preexisting
medical condition had never been disclosed to them. In short, some insurer’s
go to ridiculous lengths to save themselves some money and leave their
clients feeling abandoned.
For every step the insurance company takes to prevent your death benefits
collection, you need an attorney who will take two steps in the other
direction, fighting for your rights and fair treatment. If the opposition
is being highly meticulous to deny your claim, your attorney must be even
more particular. This sort of “one-up” representation is available
at the Dick Law Firm. Houston Life Insurance Attorney Eric Dick has focused
his legal practice on insurance law for years and has helped
1,000+ people get the coverage they deserve. Be sure to
contact the firm today if you want to know more about your rights and what you
should be given after your loved one has passed away.